Monticello Homes under $600,000

Welcome to Monticello, Minnesota—where small-town charm meets modern convenience! Nestled in Wright County, Monticello is a vibrant community that seamlessly blends the beauty of nature with the warmth of a close-knit neighborhood. Known for its picturesque parks, friendly residents, and rich history, this city offers an inviting atmosphere for families, retirees, and everyone in between.

Monticello boasts a variety of recreational opportunities, with the stunning Mississippi River nearby, perfect for fishing, boating, and scenic walks. The city is home to several parks, including the expansive Monticello Riverwalk, which provides miles of trails for walking, biking, and enjoying the great outdoors. For those who appreciate local culture, Monticello hosts numerous community events throughout the year, from farmers' markets to seasonal festivals, fostering a strong sense of community spirit.

When it comes to housing, Monticello offers an impressive selection of homes under $600,000, making it an ideal destination for first-time buyers and those looking to settle down without breaking the bank. Whether you're searching for a charming single-family home, a cozy townhome, or a spacious property with a backyard oasis, Monticello has something to suit every taste and budget.

With easy access to major highways and proximity to the Twin Cities, Monticello provides a perfect balance of suburban tranquility and urban accessibility. Discover the joy of living in Monticello, where your dream home awaits amidst a backdrop of stunning landscapes and a welcoming community. Come explore all that this delightful city has to offer!

Newest Monticello Homes under $600,000

$468,680

4 Beds ⋅ 3 Baths ⋅ 7154081 MLS

This home is under construction and available for a November closing! Step inside this stunning 2,271 square foot two-story home and experience a blend of style and functionality designed for today’s busy lifestyles. The open-concept main floor welcomes you with a spacious Great Room that flows seamlessly into the kitchen and dining nook, perfect for entertaining or everyday living. The kitchen is a chef’s dream, featuring sleek quartz countertops, a stainless steel gas stove, tile backsplash and soft-close cabinetry with crown molding. A versatile flex space on the first floor adapts to your needs, whether it’s a home office or creative studio. Upstairs, retreat to the luxe owner’s suite with a glass-enclosed shower, raised height vanity and Silestone® countertops, while three additional bedrooms and a convenient laundry room complete the upper level. Enjoy plush carpeting in the bedrooms, luxury vinyl plank flooring in key areas and professionally designed color packages throughout. The fully drywalled, insulated 3-car garage with opener and remotes adds everyday convenience. Homes with this level of thoughtful design and premium finishes are in high demand—schedule your tour before it’s gone!

8595 Farmstead Avenue NE, Monticello

Listing courtesy of Lennar Sales Corp.

$270,000

2 Beds ⋅ 4 Baths ⋅ 7152742 MLS

Welcome home to this spacious and beautifully maintained townhome offering comfort, convenience, and plenty of room to spread out! The huge primary bedroom provides a true retreat, complete with a private ensuite bathroom and his-and-hers closets for exceptional storage. The main level features convenient laundry, making everyday living a breeze. With 4 bathrooms throughout the home, there’s plenty of space and privacy for family and guests. The walkout basement offers additional living space and easy access to the outdoors, providing flexibility for a family room, home office or recreation area. Major updates provide added peace of mind, including a new furnace and A/C in 2021. The dishwasher, washer, dryer, and stove are all new within the past five years, adding modern convenience to this move-in-ready home. With its spacious primary suite, abundant closet space, four bathrooms, walkout basement, and numerous recent updates, this townhome is ready to welcome its next owner!

149 Riverview Drive Unit 6, Monticello

Listing courtesy of Realty ONE Group Choice.

$449,900

4 Beds ⋅ 3 Baths ⋅ 7152836 MLS

Welcome to the Sylvia by JP Brooks Builders in Monticello’s Edmonson Ridge community! Offering 2,454 finished square feet, this thoughtfully designed two-story features 4 bedrooms, 3 bathrooms, an upper-level loft, and a spacious 3+ car garage with additional workshop/storage space. Step inside to an open-concept main level designed for both everyday living and entertaining. The gourmet kitchen features quartz countertops, stainless steel appliances, generous workspace, and flows seamlessly into the dining and living areas, where an electric fireplace creates a warm and inviting focal point. Upstairs, you’ll find four bedrooms, including a spacious primary suite with private bath and walk-in closet, plus a versatile loft perfect for a second living space, home office, or play area. Painted onsite trim adds a polished finishing touch throughout. Located in Edmonson Ridge with convenient access to Monticello shopping, dining, parks, the Mississippi River, and I-94. Estimated completion November 2026!

4479 86th Street NE, Monticello

Listing courtesy of JPW Realty.

$340,000

3 Beds ⋅ 3 Baths ⋅ 7151489 MLS

Welcome to life on the Mississippi! Set along the river in Monticello, this home offers a front-row seat to one of Minnesota's most beautiful natural settings. From the large living room picture window, four-season porch, and library, enjoy peaceful river views and watch swans, ducks, geese, and other wildlife make their way along the water. The home itself is ready for its next chapter. While some finishes reflect an earlier era, the spaces, setting, and views provide a wonderful opportunity to bring your own ideas and style to a home in a location that simply can't be recreated. An added bonus is the second full kitchen in the lower level, providing wonderful flexibility for entertaining, hosting extended family or overnight guests, or simply enjoying the convenience of a second gathering space. PLUS, you'll also find a heated shop for the person who loves to tinker or garden! Imagine morning coffee overlooking the river, quiet evenings in the four-season porch, or curling up with a book while watching the seasons change outside your window. And while the setting feels peaceful and tucked away, you're still conveniently located with easy access to major roads, shopping, dining, and everything Monticello has to offer. If you've been searching for a riverfront property with character, versatility, beautiful views, and the opportunity to make it your own, 245 Mississippi Drive is ready for you.

245 Mississippi Drive, Monticello

Listing courtesy of Edina Realty, Inc..

$379,900

4 Beds ⋅ 2 Baths ⋅ 7151206 MLS

Cul-de-sac living with no neighbors directly behind! This spacious 4-level split features 4 bedrooms, 1 full and 1 ¾ bath with a walkout lower level. Enjoy a large family room with a cozy fireplace and bar area, plus a great backyard with added privacy. The concrete driveway offers extra parking alongside the garage. The impressive 3-stall garage is insulated, sheetrocked, heated, and 25 feet deep—perfect for vehicles, toys, storage, or a workshop! New Roof and siding July 2022

9711 Woodcrest Court, Monticello

Listing courtesy of AXEN Realty.

1201 Golf Course Road Unit 204, Monticello

$339,000

2 Beds ⋅ 3 Baths ⋅ 7146885 MLS

Rare opportunity for golf course living at Monticello Country Club! Perfectly positioned along the 9th green, this beautifully maintained townhome combines incredible views, privacy, and easy main-level living in a setting that is hard to beat. Step inside and you’ll immediately notice the soaring vaulted tongue-and-groove ceilings, warm natural light, and beautiful views overlooking the course. The inviting main level features a main-floor laundry, and a spacious primary suite—giving you everything you need for comfortable one-level living. One of the best features of this home is the flexibility! With 2 bedrooms, 3 bathrooms, two primary suites, and a lofted family room, there is plenty of space for guests, a home office, or additional living space. The lower level also offers fantastic potential to add bedrooms, a recreation room, or whatever fits your lifestyle—all while still providing plenty of storage. And for the golf lover, it doesn’t get much better than this! Enjoy your morning coffee overlooking the 9th green, then hop in your golf cart and head right around the corner to the first tee. Numerous updates have been done making this home turn-key! New carpet, paint, light fixtures, faucets and so much more! With a location directly on the course, this is a special opportunity to enjoy the Monticello Country Club lifestyle. Come see why this one stands out!

1201 Golf Course Road Unit 204, Monticello

Listing courtesy of Keller Williams Classic Rlty NW.

$299,900

2 Beds ⋅ 2 Baths ⋅ 7150187 MLS

Spacious main-level living with no HOA dues! Large wooded lot with fenced yard. Just under 1-acre privacy. Generous primary bedroom on main level, along with second main level bedroom, laundry room, large kitchen/dining area opening to deck and living room with bamboo flooring. All newer appliances and mechanicals, fresh paint and all newer luxury vinyl flooring. Attached deep 2 car garage plus large storage shed. Basement rough-in for future bathroom.....Don't miss!

1005 Golf Course Road, Monticello

Listing courtesy of RE/MAX Results.

$394,900

5 Beds ⋅ 2 Baths ⋅ 7138463 MLS

Welcome to 8676 Fairhill Lane, where thoughtful updates, flexible living space, and an incredible backyard come together! This spacious home now offers five bedrooms and two bathrooms, providing plenty of room for everyday living, guests, a home office, or hobbies. Major improvements include a new roof in 2023, new siding in 2024, and a new water heater in 2024, giving you peace of mind for years to come. Step outside and get ready to enjoy summer on the gorgeous patio, complete with a TV mount for outdoor movie nights and game days, plus a 220V hookup ready for a future hot tub. The irrigation system helps keep the yard looking its best, while the large backyard hockey rink delivers unforgettable winter fun and can either stay or be removed to create even more usable green space. Located near schools, shopping, dining, the Mississippi River, and Monticello’s many parks and trails, including Bertram Chain of Lakes Regional Park, this home offers year-round recreation and everyday convenience. With five bedrooms, valuable exterior updates, and an outdoor space designed for Minnesota living, this is one you will not want to miss!

8676 Fairhill Lane, Monticello

Listing courtesy of eXp Realty.

$319,900

4 Beds ⋅ 2 Baths ⋅ 7148815 MLS

A Great Place to Start—and Make Your Own! This inviting 4-bedroom, 2-bath split-level offers a bright, functional layout and plenty of opportunity to add your personal style. A newer roof (September 2024) provides added peace of mind, while the large deck and expansive backyard create a great setting for summer BBQs, gatherings, or simply enjoying the outdoors. The lower level offers additional living space and a blank canvas for your ideas. Adding new carpet, fresh paint and a few personal touches could give the space a whole new look and feel. Whether you’re looking for a great starter home or a place where you can build equity and make updates over time, this home offers flexibility and potential. Conveniently located near shopping, dining, parks, trails, and everyday amenities. Bring your ideas, add your own touches, and make this home yours! (Some photos have been virtually staged to illustrate potential uses and finishes of the lower-level space.)

1808 W River Street, Monticello

Listing courtesy of Julie Hubbell Real Estate.

$368,880

4 Beds ⋅ 2 Baths ⋅ 7148421 MLS

This home is move-in ready! This thoughtfully designed split-level home offers an abundance of comfortable living space, highlighted by a finished basement and spacious 3-car garage. Step inside to an open concept layout that seamlessly connects the modern kitchen—complete with sleek stainless steel appliances—to the inviting dining area and expansive Great Room, ideal for gatherings or relaxing evenings at home. The primary floor features two well-appointed bedrooms, including a luxurious owner’s suite with a generous bedroom, full bath and a walk-in closet for added convenience. The finished lower level offers an additional two secondary bedrooms, full bath, and recreation room. With all the must-have features and a smart, efficient layout, this home is sure to attract attention—act quickly before it’s gone!

8540 Farmstead Avenue NE, Monticello

Listing courtesy of Lennar Sales Corp.

$330,000

3 Beds ⋅ 2 Baths ⋅ 7146140 MLS

Welcome to this inviting split-level home in Monticello, ideally situated on a lot that backs up to a peaceful wetland area. The fenced backyard offers privacy and a natural setting, while the two-car garage provides convenient parking and storage. The upper level features an open-concept layout with the kitchen, dining area, and living room flowing seamlessly together—perfect for everyday living and entertaining. The dining area includes a patio door leading to the backyard offering the opportunity to add a future deck. Two bedrooms are located upstairs, including the primary bedroom with convenient access to the full hallway bathroom. The lower level adds valuable living space with a generously sized family room and recreation area, complete with a walkout to the fenced backyard. Also on this level is the third bedroom and a 3/4 bathroom featuring a beautiful tiled shower and an additional vanity area. Much of the interior has been freshly painted, giving the home a clean, refreshed feel. And for added peace of mind, the sellers will install a new roof prior to closing and purchase a 1 year home warranty plan for the buyers.

9578 River Forest Drive, Monticello

Listing courtesy of Keller Williams Classic Rlty NW.

$499,900

4 Beds ⋅ 3 Baths ⋅ 7146168 MLS

SPACE WHERE YOU WANT IT. STYLE WHERE IT MATTERS. Welcome to the Silvercreek by JP Brooks in Monticello’s Meadowbrook community! This thoughtfully designed two-story offers 4 bedrooms, 3 bathrooms, a 3-car garage, and 2,454 finished square feet with a layout built for real life. The open main level keeps the kitchen, dining, and living spaces connected, making everyday living and entertaining effortless. Upstairs, all four bedrooms are conveniently located on one level along with laundry, including a spacious primary suite designed as your own retreat. An unfinished lower level leaves room to grow, whether you envision an additional bedroom, recreation space, home gym, or more storage. Enjoy the benefits of a brand-new home in a growing Monticello community near I-94, Highway 25, shopping, dining, parks, and more. Skip the projects and start enjoying your new home!

4515 89th Street NE, Monticello

Listing courtesy of JPW Realty.

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