White Bear Homes with Split Entry (Bi-Level) Stories

Welcome to White Bear Lake, a charming city nestled in Ramsey County, Minnesota. Known for its stunning natural beauty and vibrant community, White Bear Lake offers residents a perfect blend of suburban tranquility and urban convenience. With its picturesque lakes, lush parks, and a variety of recreational activities, this city is an outdoor enthusiast's dream. The downtown area is bustling with boutique shops, delightful eateries, and local events that foster a strong sense of community.

When it comes to housing, White Bear Lake boasts a diverse array of options, including the popular split entry (bi-level) homes. These homes are characterized by their unique architectural design, featuring two levels that are separated by a short flight of stairs. This layout not only maximizes space but also offers flexibility, making them ideal for families and individuals alike. The split entry style often includes spacious living areas, ample natural light, and the potential for additional finished space in the lower level, perfect for a home office, playroom, or guest suite.

Living in a split entry home in White Bear Lake means enjoying the best of both worlds: a cozy, welcoming environment and easy access to the city’s vibrant lifestyle. Whether you’re looking to explore the serene shores of White Bear Lake or take part in community events, this city is a wonderful place to call home. Discover the charm of White Bear Lake and the versatility of split entry living—your dream home awaits!

Newest White Bear Homes with Split Entry (Bi-Level) Stories

$415,000

3 Beds ⋅ 2 Baths ⋅ 7140505 MLS

Located on a quiet dead-end street in White Bear Township, this wooded property offers a peaceful setting near Bald Eagle Lake and the 320-acre Tamarack Nature Center, with trails and year-round outdoor recreation nearby. Inside, the home features a brand-new kitchen with new stove, microwave and dishwasher, fresh paint throughout, and new central air conditioning . A large bow window fills the living room with natural light and adds character to the space, while the three-season porch offers an inviting place to relax during the warmer months. Downstairs, the oversized bedroom provides flexibility for a spacious primary bedroom, guest room or home office. Otter Lake Elementary is nearby, with easy access to area schools, shopping and dining along Hwy 96 and downtown White Bear Lake - giving you a quiet residential setting without being far from everyday conveniences.

5506 Prospect Avenue, White Bear

Listing courtesy of Abitare Homes Inc.

$439,900

3 Beds ⋅ 2 Baths ⋅ 7131772 MLS

Welcome to this 3-bed, 2-bath split entry that was fully remodeled & is ideally nestled between White Bear Lake & Bald Eagle Lake. Entertain with ease on the main level with bright, open floor concept. Gorgeous kitchen with granite counters, SS appliances, tile backsplash, & center island range. 4-season porch boasts wood beams & shiplap, perfect for large dining room or sitting room, with access to the deck. Beautiful hardwood floors throughout main living area. Unlike many split-entries, this one offers a large foyer to allow space to receive guests & move between floors. 2 bedrooms on the main level includes a primary with walk-thru full bath. The lower level offers a large family room with cozy electric fireplace, 3/4 bath, & 3rd bedroom. Or, use the lower level as one huge primary suite utilizing the smaller bedroom as a walk-in closet & create a private sanctuary! Plenty of storage space in the unfinished area with laundry. You could even expand to add a 4th bedroom! But if storage is what you need, this home has it in spades. 2-car garage features a workshop area, attic storage, plus a separate 12x16 storage shed. The backyard is fully fenced with fire pit, garden beds, swing set & even a children's slide built off the deck! How fun is that? Plus brand new water heater & washer. Nothing to do but move in & enjoy the great amenities of the WBL area!

2421 4th Street, White Bear

Listing courtesy of RE/MAX Results.

$319,500

4 Beds ⋅ 2 Baths ⋅ 7050078 MLS

Enjoy living near beautiful White Bear Lake! Granite countertop with undermount sink in a kitchen which opens onto the dining area - with an outside deck for summer meals. Hickory hardwood throughout the main level, with bright and bold bathroom. Lots of natural light throughout this home. The lower level features an adult bedroom suite with walk-in closet and private master bathroom with jacuzzi! Other features include Anderson windows, a fenced yard space for pets, and a concrete patio between the house and insulated garage - with extra-wide asphalt driveway. Across the street from Longville Park and blocks away from Garden Creek Park and White Bear Lake County Park!

5347 Portland Avenue, White Bear

Listing courtesy of HomeStart Realty.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.