Ham Lake Homes with Two Stories

Welcome to the charming city of Ham Lake, located in Anoka County, Minnesota. Known for its beautiful landscapes and friendly community, Ham Lake offers a peaceful retreat from the hustle and bustle of the city while still being conveniently located near urban amenities.

If you're in the market for a home with two stories, Ham Lake has a variety of options to choose from. Two-story homes are a popular choice among homebuyers for their spacious layout and separation of living and sleeping areas. Whether you're looking for a cozy two-story cottage or a grand estate with multiple levels, you'll find the perfect home to suit your needs in Ham Lake.

Imagine waking up to the serene surroundings of Ham Lake, enjoying a cup of coffee on your balcony, and watching the sunset over the picturesque landscape. With a two-story home in Ham Lake, you can turn this dream into a reality.

Don't miss the opportunity to own a piece of this idyllic city. Contact us today to explore the available two-story homes in Ham Lake and find your perfect match. Live the life you've always imagined in a beautiful two-story home in this charming city.

Newest Ham Lake Homes with Two Stories

$1,749,000

5 Beds ⋅ 5 Baths ⋅ 7157136 MLS

Custom-built by TJB Homes, this exceptional Ham Lake property offers the space and finish of luxury new construction, with privacy, mature setting, and completed amenities that are difficult to recreate. Situated on an approximately 1-acre lot, including the adjacent road right-of-way (1.001 net-acre platted lot), this beautifully maintained home features five bedrooms, five bathrooms, a spacious four-car garage, and an impressive collection of indoor and outdoor recreational amenities. Designed for both everyday living and entertaining, the home features a stunning 20-by-40-foot heated saltwater pool with an automatic cover, expansive concrete decking, professionally designed landscaping, and a private, wooded backyard. An indoor sport court provides year-round recreation, making this home equally suited for active family living and entertaining guests. Inside, the main floor is open, warm, and inviting, featuring a spacious great room, custom kitchen, large walk-in pantry, and private home office. One of the home's most inviting spaces is the enclosed three season porch, beautifully finished with shiplap details and a stone fireplace. Overlooking the pool and wooded backyard, it is the perfect setting for morning coffee, gathering with friends, or relaxing at the end of the day. Upstairs, the primary suite offers a private retreat with a spa-inspired bath, while three additional bedrooms provide comfortable accommodations for family and guests. The beautifully finished walkout lower level is designed for entertaining, featuring a spacious family and recreation room, wet bar, fireplace, additional bedroom, and bathroom. Thoughtful upgrades extend throughout the home, including three independently controlled HVAC zones for personalized comfort on every level, a Sonos sound system serving the great room, family room, and sport court/exercise area, and enhanced wireless networking for reliable connectivity throughout the home. The oversized four-car heated garage features epoxy floors, ceiling fans, trench drains, and custom cabinetry, providing exceptional space for vehicles, storage, and hobbies. With its custom craftsmanship, exceptional recreational amenities, modern conveniences, and beautifully established surroundings, this home offers a rare opportunity to enjoy luxury living in one of Ham Lake's desirable neighborhoods.

14680 Stutz Street NE, Ham Lake

Listing courtesy of RE/MAX Advantage Plus.

$595,900

4 Beds ⋅ 3 Baths ⋅ 7157309 MLS

Discover exceptional space, comfort, and move-in-ready style in this meticulously maintained, original-owner two-story home. Offering 4 bedrooms, 3 baths, and 2,828 finished square feet, it features an inviting open floor plan with formal and informal dining areas, a first-floor den and family room, Brazilian cherry floors, 9-foot ceilings, and solidsurface kitchen countertops. Convenient second-floor laundry complements the spacious primary suite, complete with a walk-in closet, whirlpool tub, and separate shower. Fresh paint and new carpeting mean you can settle in with ease. The unfinished 1,400-squarefoot basement, with egress and lookout windows, offers outstanding potential for additional living space. Outside, enjoy invisible fencing and a large lot of nearly one acre, plus an oversized 34-by-26-foot garage with 8-foot-high overhead doors. With the children grown, the seller is downsizing—don’t miss this opportunity. See it today. Agent is related to the seller.

3513 147th Avenue NE, Ham Lake

Listing courtesy of Real Estate Masters, Ltd..

$3,195,000

5 Beds ⋅ 6 Baths ⋅ 7156479 MLS

Experience exceptional design and craftsmanship in NIH Homes’ 2027 Artisan model at Elwell Farms. Situated on a cul-de-sac, this impressive two-story home offers approximately 7,500 finished square feet, five bedrooms, and thoughtfully designed spaces for entertaining, recreation, and everyday living. The expansive main level features a welcoming foyer, a spacious great room, a private office, and a beautifully appointed kitchen and dining area connected by a walk-through butler’s pantry. A four-season porch provides an inviting retreat throughout the year. Upstairs, the oversized primary suite offers a luxurious escape, complemented by three additional bedrooms, each with its own en suite bath. A generous bonus room above the garage adds flexible space for gathering, hobbies, or play. The walkout lower level brings recreation and relaxation together with a sport court, golf simulator, exercise and wellness area, and a spacious media and recreation room featuring a wet bar and billiards area. A fifth bedroom provides comfortable guest accommodations. The four-car garage offers more than 1,500 square feet of space. Discover Elwell Farms, a community spanning more than 500 acres bordering the Carlos Avery Wildlife Management Area, with executive and Artisan-level homes, a community clubhouse, pool, and shared green spaces.

4771 140th Lane NE, Ham Lake

Listing courtesy of Keller Williams Classic Rlty NW.

$620,000

5 Beds ⋅ 4 Baths ⋅ 7147100 MLS

This 2002-built two-story home offers the space, layout, and extras that are hard to find, with 5 bedrooms, 4 baths, and a 3+ car garage on 2+ acres. With four bedrooms and the laundry conveniently located on the upper level, the home is designed with everyday living in mind. The main level features an oversized family room that runs from front to back, creating a great gathering space with plenty of room to spread out. The kitchen is wonderfully laid out with a center island, good storage, and a pantry, while a main-floor office just off the front entry provides a perfect spot for working from home or managing the day-to-day. Head downstairs and the finished space continues with a fifth bedroom, ¾ bath, and a huge L-shaped family room. There is also an additional flex space that would work great as a playroom, exercise area, craft room, hobby space, or just about anything else you can dream up. The mechanical room provides convenient access to the garage, making trips in and out especially easy. And then there’s the outside… over 2 acres of yard and woods to enjoy, with plenty of room to roam, play, entertain, or simply relax. The deck and patio both overlook the property, and a firepit creates the perfect spot to gather with friends and family. Add in the hot tub hookup, 12-foot garage ceilings, extra parking for vehicles, and a brand-new roof, and this home brings a whole lot to the table. It’s a great combination of space, functionality, and outdoor living with plenty of room for whatever life throws your way. FYI - This home previously was under contract twice, but neither transaction ultimately closed due to circumstances unrelated to the home itself. More info available if needed....

2723 174th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Results.

$599,900

5 Beds ⋅ 4 Baths ⋅ 7147438 MLS

Wake up surrounded by mature trees, unwind in the privacy of your own 2.7-acre retreat, and enjoy recreation just beyond your backyard. A charming covered front porch welcomes you into a vaulted foyer and a light-filled living room framed by generous windows. The sunny dining area opens directly to the deck, creating an easy flow for morning coffee, outdoor meals, and relaxed entertaining. At the heart of the home, the kitchen features counter seating, a center island, abundant oak cabinetry, hardwood floors, and updated lighting. A main-level bedroom and full bath offer ideal flexibility for overnight guests, multigenerational living, or a private home office. Upstairs, the updated primary suite feels like a true escape, complete with stylish LVP flooring, a generous walk-in closet, a full bath, a warm wood accent wall, and access to a private balcony—an inviting spot to enjoy the peaceful wooded setting. Three additional spacious bedrooms, each with a double closet, provide room for family, guests, hobbies, or work-from-home needs. The versatile lower level is designed for everyday living and memorable gatherings, with a comfortable family room, dry-bar kitchenette, ¾ bath, two flexible rooms with egress windows and large closets, and plentiful utility-room storage. Comfort comes naturally in every season with energy-efficient geothermal heating, central air, and ceiling fans throughout. Thoughtful improvements—including a roof and windows replaced in 2021 and a new septic system planned for fall 2026—add confidence for the years ahead. Outside, the fenced backyard creates a welcoming setting for pets, play, gardening, and evenings under the trees. The oversized 2.5-car garage includes a workshop area, offering plenty of space for projects, gear, and storage. Here, nature and an active lifestyle come together. Watch wildlife move, then step out to adjoining 20-acre Lions Park for tennis, pickleball, volleyball, ball fields, soccer and football, a playground, and walking trails. With convenient access to Highway 65, local shops and restaurants, Bunker Hills Regional Park and Golf Course, and Carlos Avery Wildlife Management Area, this property offers the rare combination of space, serenity, everyday convenience, and year-round recreation—right at home.

1330 157th Avenue NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$949,900

5 Beds ⋅ 5 Baths ⋅ 7146462 MLS

Welcome to this exceptional 5-bedroom home where thoughtful design meets everyday comfort! A large foyer with a hand-carved entry door creates an impressive welcome. Four bedrooms feature private baths, offering flexibility and privacy for family and guests. A large wrap-around front porch welcomes you home, while the spacious backyard patio provides an inviting setting for outdoor entertaining. Inside, enjoy LVP and marble tile flooring, custom cabinetry and windows, and zoned in-floor heat in select areas—including the insulated, heated 5-car garage. The large walk-in pantry features a pass-through door directly to the garage, making grocery unloading a breeze. Situated on a large corner lot near shopping, dining, parks and trails, with easy access to Majestic Oaks and Bunker Hills golf clubs. A rare combination of space, quality and thoughtful details!

13733 Terrace Road NE, Ham Lake

Listing courtesy of Home Avenue Flat Fee Realty.

$1,600,000

4 Beds ⋅ 4 Baths ⋅ 7145372 MLS

Build your dream home with Lang Builders on a beautiful, private walkout lot in Kohler Farms of Ham Lake! This stunning to-be-built two-story design offers over 4,300 finished square feet with an impressive layout designed for both everyday living and entertaining. The main level features a spacious private office off the foyer, a dramatic two-story great room with vaulted tongue-and-groove ceilings, and a floor-to-ceiling stone fireplace. The custom kitchen is designed to impress with a large center island, walk-in pantry, and separate prep area with an additional sink. A sunroom and deck take full advantage of the beautiful wooded setting and privacy this homesite has to offer. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a private bath and walk-in closet. The two additional bedrooms each feature walk-in closets and share a beautifully finished bathroom. The walkout lower level adds even more living and entertaining space with a fourth bedroom, 3/4 bath, large family room, wet bar, workout room, and an incredible 36' x 25' indoor sport court. This is a to-be-built concept and there is currently no home on the lot. This floor plan is just one of the many possibilities available with Lang Builders. Additional homesites and floor plan options are available in Kohler Farms and other communities. Bring your ideas and let’s create a custom home designed around the way you want to live!

4248 159th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Results.

$2,395,000

5 Beds ⋅ 5 Baths ⋅ 7136351 MLS

Move-in Ready! Quick possession available. Welcome to The Madison, TJB Homes’ newest luxury residence, set on a private 1.7-acre wooded homesite in the highly sought-after Hidden Forest East neighborhood of Ham Lake. Featured in the Fall Artisan Home Tour, this thoughtfully designed two-story home blends elevated family living with warm, organic interiors, natural materials, custom millwork, and timeless finishes. The chef-inspired kitchen features an oversized island and spacious walk-in butler pantry with prep sink, dedicated appliance station, and abundant storage. Walls of windows capture scenic wetland and wooded views, while the inviting four-season porch offers a beautiful space to enjoy the setting year-round. Upstairs, you’ll find four bedrooms, including the spa-inspired primary suite with soaking tub, walk-in shower, and dual vanities. Secondary bedrooms feature ensuite or Jack-and-Jill bath access, with laundry conveniently located on the same level. The finished walkout lower level is designed for entertaining and everyday living with a full bar, expansive recreation area, dedicated indoor athletic court, exercise room, plus a fifth bedroom and bath. Additional highlights include a covered outdoor living area, Andersen 400 Series windows and doors throughout, and a four-car heated and insulated garage. The future-ready homesite offers space for a pool and/or accessory building—bringing together privacy, craftsmanship, thoughtful design, and exceptional amenities in one remarkable property. Agent to verify measurements.

4933 149th Avenue NE, Ham Lake

Listing courtesy of Homes USA Realty, Inc..

$1,099,900

3 Beds ⋅ 4 Baths ⋅ 7134128 MLS

This two-story custom home sits on a large cul-de-sac lot with southern exposure and is designed around how families actually live. The main and upper levels total 3,341 square feet, with flexible upper-level space that can be finished as 4 bedrooms or 3 bedrooms plus a loft. A private primary suite anchors the upper level, along with a divided full bathroom. A convenient mid-level office and guest suite work well for visiting family or working from home, and there is also a main-level office plus a walk-through pantry. The lower level includes a full sports court, with room to finish an additional bedroom, game area, wet bar, and family room. The home can be built with a 3-car garage or expanded to a 4-car or larger garage. Sharper Homes is a fully custom builder, and seller financing packages are available. Reach out to Sharper Homes to make this your next home or to learn more about customizing a home tailored to your exact goals! Photos are from a previous sale, features shown in photos may not be included in the list price.

15243 Alamo Street NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$3,995,000

5 Beds ⋅ 7 Baths ⋅ 7131629 MLS

Elwell Farms is an exclusive, master planned enclave spanning 515 pristine acres and bordering the protected beauty of the Carlos Avery Wildlife Management Area. With 106 acreage homesites, this distinguished community offers privacy, serenity, and an exceptional standard of luxury living. Hanson Builders presents 15 premier homesites in Phase 1, many showcasing picturesque wooded settings and tranquil pond views. Experience the Woodstone, a Hanson Builders masterpiece! This home merges lavish design with everyday comfort, showcasing impeccable craftsmanship and high-end finishes throughout. The Great Room, Kitchen, and Dining Room boast 12' ceilings and expansive Marvin windows, bathing the space in natural light. Rich wood ceilings with architectural beams infuse warmth and sophistication into the main level. A dramatic two-sided wine display and bar flow into a cozy Sunroom, while a dual-sided stone fireplace connects the Sunroom and Screen Porch. Tucked away for privacy, the main-level Executive Office provides a serene, inspiring workspace. The Owner’s Suite offers a harmonious blend of elegance and relaxation, featuring a vaulted wood ceiling with beams, a private sitting area, and a stone fireplace. Custom vanities and mirrors frame windows overlooking the wooded backyard, creating a spa-like escape. Upstairs, three additional Suite bedrooms each feature unique built-ins—daybeds, desks, or bookshelves—crafted for individuality. The upper level is crowned by a Bonus Room with a 100" TV and a 7.1 full surround sound system, accompanied by a wet bar—perfect for immersive movie nights or casual entertaining. The lower level is an entertainer’s paradise, complete with an Indoor Sport Center, a Golf Simulator with a dedicated viewing area, and a refined Bar and Whiskey Lounge—ideal for hosting memorable gatherings. Car enthusiasts will appreciate the oversized 940 SQFT garage, a perfect complement to this luxurious retreat. Life at Elwell Farms is enhanced by resort-inspired community amenities, including a pool and clubhouse, playground with picnic pavilion, pickleball courts, fishing pier, and miles of scenic walking trails. Elwell Farms offers a rare opportunity to enjoy refined luxury in a truly extraordinary natural setting.

4780 140th Lane NE, Ham Lake

Listing courtesy of Edina Realty, Inc..

$3,095,000

5 Beds ⋅ 7 Baths ⋅ 7131430 MLS

Elwell Farms is an exclusive, master planned enclave spanning 515 pristine acres and bordering the protected beauty of the Carlos Avery Wildlife Management Area. With 106 acreage homesites, this distinguished community offers privacy, serenity, and an exceptional standard of luxury living. Hanson Builders presents 15 premier homesites in Phase 1, many showcasing picturesque wooded settings and tranquil pond views. This exceptional home is set on a picturesque 2.37 acre lot. Discover unique details sprinkled through the home — including 10' main level ceilings accented by 9 wood beams that extend across the Kitchen and Great Room, a vaulted Sunroom with floating beams, while the dining room is finished with an elegant wood ceiling. The gourmet Kitchen is designed to impress, overlooking a single Dining area and complemented by a spacious Prep Kitchen equipped with a second refrigerator, double ovens, center island, and abundant storage. The upper level includes four bedroom suites, included a private owner’s suite, bonus room, and a conveniently located laundry area. The lower level provides space for recreation and relaxation, featuring an indoor sport center, a large exercise area, a wellness room with a cold plunge and sauna, a wet bar and game room, and an additional fifth bedroom. A 1,263 SQFT insulated and heated garage with floor drains and electric car charger. The whole home is wrapped in James Hardie cement board siding and Marvin windows. Life at Elwell Farms is enhanced by resort-inspired community amenities, including a pool and clubhouse, playground with picnic pavilion, pickleball courts, fishing pier, and miles of scenic walking trails. Elwell Farms offers a rare opportunity to enjoy refined luxury in a truly extraordinary natural setting.

4862 139th Avenue NE, Ham Lake

Listing courtesy of Edina Realty, Inc..

$949,000

4 Beds ⋅ 5 Baths ⋅ 7017694 MLS

Tucked into 6 private acres in Highland Bluffs with Coon Creek running along the border, from the moment you arrive, you’ll notice the peaceful setting and amazing views, confirming your unmistakable feeling that you just found something special. Step inside and you’re welcomed by the warmth of real hardwood floors, natural light pouring in from every direction, and luxurious details at every turn. The kitchen is a chef’s dream, with stainless steel appliances, including a gas cooktop and double wall ovens, a walk-in pantry with a window, granite countertops, and it’s all wrapped around a center island complete with a prep sink. Imagine the amazing meals you’ll prepare and stories that will be shared here. Off the kitchen is the informal dining area, with windows offering backyard views in every direction. Anchored by a gas fireplace, the living room is steps away and features in-ceiling speakers and more beautiful backyard views. The dedicated home office, powder room, mudroom, and laundry room round out the main floor. Don’t miss the pet washing station in the laundry room. Your furry family members will love it! Just off the kitchen and dining area is the low-maintenance deck, overlooking the pool and backyard. Talk about a perfect spot for morning coffee, summer grilling, or pretending you’re going to start reading more books outside. The landscaping and in-ground irrigation system make your new yard beautiful and easy to maintain. Whether you’re enjoying summer in the pool, playing basketball on the blacktop sport court, or swinging on the playset, this yard promises unlimited entertainment and amazing memories! Heading back inside and upstairs, the owner's suite sets the tone: spacious and flexible, it feels like your own private retreat, with a separate sitting area, a walk-in closet with custom built-ins offering enough space for all the clothes “you’re going to wear again someday,” and a spa-like en suite with separate jetted tub, walk-in shower, and tile floors. Bedroom two has its own 1/4 bath and a walk-in closet; a third bedroom is near a full hall bath with jetted tub and tile floors, and a bonus room off the owner’s suite over the garage was used as a workout room. On the lower level, you’ll find a large, flexible family room with a walk-up bar, a corner electric fireplace, and direct walk-out access to the backyard. Yes, you’re just steps from a refreshing dip in your in-ground, heated swimming pool. There is another bedroom, a full bathroom, a spacious flex room, plenty of storage, and the mechanical room. You also want to know about the garage? Smart decision; it’s pretty fantastic. This oversized 3-stall can likely fit most vehicles you throw at it, and still has additional “shop” space. It’s also fully insulated and heated, so no more cold leather in the winter for you. Some additional features: Tri-zone HVAC system, in-ceiling speakers in multiple locations, a refreshed front exterior with new LP SmartSide, the roof is only 6 years old, and the washer and dryer are new in the last few years. The seller even had a pre-listing inspection performed before listing. And location? Nestled along Coon Creek, with the privacy of no neighbors in three directions, yet still with easy access to Hwy 65 and I-35W, this is a perfect balance between country living and suburban life, only minutes from your favorite coffee, shopping, and restaurants. Welcome home to your personal retreat on Waconia Street NE.

14215 Waconia Street NE, Ham Lake

Listing courtesy of RE/MAX Results.

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Ham Lake Homes with Two Stories

Newest Ham Lake Homes with Two Stories

How much is your home worth?

How much is your home worth?