Ham Lake Homes with Two Stories

Welcome to the charming city of Ham Lake, located in Anoka County, Minnesota. Known for its beautiful landscapes and friendly community, Ham Lake offers a peaceful retreat from the hustle and bustle of the city while still being conveniently located near urban amenities.

If you're in the market for a home with two stories, Ham Lake has a variety of options to choose from. Two-story homes are a popular choice among homebuyers for their spacious layout and separation of living and sleeping areas. Whether you're looking for a cozy two-story cottage or a grand estate with multiple levels, you'll find the perfect home to suit your needs in Ham Lake.

Imagine waking up to the serene surroundings of Ham Lake, enjoying a cup of coffee on your balcony, and watching the sunset over the picturesque landscape. With a two-story home in Ham Lake, you can turn this dream into a reality.

Don't miss the opportunity to own a piece of this idyllic city. Contact us today to explore the available two-story homes in Ham Lake and find your perfect match. Live the life you've always imagined in a beautiful two-story home in this charming city.

Newest Ham Lake Homes with Two Stories

$695,000

5 Beds ⋅ 4 Baths ⋅ 7113839 MLS

Fantastic opportunity to own this classic executive two story walkout home with an all-brick facade and situated on a beautiful, just under two acre wooded lot surrounded by mature trees and wetland views. The main level features a center island kitchen with solid surface counters, loads of cabinets, both recessed and pendant lighting, stainless appliances, a mosaic tile backsplash, hardwood floors, backyard views, and a bonus corner pantry. Open floor plan across the back of the home with seamless flow from kitchen to dining and family room and out sliding glass doors to massive deck overlooking a spacious and flat backyard with plenty of running room and nature views. Cozy gas fireplace with built-in cabinetry and shelving and large windows to the backyard are sure to make the family room a great hang. Rounding out the main level amenities are a great home office, a front den/flex space and both a main level laundry and half bath just off the attached 3 car garage and the kitchen. The upper level boasts a primary suite with a vaulted tray ceiling, his and hers walk-in closets and a luxurious bathroom with double bowl vanity, separate shower and relaxing corner tub. Three more bedrooms with ample closet space and a additional full bathroom offer maximum second level bed/bath options. The walkout lower level features a second large family room with bar wall and lots of space for workout equipment and gaming tables, a fifth bedroom/optional office, and a full bathroom. Recent improvements include all rooms freshly painted, deck recently sanded and stained, newer water heater (2020) and newer water softener (2021). Great location close to Majestic Oaks Golf Course, Bunker Hills Regional Park, schools, shopping, and highways 65 and 35 for a quick commute! This is a superbly balanced home that provides a consistently high standard of living in a unique and tranquil setting surrounded by nature and offering strong convenience of location!

14245 Guadalcanal Street NE, Ham Lake

Listing courtesy of Korman Realty.

$865,000

4 Beds ⋅ 4 Baths ⋅ 7109120 MLS

This inviting and spacious two-story home sits on an incredible lot and offers a floor plan designed for both everyday living and entertaining. The expansive footprint creates generously sized rooms throughout, giving every space an open and comfortable feel. The main floor boasts a stunning kitchen complete with a large island that features a built-in cooktop with counter seating. The open floor plan is ideal for hosting gatherings and includes formal and informal dining space giving you ample space for all. A home office overlooks the beautifully landscaped front lawn and offers a peaceful place to work, note great room size which gives all room to roam and relax, and a spacious main-floor laundry room adds everyday convenience too. Upstairs, you'll find three generously sized bedrooms, including an oversized primary suite with plenty of space to accommodate a variety of furniture layouts and create your own private retreat. Bonus/flex room exists here too and could be another bedroom if needed, exercise or play space, or just another gathering place with a bit more privacy than the others. The fully finished lower level expands the home's living space with multiple areas for entertaining, a wet bar with heated floors, an additional bedroom, and a three-quarter bathroom—perfect for guests or flexible living arrangements. Outside, enjoy the beautifully maintained yard from the inviting deck, ideal for summer evenings, or relax on the walkout patio just off the lower level. Don't forget to check out the pond hidden behind the trees on the right side of the lot. Completing the home is an oversized three-car garage with plenty of room for vehicles, storage, and hobbies.

2657 146th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Results.

$1,189,900

5 Beds ⋅ 4 Baths ⋅ 7105296 MLS

The Hillsboro by Premier Custom Homes is already rising out of the ground on 3.43 private, wooded acres in Harmony Estates — and this is your chance to watch it come to life. Framing is underway now and every finish has already been thoughtfully selected — so all that's left is for you to move in this fall and begin making memories. At 4,652 finished square feet, the Hillsboro delivers 5 bedrooms, 4 bathrooms, and a walkout basement built for real life — movie nights, home offices, weekend projects, and everything in between. First Impressions That Last: Durable LP SmartSide siding meets natural stone accents and striking gable rooflines, giving the Hillsboro serious curb appeal that only gets better with time. Pull into the oversized 4-car garage (43' x 22', with a second garage door opener) and know you've got room for every vehicle, toy, and tool you own. A Main Level Made for Gathering: Step inside to an open-concept kitchen with a spacious island — the kind of space that turns into command central during holidays and everyday dinners alike. It flows straight into a great room warmed by a gas fireplace with custom built-ins, the perfect backdrop for cozy nights in. A formal dining room sets the stage for celebrations, while a walk-in pantry, dinette, and mudroom keep daily life running smoothly. Need to work from home? A dedicated main-level office has you covered. Your Upstairs Retreat: Upstairs, the primary suite feels like a private escape — complete with a tray ceiling, an oversized walk-in closet, and a spa-inspired bath featuring a tiled walk-in shower and a standalone soaking tub made for unwinding. Three additional bedrooms, a versatile loft, and an upstairs laundry room round out a second floor designed to fit every stage of life. More Room to Live, Below: The finished walkout basement adds a fifth bedroom, a family room ready for game day or movie marathons, a media nook, and a flexible rec/hobby space — all opening straight out to your backyard and wooded lot. Finishes That Feel Elevated: Granite countertops and sleek matte black Moen fixtures bring a polished, modern edge to every kitchen and bath — already selected, already stunning, and ready to be enjoyed from day one. Watch it grow, then call it home — with construction underway, selections complete, and an estimated October 2026 completion, the Hillsboro is closer to move-in ready than you think.

2930 155th Avenue NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$825,000

4 Beds ⋅ 3 Baths ⋅ 7080344 MLS

Welcome to 1928 140th Lane NE in Ham Lake, where scenic pond views, exceptional space, and everyday comfort come together. This 4-bedroom, 3-bathroom home offers 3,587 finished square feet, a versatile upper-level bonus room, and an unfinished lower level ready for future expansion and equity-building potential. The open layout is filled with natural light and designed for both everyday living and entertaining. The oversized bonus room provides endless flexibility for a media room, home gym, playroom, office, or additional living space. A standout feature is the impressive 4-car garage, offering plenty of room for vehicles, storage, hobbies, and recreational equipment. Step outside and enjoy direct pond access, beautiful water views, and a peaceful backyard setting perfect for relaxing, entertaining, or simply enjoying nature. With incredible space, future potential, and one of the best views in the neighborhood, this Ham Lake home is one you won’t want to miss.

1928 140th Lane NE, Ham Lake

Listing courtesy of RE/MAX Results.

$2,889,000

5 Beds ⋅ 6 Baths ⋅ 7085284 MLS

Discover the new Gonyea Custom Homes luxury house for sale, located in the sought-after Elwell Farms community. This 5-bedroom, 6-bathroom home offers over 7,000 square feet of thoughtfully designed living spaces on a private wooded lot-blending timeless Tudor-inspired architecture with elevated modern finishes. Photos will be uploaded every two weeks so you can see the progress of this amazing home. The home is over 7,000 of finished square feet with 5 beds and 6 baths. A oversized 4-car garage, heated with drains and utility sink. The main level includes a spacious foyer that opens to one of the home’s most breathtaking features a vaulted two-story dining room and sunroom. A striking stone fireplace, framed by stacked windows and soft architectural curves, draws your eye upward while filling the space with natural light. At the heart of the home, the kitchen is designed to feel both elevated and inviting. Warm wood tones, creamy quartz countertops, and carefully selected fixtures create a space that is equally suited for everyday living and entertaining. Just beyond, a charming scullery adds character and function, featuring soft blue cabinetry and intricate detailing that sets this home apart. A private study, mudroom, and powder bath, all thoughtfully designed with elevated finishes that bring beauty to everyday routines. Upstairs, the home continues to impress with a layout that balances openness and privacy. The primary suite is a true retreat featuring timeless design, refined details, and a sense of calm that makes it easy to unwind. Three additional bedrooms, each with their own ensuite bathrooms, provide comfort and privacy for family or guests. A spacious laundry room, bonus room, and loft complete the upper level, offering flexible spaces to fit your lifestyle. The adjacent great room offers a cozy yet refined gathering space, anchored by a fireplace with detailed millwork—perfect for hosting or unwinding at the end of the day. The finished lower level with athletic court & entertaining spaces The lower level is designed for both relaxation and recreation. Here, you’ll find a large family room with a stone fireplace, a full bar for entertaining & game room and lounge space with dedicated exercise room that leads to a private athletic court. A second mudroom provides convenient access after time spent outdoors, along with an additional bedroom and guest bath, making this level as functional as it is fun. The home will be in the fall Artisan Home Tour and can be occupied November 13, 2026. Community Highlights - Clubhouse and resort-style pool, pickleball and basketball courts, Playground and multi-use fields, private lake with fishing pier, walking trails and gathering spaces.

4731 140th Lane NE, Ham Lake

Listing courtesy of Coldwell Banker Realty.

$1,900,000

5 Beds ⋅ 5 Baths ⋅ 7082305 MLS

Welcome to Elwell Farms in Ham Lake, where NIH Homes proudly presents this exceptional new custom model home designed to showcase luxury living, timeless craftsmanship, and thoughtful functionality. Situated on a premium acre homesite with stunning pond and nature views near the renowned Carlos Avery Wildlife Management Area, this home highlights the elevated design and attention to detail NIH Homes is known for. This impressive floor plan features soaring ceilings, expansive windows, custom wood beam accents, and stunning architectural details throughout. The gourmet kitchen is designed for both everyday living and entertaining, complete with a large center island, walkin pantry/prep kitchen, and seamless connection to the spacious great room and dining areas. A sunroom with a stone-surround fireplace, dedicated home office, and luxurious primary suite. Upstairs, the home offers spacious secondary bedrooms including a Jack-and-Jill suite, junior suite, and a large bonus room ideal for flexible living. The lower level is designed as the ultimate entertainment retreat featuring 9-foot ceilings, expansive family and recreation spaces, wet bar, golf simulator room, exercise room, guest room, additional bath, and an incredible indoor athletic court. Additional features include a fully finished garage with a floor drain, premium craftsmanship throughout, and the opportunity to personalize finishes and selections with NIH Homes’ award-winning design team.

4779 139th Avenue NE, Ham Lake

Listing courtesy of Keller Williams Classic Rlty NW.

$1,100,000

7 Beds ⋅ 6 Baths ⋅ 7074441 MLS

Nestled on more than 2.5 breathtaking acres in the heart of Ham Lake, this extraordinary executive estate is the quintessential modern farmhouse retreat — a rare offering that seamlessly blends timeless Victorian elegance with luxurious modern living. Surrounded by perennial gardens, mature trees, and peaceful natural beauty, this remarkable seven-bedroom, six-bathroom residence offers the serenity of country living while remaining just minutes from major highways, shopping, dining, and everyday conveniences. From the moment you arrive, the home captivates with its striking architectural presence, idyllic setting, and beautifully landscaped grounds. Rich in character and craftsmanship, the residence showcases an extraordinary collection of historic and vintage architectural details sourced from renowned antique and architectural suppliers. The formal dining room features a stunning built-in buffet and remarkable historic wainscoting reclaimed from the original Saint Paul Public Library, while antique mantels in both the family room and luxurious primary suite create warmth, charm, and timeless sophistication throughout the home. Designed for both grand-scale entertaining and comfortable everyday living, the expansive main level offers an exceptional collection of gathering spaces, including a gracious parlor, formal dining room, inviting family room, sunroom, and an open-concept kitchen, dining, and living area bathed in natural light from glorious oversized windows. A sophisticated office/library and additional main-level bedroom provide flexibility for guests, work-from-home living, or multi-generational needs. Upstairs, old-world craftsmanship continues with five spacious bedrooms and three beautifully appointed full bathrooms, including a luxurious primary suite designed as a private retreat with spa-inspired comforts and vintage architectural charm. The lower level expands the home’s versatility even further, featuring an additional guest suite, family room, office, studio space that could serve as an eighth bedroom, exercise/storage area, lower sunroom, and abundant flexible living spaces ideal for creatives, wellness, hobbies, or extended family living. Outdoors, the estate transforms into a private sanctuary where lush gardens, wooded surroundings, and abundant wildlife create a truly magical setting. Whether entertaining guests, enjoying peaceful mornings in the sunroom overlooking the grounds, or simply embracing the tranquility of nature, this property offers an unparalleled lifestyle experience. Extensively updated and meticulously maintained, the home is equally impressive behind the scenes with an exceptional list of upgrades and modern systems, including a high-efficiency furnace and air conditioning system, whole-house Broan ventilation system, two-stage Kinetico water conditioning system, Pentair reverse osmosis purified water system, whole-house backup generator, new sewage pump with lift station, extended in-ground sprinkler system, fresh interior paint, and new toilets throughout. The gourmet kitchen is beautifully appointed with premium appliances including a Miele wall oven, GE Monogram induction cooktop, and stunning new granite countertops and backsplash. Completing the property is an insulated and heated three-stall garage with floor drain and EV charging station, perfectly complementing the estate’s thoughtful blend of luxury, comfort, functionality, and timeless style. This exceptional Ham Lake residence is more than a home — it is a legacy property offering historic beauty, modern convenience, and an extraordinary lifestyle in one unforgettable setting.

15639 Wake Street NE, Ham Lake

Listing courtesy of Keller Williams Select Realty.

$480,000

4 Beds ⋅ 3 Baths ⋅ 7072462 MLS

This well maintained one-owner home is in the desirable Andover School district and has much to offer. Open floor plan with hardwood floors and main level primary bedroom. Upper level has a full bathroom and 2 large bedrooms with new carpet. Lower level features a large family room, fourth bedroom, 3/4 bath and laundry. There are lovely fireplaces on main and lower levels. Car and hobby enthusiasts will love the additional 2-1/2 car garage and 12x24 carport for cold storage. Shop area is heated and includes 60 amp air compressor, 230 amp hookup and 2 ton winch system. This home sits on nearly one acre with irrigation system to keep the landscaping green and healthy. A large fenced in backyard and the refreshed multi-level decks are comfortable for gatherings. Ham Lake has the lowest tax rate in the Twin Cities surrounding area and is conveniently located to nearby shopping, restaurants and YMCA. A private well and compliant septic system means no monthly water expense!

17229 Van Buren Street NE, Ham Lake

Listing courtesy of LPT Realty, LLC.

$1,299,900

5 Beds ⋅ 5 Baths ⋅ 7069662 MLS

Welcome to the stunning Cape Cod Sport Court plan by Eternity Homes, located in the beautiful new Kohler Farms development in Ham Lake! Perfectly blending luxury, functionality, and modern family living, this thoughtfully designed home offers exceptional craftsmanship and impressive spaces throughout. The main level welcomes you with a spacious office/den, ideal for working from home or creating a quiet retreat. The inviting family room showcases a gorgeous stone-front gas fireplace with custom built-ins, while the dining room features a patio door leading to a future deck overlooking the scenic setting. The gourmet kitchen is designed to impress with granite countertops, a large center island with breakfast bar, double ovens, tile backsplash, walk-in pantry, and a built-in tech center perfect for today’s busy lifestyle. A functional mudroom with custom lockers and a large walk-in closet adds everyday convenience. Upstairs, you’ll find four spacious bedrooms plus a versatile loft area. One bedroom includes its own private en suite bath, while two additional bedrooms share a Jack-and-Jill bathroom. The luxurious primary suite is a true retreat featuring a massive walk-in closet, spa-inspired private bath with a walk-in tile shower, relaxing soaker tub, double bowl vanity with granite tops, and direct access to the upper-level laundry room. The finished lower level is built for entertaining and recreation with a large family room, additional bedroom, 3/4 bathroom, and the fully finished sport court ready for year-round fun right at home! Located in Kohler Farms, one of Ham Lake’s newest acreage communities, homeowners enjoy a peaceful setting with spacious homesites, ponds, trees, and a true neighborhood feel while still being close to everyday conveniences. Ham Lake is highly sought after for its combination of privacy, nature, excellent schools, parks, trails, and easy access to both Minneapolis and Saint Paul. Residents love the small-town atmosphere, larger lots, outdoor recreation opportunities, and convenient proximity to shopping, dining, golf courses, and major commuting routes. Whether you’re looking to move into this exceptional home or build from the ground up, Eternity Homes would love the opportunity to meet with you and help bring your custom dream home to life in Kohler Farms!

4350 159th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Advantage Plus.

$2,295,000

6 Beds ⋅ 5 Baths ⋅ 7064886 MLS

Welcome Home to this stunning custom built home! From the moment you drive up the long concrete driveway and view the stunning home you will fall in love! Enter the front porch with the beautiful hand crafted wood beams and custom vaulted ceiling, enter the double doors to the stunning view of two story living area with custom crafted beam work with a beautiful wood ceiling overlooking the stunning private back yard with gorgeous sunsets. Enjoy cozy days by the full 2 story stone fireplace. Head into the kitchen with the dual islands, custom cabinets, all high end appliances, a walk in pantry that is like none other. This kitchen is truly a chefs dream. The dining area overlooks your beautiful back yard and you decide left to a stunning cozy 3 season porch or right to the deck w/2 story ceilings and custom beam and ceiling work. You just won't want to leave this area. Back inside we have an owners suite with beautiful hand crafted beams overlooking the back yard, dual walk in closets and an owners bath you won't want to leave. Large walk in shower with rain shower, soaking tub, dual sinks and linen. Main floor laundry, office and 1/2 bath complete this level. The upper level has 4 nicely sized bedrooms with walk in closets in 3 of them, one bedroom has an ensuite and the others have a j and j bath with a soaking tub, a loft space that overlooks the main level and a perfect view of the yard and the custom crafted beam work. Also a laundry on the upper level as well. The walk out lower level is fully finished with large family room with stone fireplace and built ins, a perfect bar area with island, great for entertaining, a game area, bedroom, library with custom cabinets, wine room plus a large workout room and a hobby or storage room. Large patio at the walkout area plus a custom pizza oven great for entertaining, pavers take you to a covered custom patio w/screens, and a custom landscaped bon fire area. Home is fully landscaped with concrete edging. Lets not forget the 4 car 52 wide heated and finished garage area for all those toys complete with a pet wash area and floor drains. This custom built home is truly one of a kind the quality and detail thru out must be seen to appreciate! This home is like none other and shows like a model home. Come take a look!!

4647 145th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Results.

$1,799,900

5 Beds ⋅ 5 Baths ⋅ 7033216 MLS

Stonegate Builders presents the Nokomis floorplan. APPROXIMATE COMPLETION DATE LATE SUMMER 2026! Featuring 5 bedrooms / 5 bathrooms / 4 car garage, including gourmet kitchen, luxury owners' bath, 10' ML ceilings, insulated/heated garage, vaulted sunroom, low maintenance grill deck, athletic court, wet bar, 8' interior doors, custom cabinets, main and lower level fireplaces, black Andersen windows, and more. Meticulous attention to detail in fit and finishes. This home is nestled on a quiet street on a 1.22 acre lot in the new ELWELL FARMS development. Elwell Farms is a beautifully designed community spanning over 515 acres, bordering Carlos Avery Wildlife Management Area. With 106 homesites, there are diverse options for you to build the home of your dreams, in your dream setting. Elwell Farms offers private, luxury, acreage homesites with community amenities such as activities park, pickleball and basketball courts, wilderness trails, pool and clubhouse, fishing pier and more! ASK ABOUT EARLY START BUILDER/LENDER INCENTIVE - AVAILABLE FOR A LIMITED TIME!

4760 139th Avenue NE, Ham Lake

Listing courtesy of Edina Realty, Inc..

$1,889,900

5 Beds ⋅ 5 Baths ⋅ 7033165 MLS

Stonegate Builders proudly presents the FREMONT floorplan! Featuring over 5,000 square feet of exceptional design, perfect for family living. Earthy design elements enhance the open concept main level, featuring a dining room, a gourmet kitchen with oversized island and prep kitchen, a vaulted sunroom, and great room with fireplace. The mudroom, powder bath, and pocket office are conveniently located off the prep kitchen. The upper level includes a luxurious owner's suite with soaking tub, tile shower, and walk-in closet. Bedrooms 2 & 3 share a Jack & Jill bath, while the 4th bedroom boasts an ensuite bath, ideal for guests. A spacious loft completes the upper level. The lower level is designed for entertainment, with a rec room with fireplace, game room, wet bar, exercise room, guest bedroom and bath, and fully equipped golf simulator room! Elwell Farms is a beautifully designed community spanning over 515 acres, bordering Carlos Avery Wildlife Management Area. With 106 homesites, there are diverse options for you to build the home of your dreams, in your dream setting. Elwell Farms offers private, luxury, acreage homesites with community amenities such as activities park, pickleball and basketball courts, wilderness trails, pool and clubhouse, fishing pier and more! ASK ABOUT EARLY START BUILDER/LENDER INCENTIVE - AVAILABLE FOR A LIMITED TIME!

4765 139th Avenue NE, Ham Lake

Listing courtesy of Edina Realty, Inc..

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