Saint Francis Homes under $400,000

Welcome to Saint Francis, Minnesota – a charming city nestled in Anoka County that beautifully blends small-town charm with modern conveniences. With its picturesque landscapes, friendly community, and an abundance of outdoor activities, Saint Francis is an ideal place for families and individuals seeking a peaceful yet vibrant lifestyle.

Saint Francis is renowned for its stunning parks and recreational opportunities. The city boasts numerous trails, picnic areas, and playgrounds, making it perfect for outdoor enthusiasts. Whether you enjoy hiking, biking, or simply soaking in the beauty of nature, the scenic surroundings will surely captivate you. The community hosts various events throughout the year, fostering a strong sense of camaraderie among residents.

For those looking to call Saint Francis home, you'll be delighted to discover that the real estate market offers an array of options under $400,000. This affordability allows first-time homebuyers, families, and retirees to find their dream home without breaking the bank. From charming single-family residences to modern townhomes, there’s something to suit every taste and budget. Many of these homes feature spacious yards, updated amenities, and easy access to local schools and shopping centers, making them perfect for everyday living.

Saint Francis is more than just a place to live; it's a community where neighbors become friends, and memories are made. Come explore the welcoming atmosphere and discover why so many are choosing to call this lovely city their home. Your dream home in Saint Francis awaits!

Newest Saint Francis Homes under $400,000

23599 Bittersweet Street NW, Saint Francis

$309,900

2 Beds ⋅ 2 Baths ⋅ 7156868 MLS

Enjoy the ease of one-level living in this beautifully situated detached townhome offering 2 bedrooms, 2 bathrooms, and over 1,500 square feet of thoughtfully designed living space. Set on the premier lot at the very end of a quiet cul-de-sac, this home offers an exceptional setting surrounded by wetlands, wildlife, and peaceful natural views. Inside, a stunning wall of windows spans the living and dining areas, filling the home with natural light and bringing the beauty of the outdoors in. The open layout creates a bright, airy feel while showcasing the private surroundings from the heart of the home. With no neighboring home beyond you and nature wrapping around the property, the setting offers a rare sense of privacy and tranquility. Whether you're enjoying your morning coffee while watching wildlife pass by or relaxing at the end of the day surrounded by peaceful views, this is a location that truly sets the home apart. Combining low-maintenance, single-level living with one of the best locations in the community, this detached townhome offers the space, privacy, and natural beauty that are hard to find all in one place.

23599 Bittersweet Street NW, Saint Francis

Listing courtesy of Red Key Realty.

$399,900

3 Beds ⋅ 2 Baths ⋅ 7152156 MLS

Enjoy the upgrades already in place in this 2022 built home, A finished & heated 3 car garage, custom 18x16 composite deck, granite countertops and a 12x10 shed! Set at the end of the road in River’s Edge this 3BR, 2 bath home offers vaulted ceilings and an open living, dining, & kitchen layout with a granite center island and stainless steel appliances. Enjoy morning coffee or outdoor entertaining on the spacious composite deck or an evening fire below overlooking tranquil views. Landscaping, an in-ground sprinkler system, a 12x10 shed & permanent exterior lighting add everyday convenience. The insulated, fully finished heated 720 SFT garage provides comfortable space for parking, projects, and storage. All 3 bedrooms are on the upper level, including a primary suite w/a spacious walk-in closet & private bath Both baths feature newly installed LVP flooring. Basement has lookout windows & rough-in bath providing room for future expansion No HOA & thoughtful upgrades already completed.

23711 Marigold Street NW, Saint Francis

Listing courtesy of Keller Williams Classic Realty.

$369,900

4 Beds ⋅ 2 Baths ⋅ 7153251 MLS

Welcome to this spacious 4-bedroom, 2-bath home featuring vaulted ceilings, abundant natural light, and brand-new carpet throughout the main level. The kitchen offers stainless steel appliances, generous cabinet space, and an open layout that flows into the living and dining areas. Downstairs, the expansive walkout family room provides plenty of space for entertaining, relaxing, or creating a home office or play area. Step outside to an incredible deck complete with a gazebo that stays with the home—perfect for summer evenings and outdoor gatherings. The beautifully fenced backyard features newer vinyl fencing and backs to mature trees and a pond, creating a private and peaceful setting. Added bonus you'll never have to put up Christmas lights because the govee lights stay with the house! This home offers the space, layout, and outdoor living buyers have been waiting for!

23092 Guarani Street NW, Saint Francis

Listing courtesy of Minnesota Home Venture, Inc..

$350,000

4 Beds ⋅ 2 Baths ⋅ 7148558 MLS

Welcome home to this spacious 4-bedroom, 2-bath home in Saint Francis! This home features a bright and inviting layout with plenty of room to spread out. The upper level is filled with natural light and features vaulted ceilings throughout the kitchen, dining and living areas. The spacious kitchen offers a center island, ample cabinetry and an oversized window, while the adjoining dining area provides plenty of room for everyday meals or gathering with friends and family. The living room offers a comfortable place to relax, with large windows bringing in even more natural light. Two bedrooms and a full bathroom complete the upper level. Downstairs, you'll find a generously sized family room with plenty of flexibility for movie nights, a playroom, home gym or additional entertaining space, along with two additional bedrooms and a ¾ bathroom. Outside, enjoy a fenced yard, front patio and plenty of room to make the outdoor space your own. An attached 3-car garage provides excellent parking and storage. Many of the big ticket items have recently been replaced including furnace and air conditioner (2023), dryer (2023), water heater (2021), water softener (2023), fence (2023), dishwasher (2026), and new flooring in most of the home. Conveniently located near Saint Francis High School, parks, shopping and everyday amenities, this home offers a functional layout with plenty of space both inside and out.

23368 Jonquil Street NW, Saint Francis

Listing courtesy of Edina Realty, Inc..

$359,000

4 Beds ⋅ 2 Baths ⋅ 7151753 MLS

Original-owner home with features that are hard to find in this neighborhood--including 4 bedrooms and a beautifully established backyard! This well-cared-for split-level offers a spacious entryway, abundant natural light, and generously sized bedrooms and flexible living space. Outside, the fully fenced backyard is made for gathering, with a large patio and pergola, raised garden beds, playset, and in-ground sprinkler system. Mature tress and lowland along one side create added privacy and a peaceful backdrop. A bright, welcoming home with space inside and out to truly enjoy!

3364 235th Lane NW, Saint Francis

Listing courtesy of Compass Realty Group.

$328,900

4 Beds ⋅ 2 Baths ⋅ 7151509 MLS

Love your family... just not enough to share one kitchen? Then you’ll love this unique multigenerational home featuring two complete kitchens and a private entrance, giving everyone the perfect balance of togetherness and independence. This spacious home offers 4 bedrooms, 2 bathrooms, and an ideal layout for extended family, guests, or flexible living arrangements. Both kitchens include appliances, making it move-in ready from day one. Outside, you’ll find an oversized 2-car insulated garage with attic storage, a workbench, grinder, and vise for the hobbyist or handyman. Enjoy the beautifully fenced backyard with mature trees, raised garden beds, a garden shed, and an expansive deck that’s perfect for entertaining. A hot tub is included(condition unknown). Recent updates provide peace of mind, including a newer roof, furnace, central air conditioner, water heater, sliding glass door, washer, dryer, gutters, and garage door. Inside, you’ll appreciate the abundance of tile flooring and the thoughtful use of space throughout. Whether you’re looking for room to spread out, accommodate multiple generations, or simply enjoy small-town living with exceptional amenities, this home checks all the boxes. Some photos have been virtually staged to help showcase the home’s potential. All new windows and sliding glass door. Seller is willing to give a generous Flooring allowance with accepted offer.

3741 225th Lane NW, Saint Francis

Listing courtesy of Keller Williams Premier Realty.

$209,900

2 Beds ⋅ 2 Baths ⋅ 7150797 MLS

Welcome to this inviting 2-bedroom, 2-bath townhouse offering comfortable living, flexible space, and a peaceful setting. The open main level features a spacious layout with easy access to a private deck, perfect for morning coffee or relaxing outdoors. The finished walkout lower level includes newer flooring and offers versatile space for a family room, home office, guests, or additional living needs. Enjoy the convenience of a 2-car attached, insulated, and heated garage with plenty of storage. Tucked into a quiet, nature-filled setting, this home is still close to shopping, dining, parks, and everyday amenities, with The Ponds golf course just down the street. If you're looking for low-maintenance living with room to spread out, this home is ready to welcome you. Schedule your showing today!

2765 230th Lane NW, Saint Francis

Listing courtesy of Get You Moved Realty.

$350,000

4 Beds ⋅ 2 Baths ⋅ 7148073 MLS

Tucked away on a quiet cul-de-sac and surrounded by mature trees, 23611 Flora Court NW offers the perfect blend of privacy and comfort. This inviting 4-bedroom, 2-bath home delivers a thoughtfully designed living experience with generous space both inside and out. The finished lower level expands the home's versatility with additional living space, a massive bedroom or additional living space, and a bathroom retreat featuring a jetted soaking tub and separate shower. Step outside and enjoy the serene setting from the large maintenance-free deck, where mature trees create a private, picturesque backdrop for morning coffee, summer entertaining, or relaxed evenings outdoors. The quiet cul-de-sac location adds to the home's peaceful atmosphere while creating an ideal setting to call home. With four bedrooms, two bathrooms, a finished basement, a spa-like lower-level bath, expansive maintenance-free deck, and an abundance of mature trees, this Flora Court property offers the space, privacy, and lifestyle you've been looking for.

23611 Flora Court NW, Saint Francis

Listing courtesy of Keller Williams Classic Realty.

$364,900

5 Beds ⋅ 3 Baths ⋅ 7142974 MLS

Welcome home to this 5 bedroom, 3 bath property on a quiet cul-de-sac. The upper level offers an open floor plan with 3 bedrooms, 2 bathrooms, a spacious living room, and a kitchen equipped with stainless steel appliances and a center island. The primary bedroom includes a private 3/4 bath. The walkout lower level adds 2 more bedrooms, a generous family room, a well-sized laundry/utility room, plus a fenced backyard with patio for outdoor space.

23233 Vintage Street NW, Saint Francis

Listing courtesy of RE/MAX Results.

$324,900

3 Beds ⋅ 2 Baths ⋅ 7142537 MLS

Interest rates too high? How about an assumable FHA mortgage approx $270k w/5.25% interest rate. Great family home in an awesome neighborhood. Seller can do a quick sale so you can be in before winter arrives. The roof is 5 years new and the furnace and air where replaced prior to current seller. Interior has been updated with some of the newer colors. The garage is a 2-1/2 car garage and is finished & insulated, w/a gas line for future heater and pull down stairs for added storage and a built in workbench. Main level features 2 nice size bedrooms, full bath, kitchen, dining and living area. Door in dining leads to the deck for easy access for grilling and entertaining and don't miss the add'n storage area under the deck. Lower level features a bedroom, 3/4 bath large family area that could be used for the master bedroom and a large laundry, craft & mechanical room. All applicances are included. Great hm for the sellers but need to move due to job location. MostlyFenced backyard

3765 225th Lane NW, Saint Francis

Listing courtesy of RE/MAX Results.

$329,900

3 Beds ⋅ 2 Baths ⋅ 7136061 MLS

Come check out this beautiful split level home sitting on a gorgeous .36-acre lot with a nice size 3 car garage. Kitchen offers plenty of natural light with 2 kitchen windows, breakfast bar, vaulted ceiling and desk area. Upper level offers an open floor plan, 2 bedrooms, full bath and brand-new carpet. Lower level offers a huge family room, large 3rd bedroom with walk in closet, plenty of storage and nice sized utility room. Don't miss all the privacy you will have in the fenced in back yard.

23563 Marigold Street NW, Saint Francis

Listing courtesy of DMR Realty INC.

$325,000

2 Beds ⋅ 2 Baths ⋅ 7130278 MLS

An exceptional property with so much to offer! As far as one level living options, this home checks all the boxes...no stairs inside or out, 36" wide doorways for easy mobility, oversized garage, newer construction and association maintained for peace of mind and ease of enjoyment, quiet street, private backyard space and so much more. This home is flooded with natural light, offers tall ceilings, trey ceiling in the living room, recessed lighting, gorgeous kitchen with quartz counters, tile backsplash, castle style cabinets, amazing center island, large corner pantry and great appliances. The owners suite is large with its own private bath and huge walk in closet. The home is both spacious, yet cozy and with the high efficiency in-floor heat, three mini-splits and a gas fireplace you can create amazingly comfortable temperatures to your liking. This home is an absolute must see!

23612 Crocus Street NW, Saint Francis

Listing courtesy of Keller Williams Classic Realty.

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