Saint Michael Homes under $400,000

Welcome to Saint Michael, Minnesota—a charming city that beautifully combines small-town charm with modern conveniences. Nestled in Wright County, just a short drive from the Twin Cities, Saint Michael offers residents a peaceful suburban lifestyle without sacrificing access to urban amenities. With its friendly atmosphere, excellent schools, and abundant recreational opportunities, it's no wonder that families and individuals alike are drawn to this delightful community.

Saint Michael boasts a rich history and a vibrant downtown area featuring unique shops, cozy cafes, and local eateries. The city is known for its beautiful parks and trails, perfect for outdoor enthusiasts. Whether you enjoy hiking, biking, or simply taking leisurely strolls, you’ll find plenty of green spaces to explore. The annual events, such as the Saint Michael Daze and Knights Festival, foster a sense of community and offer fun for all ages.

For those looking to settle down in this picturesque city, Saint Michael presents an impressive selection of homes priced under $400,000. Whether you're a first-time buyer or looking to downsize, there are various options available, from charming single-family homes to modern townhouses. These properties not only provide comfort and style but also excellent value in a thriving community.

Discover the perfect blend of tranquility and convenience in Saint Michael, MN. With its affordable housing options, welcoming atmosphere, and endless opportunities for recreation, you’ll find that this city truly feels like home. Come explore what Saint Michael has to offer—you won’t be disappointed!

Newest Saint Michael Homes under $400,000

$360,000

4 Beds ⋅ 2 Baths ⋅ 7152784 MLS

Set on a corner lot in a sought-after neighborhood, this home offers rooms to spread out inside and out. The upper level has three bedrooms, including a primary suite with a full walk-through bath. The kitchen features stainless steel appliances and soft-close drawers. The walkout lower level adds a fourth bedroom, a full bath, and a large family room with a gas fireplace, a comfortable spot for movie nights or hosting guests. The heated, insulated garage has expoxy floors, and there's extra parking alongside it. A spacious 10x12 shed gives you plenty of room for tools, bikes, and seasonal gear. Schools, shopping, and restaurants are all close by. The roof, furnace, and appliances were all replaced about 10 years ago.

400 Elder Avenue NW, Saint Michael

Listing courtesy of RE/MAX Results.

$324,987

3 Beds ⋅ 4 Baths ⋅ 7142547 MLS

Spacious 3 BR/4 BA Townhome with full complete basement. LARGE Bedrooms, ALL with walk-in closets. Owner suite with private bath on Main floor. 2 BRs upstairs with Loft. FABULOUS LAYOUT! MUST SEE!

11429 16th Street NE, Saint Michael

Listing courtesy of Sanyu LLC.

$321,990

3 Beds ⋅ 3 Baths ⋅ 7150546 MLS

FHA 5.25%/5.891% APR if closing by October 29th with sellers preferred lender. Call for further details. Welcome to this stunning 3-bedroom, 3-bathroom Dylan townhome under construction in Lakeshore Park. This new construction home offers a modern design and thoughtful amenities for comfortable living. As you step into this 3-story home, you are greeted by an open floorplan that seamlessly integrates the kitchen, dining area, and living space. The kitchen features a spacious island, providing ample countertop space for meal preparation and entertainment. Relax in the spacious owner's suite that boasts an en-suite bathroom with a dual-sink vanity and large shower. There are two additional bedrooms and hall bath. There’s a separate rec area at the ground level, which is perfect for cozy movie nights.

2732 Kepler Avenue NE, Saint Michael

Listing courtesy of M/I Homes.

$353,990

3 Beds ⋅ 3 Baths ⋅ 7150553 MLS

FHA 5.25%/5.891% APR if closing by October 29th with sellers preferred lender. Call for further details. Discover this stunning new construction home at 2738 Kepler Avenue NE in Saint Michael. The Schulz is a thoughtfully designed 3-bedroom, 2.5-bathroom home offers 2317 square feet of comfortable living space with an open-concept layout perfect for daily living and entertaining. The open-concept floorplan creates a natural flow between living areas, making it ideal for both daily life and hosting guests. The upstairs owner's bedroom features an en-suite bathroom and walk-in closet, while the additional bedrooms offer flexibility for family, guests, or home office space. The laundry is centrally located in the upper level by the bedrooms. The lower level has a large recreation room for you to use as you see fit. Also, don't miss the over-sized garage with lots of space for storage and other toys. Saint Michael offers an excellent location with easy access to parks and recreational opportunities. The neighborhood provides a welcoming community atmosphere while maintaining proximity to outdoor spaces for families and individuals who enjoy an active lifestyle. With new construction quality and thoughtful design, this home represents an excellent opportunity to own a well-built residence in a desirable Saint Michael neighborhood.

2738 Kepler Avenue NE, Saint Michael

Listing courtesy of M/I Homes.

$328,990

3 Beds ⋅ 3 Baths ⋅ 7150557 MLS

2734 Kepler Avenue NE, Saint Michael

Listing courtesy of M/I Homes.

$389,000

3 Beds ⋅ 3 Baths ⋅ 7148556 MLS

Welcome to the highly sought-after Oak Creek neighborhood! This end-unit townhome offers one-level living, an open-concept layout, and abundant windows that fill the home with natural light. The large kitchen features 42" upper cabinets, a tile backsplash, and new countertops. Newer laminate wood flooring flows through the kitchen, dining, and living areas, anchored by a three-sided fireplace. The main level includes two bedrooms. The primary suite has a walk-in closet and a private bath with dual sinks, a separate soaking tub, and a new onyx walk-in shower. A second full bath serves the other bedroom. The walkout lower level offers a large family room with a fireplace, a third bedroom with a walk-in closet, a full bath, and a bonus room for an office, gym, or hobby space. Step out to the patio and enjoy the park-like setting with walking trails and a pond. New mechanicals include the furnace, AC, on-demand water heater, and water softener. There's ample storage throughout, and the home has easy access to everything you need.

11108 16th Street NE, Saint Michael

Listing courtesy of RE/MAX Results.

$369,900

3 Beds ⋅ 2 Baths ⋅ 7144471 MLS

Step into a beautifully maintained home with an inviting open-concept kitchen featuring real wood, soft-close cabinetry, a center island, and abundant natural light. Enjoy the oversized, insulated and heated 3-car garage with a 220V outlet ready for EV charging—perfect for Minnesota winters—plus a finished walkout lower level, deck, and patio designed for easy indoor-outdoor living. Rebuilt in 2017, major systems and mechanicals are under 10 years old, providing comfort and confidence for years to come. Nestled in a quiet, low-traffic neighborhood, this home offers peaceful surroundings while staying connected, with Gutzwiller Park within walking distance, elementary, middle, and high schools nearby, and Albertville Premium Outlets just 10 minutes away, within 30 minutes of the main metro area. Enjoy the added benefits of no HOA and a nearby fire vent that may help reduce insurance costs.

4167 Jannings Avenue NE, Saint Michael

Listing courtesy of RE/MAX Results.

$389,900

3 Beds ⋅ 3 Baths ⋅ 7144603 MLS

New construction home will be ready for move-in on 11/5/2026! Highlights include a Walkout Lower Level ready for future finish! Two Story modern styled home with a thoughtfully crafted open-concept design. Main floor features a Great Room, Dining Room, Kitchen and Half Bath. Upper floor offers 3 Bedrooms, 2 Bathrooms, and Laundry Room. Primary Suite features a Walk-In Closet and Private Bathroom. Unfinished Walkout Lower Level ready for future finish including a future family room, 4th bedroom, and 4th bathroom. Ask about financing promotion with Seller's Preferred Lender and Title. Some photos may not depict actual plan, materials, and finishes included. All measurements are approximate.

3050 Jandura Avenue NE, Saint Michael

Listing courtesy of NextHome West Metro.

$379,900

3 Beds ⋅ 3 Baths ⋅ 7143843 MLS

New construction home will be ready for a November move-in. Highlights include a Walkout Lower Level ready for future finish! Two Story modern styled home with a thoughtfully crafted open-concept design. Main floor features a Great Room, Dining Room, Kitchen and Half Bath. Upper floor offers 3 Bedrooms and 2 Bathrooms. Primary Suite features a Walk-In Closet and Private Bathroom. Unfinished Walkout Lower Level ready for future finish including a future family room, 4th bedroom, and 4th bathroom. Ask about financing promotion with Seller's Preferred Lender and Title. Rendering and some photos may not depict actual plan, materials, and finishes included. All measurements are approximate.

3042 Jandura Avenue NE, Saint Michael

Listing courtesy of NextHome West Metro.

$399,900

3 Beds ⋅ 2 Baths ⋅ 7142624 MLS

Ask about our 4.99% interest rate promo with our preferred lender. Birchwood is a Brand New 1727 sq ft 3 bed 2 bath Villa Home. Open floor plan with vaulted ceilings and cozy fireplace. Sprinkler system, sod, edging, river rock and shrubs out front. Great one-level living with no steps!

2478 Jacamar Avenue NE, Saint Michael

Listing courtesy of Capstone Realty, LLC.

$384,900

3 Beds ⋅ 3 Baths ⋅ 7142104 MLS

Ask about our 4.99% interest rate promo with our preferred lender. Introducing one of Capstone’s most popular Liberty Series floor plans, the Becker. Just the right size at 2087 square feet, the upper level of this floor plan has an owner’s suite, 2 additional bedrooms and a loft. The main floor features the kitchen as a focal point with an incredible island, stone countertops, a walk in pantry, and brand new kitchen appliances. Every Becker includes a walk out to a large concrete patio to enjoy your backyard. The 2 and a half stall garage is perfect to fit family cars, snow blowers, lawn mowers, and even a work bench. - Legacy Bay Farms has a wonderfull 10-acre park located next to the 100 acre Uhl Lake. The trails take you around the playground, basketball court and past the dock on Uhl Lake and out to the peninsula for the best view of the 100 acre Uhl lake

2742 Ivan Avenue NE, Saint Michael

Listing courtesy of Capstone Realty, LLC.

$369,900

4 Beds ⋅ 3 Baths ⋅ 7139687 MLS

Remodel complete! Fully updated 4 bedroom 3 bath home. New flooring throughout, updated bathrooms, updated kitchen and fresh paint. Main floor family room w/fireplace. Three bedrooms on the same level upstairs. Finished lower level with bathroom. Concrete drive-way with additional stall parking. Great deck space and so much more.

513 Maple Knoll Way NW, Saint Michael

Listing courtesy of Creative Housing Real Estate.

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