Otsego Homes with Three Level Split Stories

Welcome to Otsego, a charming city located in Wright County, Minnesota. Otsego is a vibrant community known for its small-town charm, excellent schools, and beautiful parks. With a convenient location just northwest of the Twin Cities, residents enjoy easy access to urban amenities while still savoring a peaceful suburban lifestyle.

If you are looking for homes with three-level split stories in Otsego, you are in luck! This architectural style is popular in the area and offers unique design elements that provide both functionality and style. Three-level split homes typically feature distinct living spaces on each level, providing ample room for families to spread out and enjoy privacy when needed.

Whether you are a first-time homebuyer, growing family, or empty nester looking to downsize, Otsego has a diverse range of real estate options to suit your needs. From cozy single-family homes to spacious estates, there is something for everyone in this welcoming community.

If you are considering making Otsego your new home, now is the perfect time to explore the real estate market and find your dream property. Let us help you discover the perfect home with three-level split stories in Otsego, where you can enjoy the best of suburban living in a picturesque setting.

Newest Otsego Homes with Three Level Split Stories

$433,990

4 Beds ⋅ 3 Baths ⋅ 7140871 MLS

Ask how you can receive a 5.5% Conventional or 5.5% Government fixed interest rate PLUS up to $5,000 in closing costs when using D.R. Horton’s preferred lender!!! The Rushmore floor plan is super functional and is sitting on a great homesite you'll be pleased with. The home features 4 bedrooms, 3 bathrooms, 3 car garage and a finished lookout lower level with a spacious family room, bedroom and full bathroom! You'll be amazed with the vaulted family room, spacious kitchen, designer Harbor Gray color cabinets, stainless steel appliances and quartz counter tops. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. COSTCO coming soon just minutes down the road! No neighborhood HOA. Come check it out!

12256 77th Street NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$481,435

3 Beds ⋅ 3 Baths ⋅ 7137605 MLS

Ask how to qualify for a 5.25%, 30-year fixed rate + $10,000 in flex cash with use of the Seller's Preferred Lender! Move-in ready! This highly sought-after Foster floor plan offers 3 bedrooms and 2.5 bathrooms. The main level features a versatile flex room—ideal for a home office or additional living space. Throughout the home, you'll find beautiful upgrades, including a luxury kitchen with quartz countertops, soft-close cabinetry, direct venting, and included stainless steel appliances. The inviting family room centers around a stunning fireplace, creating a warm and welcoming atmosphere. Upstairs, three bedrooms sit on one convenient level, including the private owner’s suite with a full ensuite bath. Additional highlights include an unfinished lookout basement, three-car garage, and abundant natural light throughout the home. With a highly functional layout and all the upgrades modern buyers desire, this home is sure to attract attention and won’t last long!

11563 72nd Street NE, Otsego

Listing courtesy of Lennar Sales Corp.

$450,000

4 Beds ⋅ 4 Baths ⋅ 7136569 MLS

***Ask how you can receive a 5.5% Conv or 5.5% Gov rate and up to $5,000 in closing costs when using D.R. Horton’s preferred lender! Introducing the Bryant II. This thoughtfully designed home plan features an open concept main level which is accented by vaulted ceilings. Kitchen boasts a large breakfast bar peninsula with plenty of seated, white cabinets and granite counter tops. Stainless-steel appliances throughout the kitchen as well. The primary bedroom features a private ensuite bath with dual vanity bath & spacious walk-in closet! An extra feature of the Bryant II is the main level powder bath. Not to mention FINISHED LOWER LEVEL!! Take this home and place it in the great location, minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, what more could you ask for? NO HOA.

12270 77th Street NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$476,496

4 Beds ⋅ 4 Baths ⋅ 7136299 MLS

Introducing another new construction opportunity from D.R. Horton, America’s Builder. The Finnegan is your next dream home! This plan features a private main level office flex area with study doors along with an open living, kitchen and dining area featuring vaulted ceilings. Kitchen boasts a center island, walk-in corner pantry and stainless-steel appliances. One nice feature about the Finnegan is that each of the upper level bedrooms has a walk-in closet. Primary bedroom has TWO walk-in closets with a private on-suite bathroom. Not to mention FINISHED LOWER LEVEL!! Take this home and place it in the great location - Adjacent to Prairie Pointe are Prairie View Elementary and Middle Schools. These brand-new facilities provide a state-of-the-art learning experience. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. What more could you ask for? No community HOA. Come check it out!

8006 Marquette Avenue NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$468,270

4 Beds ⋅ 3 Baths ⋅ 7122986 MLS

Ask how to qualify for a 5.25%, 30-year fixed rate + $10,000 in flex cash with use of the Seller's Preferred Lender! This home is under construction and will be complete in October—welcome to the Prairie Crossing community in Otsego. This new two-story home offers a modern, functional layout with a finished lower level and thoughtfully designed living spaces throughout. The main-level Great Room and dining area feature beautiful vaulted ceilings, creating an open and airy feel, while the kitchen includes a center island and a flexible space ideal for a home office, playroom, or additional dining. The luxurious owner’s suite and two secondary bedrooms are conveniently located on the main level, offering comfortable and accessible living. The lower level offers a fourth bedroom, full bath, and spacious recreation room. Enjoy the added benefit of an HOA-free community, making Prairie Crossing an exceptional place to call home.

7225 Langley Avenue NE, Otsego

Listing courtesy of Lennar Sales Corp.

$490,000

5 Beds ⋅ 4 Baths ⋅ 7120257 MLS

Ask how you can receive a 5.5% Conv or 5.5% Gov rate and up to $5,000 in closing costs when using D.R. Horton’s preferred lender! The Cameron II is a 5-bedroom home that features an amazing kitchen layout with large center island and corner walk-in pantry. The kitchen is highlighted by subway tile backsplash, quartz countertops and stainless steel appliances. Not to mention the main level eye catcher - vaulted ceilings! Primary bedroom features MASSIVE walk-in closet and executive height, double vanity in the primary ensuite bathroom. 5th bedroom located on the main level features decorative French doors. AND the FINISHED WALKOUT basement features an amazing back yard with pond views. NO HOA! Take this home and place it in the great location of minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, what more could you ask for?

12361 71st Street NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$485,000

4 Beds ⋅ 4 Baths ⋅ 7113351 MLS

Ask how you can receive a 5.5% Conv or 5.5% Gov rate and up to $5,000 in closing costs when using D.R. Horton’s preferred lender! Welcome home to one of our most desirable floorplans - the Finnegan. The Finnegan is sure to impress with features like stainless steel appliances, quartz countertops, kitchen tile backsplash and large walk-in pantry. Vaulted ceilings on the main level, cozy electric fireplace, a study, and a finished lower level are all features of the magnificent Finnegan. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, what more could you ask for? NO HOA

12345 71st Street NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$475,000

4 Beds ⋅ 4 Baths ⋅ 7112642 MLS

7665 Marquette Avenue NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$439,990

4 Beds ⋅ 3 Baths ⋅ 7112690 MLS

Ask how you can receive a 5.5% Conv or 5.5% Gov rate and up to $5,000 in closing costs when using D.R. Horton’s preferred lender! The Rushmore floor plan is super functional and is sitting on a great homesite you'll be pleased with. The home features 4 bedrooms, 3 bathrooms, 3 car garage and a finished lookout lower level with a spacious family room, bedroom and full bathroom! You'll be amazed with the vaulted family room, spacious kitchen, designer white cabinets, stainless steel appliances and quartz counter tops. Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. COSTCO coming soon just minutes down the road! No neighborhood HOA. Come check it out!

7631 Marquette Avenue NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$445,000

4 Beds ⋅ 3 Baths ⋅ 7107906 MLS

Ask how you can receive a 5.5% Conv or 5.5% Gov rate and up to $5,000 in closing costs when using D.R. Horton’s preferred lender! Come check out the Rushmore floor plan with its vaulted ceilings and open living spaces. You'll be amazed with the spacious kitchen, designer white cabinets, stainless steel appliances and quartz counter tops. This home features a finished walkout lower level - including a spacious family room, bedroom and full bathroom! Minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining. COSTCO coming soon just minutes down the road! No neighborhood HOA. Come check it out!

12353 71st Street NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$454,990

4 Beds ⋅ 4 Baths ⋅ 7104878 MLS

Ask how you can receive a 5.5% Conv or 5.5% Gov rate and up to $5,000 in closing costs when using D.R. Horton’s preferred lender! This thoughtfully designed Bryant II plan features an open concept main level which is accented by vaulted ceilings. Kitchen boasts a large breakfast bar peninsula with plenty of seating, tiled backsplash and quartz counter tops. The primary bedroom features a private ensuite bath with dual vanity bath & spacious walk-in closet! An extra feature of the Bryant II is the main level powder bath. Not to mention FINISHED LOWER LEVEL!! Take this home and place it in the great location of minutes from I94 for easy commuting, minutes from Albertville Premium Outlet Malls for easy shopping and minutes from a variety of entertainment and dining, what more could you ask for? NO HOA.

12337 71st Street NE, Otsego

Listing courtesy of D.R. Horton, Inc..

$447,832

3 Beds ⋅ 3 Baths ⋅ 7106970 MLS

Ask how to qualify for $10,000 in flex cash with use of the Seller's Preferred Lender! This home is under construction and will be complete in September! Step inside this thoughtfully designed two-story home and discover a spacious layout that truly delivers on modern living. The main level welcomes you with a seamless flow between the dining area and a stylish kitchen, featuring stainless steel appliances, while the great room offers a stunning view over the kitchen. Upstairs, the family room overlooks the dining area, creating an airy, open feel, and two secondary bedrooms accompany the generously sized owner’s suite. The unfinished lower level offers opportunity for future expansion. With a 3-car garage providing ample storage and flexibility, this home is packed with sought-after features that today’s buyers crave. Homes with this level of design and functionality are in high demand - don’t miss your chance to make it yours!

7209 Langley Avenue NE, Otsego

Listing courtesy of Lennar Sales Corp.

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