Saint Paul Homes under $400,000

Welcome to Saint Paul, Minnesota, a vibrant city steeped in rich history and culture, nestled along the banks of the beautiful Mississippi River. As the state capital, Saint Paul offers a unique blend of urban sophistication and small-town charm, making it an ideal place for families, professionals, and retirees alike. With its stunning parks, historic architecture, and a thriving arts scene, residents enjoy a lifestyle that combines both leisure and excitement.

In the heart of Ramsey County, Saint Paul is known for its welcoming neighborhoods, each with its own distinct character. From the bustling energy of downtown to the serene streets of Highland Park, there’s a perfect spot for everyone. The city boasts excellent schools, diverse dining options, and a plethora of recreational activities, including biking trails, sports facilities, and community events that bring residents together.

For homebuyers seeking affordability without compromising on quality, Saint Paul has a fantastic selection of homes priced under $400,000. Whether you’re searching for a charming bungalow, a modern townhouse, or a cozy single-family home, the market offers a variety of choices that cater to different tastes and lifestyles. With competitive prices and a strong sense of community, investing in a home here is not just a purchase; it’s a step into a lifestyle filled with opportunity and connection.

Explore the possibilities in Saint Paul, where your dream home awaits, and experience all the warmth and vibrancy this remarkable city has to offer!

Newest Saint Paul Homes under $400,000

$350,000

2 Beds ⋅ 2 Baths ⋅ 7155258 MLS

Welcome to this truly exceptional home on Como Golf Course! Fully renovated from the ground up, you will feel the high-end finishes from the moment you walk in. The open floor plan features a large updated kitchen with stainless steel appliances, recycled glass countertops, and ample cupboard space. Beautiful bamboo flooring and recessed lighting throughout the main level create a light, warm, and welcoming feel. Enjoy relaxing on the sunny, three-season porch with southern exposure overlooking the private backyard and spectacular view of the golf course––the home is located near tee off, so no golf balls in your backyard here! The basement is fully finished to create your own private primary suite with a three-quarter bathroom and brand-new luxury vinyl flooring. Don’t miss the cozy backyard with professional landscaping and an extra storage shed. Wonderfully close to shopping and dining – come see it before it’s gone!

1264 Hoyt Avenue W, Saint Paul

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$340,000

5 Beds ⋅ 3 Baths ⋅ 7155091 MLS

Welcome to this charming Saint Paul home offering character, flexible living space, and thoughtful updates throughout. Step inside the foyer that flows into the living room and dining area, with an inviting archway adding character between the spaces. Just off the living area, a beautiful wood-paneled space offers a unique extension of the living room, creating a space that fills with natural light throughout the day. This versatile space is ideal for relaxing, reading, or entertaining. The kitchen is adjacent to the dining area, creating an easy flow between the spaces. A built-in buffet with open shelving adds character and provides both display and storage space. Upstairs, you will find four bedrooms and a full bathroom. The lower level features a laundry area, recently added three-quarter bathroom, and a flex room offering flexibility for a home office, hobby space, playroom, or other needs. Continue to expand by finishing the lower level to add more living space with a family room and fifth bedroom. Outside, enjoy the fenced backyard with room to relax, play, garden, or entertain. Enjoy nearby amenities such as Como Park, Allianz Field and other dining, shopping and retail that the Hamline-Midway area has to offer.

1227 Thomas Avenue, Saint Paul

Listing courtesy of Pemberton RE.

$375,000

5 Beds ⋅ 2 Baths ⋅ 7146121 MLS

Completely remodeled from top to bottom, this meticulously maintained 5-bedroom, 2-bathroom duplex has been lovingly cared for by the current owner since 2011. Truly move-in ready, the property features new flooring throughout, updated lighting, beautifully renovated kitchens and bathrooms, stainless steel appliances, and freshly painted interiors. The property offers separate gas and electric utilities, individual hot water heaters, high-efficiency gas boilers installed in 2017, and updated electrical. The first unit features one bedroom and one bathroom on the main level, along with a newly remodeled kitchen featuring white cabinetry and stainless-steel appliances. The updated bathroom includes a tiled shower, while a charming front porch adds to the unit's appeal. The second unit offers one bedroom and an updated full bathroom on the main level, complete with dual sinks, granite countertops, a tiled tub surround, and ceramic flooring. A versatile flex room off the living room provides additional space for an office, den, or other uses. A spacious three-season porch offers even more living space and character. The third-floor features three additional bedrooms. Abundant natural light fills the open floor plans, beautifully complementing the property's original character and built-in features. Conveniently located with easy freeway access and just minutes from downtown St. Paul, this exceptional duplex combines thoughtful updates, classic charm, and everyday convenience.

670 Conway Street, Saint Paul

Listing courtesy of Edina Realty, Inc..

$260,000

3 Beds ⋅ 1 Baths ⋅ 7153678 MLS

Prime Location Stucco Rambler Facing Marydale Park! Exceptional curb appeal welcomes you to this classic 3-bedroom, 1-bathroom stucco rambler boasting classic natural woodwork and gorgeous hardwood floors. Enjoy complete main-floor living with three bedrooms and an eat-in kitchen, complemented by a lower-level rec room and den offering huge upside potential to finish and build instant equity. Key mechanical updates include forced air gas heat, central air, and a newer roof and furnace for total peace of mind. Outside, features include a private, fully fenced yard, a 2-car garage, and off-street parking for two additional vehicles. Unbeatable location directly across from Marydale Park, steps from Connie's Creamery, and close to everything Como Park has to offer! Summers will be truly special here. Bring your finishing touches to unlock this gem's full potential.

1097 Dale Street N, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$287,000

4 Beds ⋅ 2 Baths ⋅ 7156787 MLS

Welcome to 2002 Bush Ave E, a beautifully updated 4-bedroom, 2-bathroom home in St. Paul that blends modern comfort with unbeatable value. Priced to impress, this move-in-ready gem proves that thoughtful upgrades and smart living can go hand in hand. Step inside to discover a home that has been lovingly remodeled from top to bottom. The kitchen shines with brand-new stainless steel appliances, offering both style and functionality for the home chef in your life. Downstairs, the newly finished basement expands your living space, creating the perfect setting for a family room, home office, or entertainment retreat. Peace of mind comes standard here. A new AC and furnace keep you comfortable through every Minnesota season, while the newer roof and siding mean fewer worries and more time enjoying your new home. New epoxy floors in the garage. Every detail has been considered so you can settle in with confidence. This is a rare opportunity to own a fully refreshed home at an attractive price point.

2002 Bush Avenue E, Saint Paul

Listing courtesy of Five Star Realty LLC.

$189,900

4 Beds ⋅ 2 Baths ⋅ 7151156 MLS

This 4-bedroom, 2-bath home offers a flexible layout with plenty of room to make it your own. The main level features a spacious kitchen with stainless steel appliances and center island, comfortable living space, plus a bedroom and 3/4 bath for convenient main-level living. Upstairs you'll find additional bedrooms and another bath, offering plenty of options for bedrooms, office space or whatever fits your needs. Outside, enjoy a fenced yard with room to play, garden or entertain, plus garage space for parking and storage. The home has seen updates over the years but is ready for some additional TLC and finishing touches, making it a great opportunity to add your own style and build equity along the way. Convenient Saint Paul location with easy access to everyday amenities!

872 Lawson Avenue E, Saint Paul

Listing courtesy of Real Broker, LLC.

$298,100

3 Beds ⋅ 2 Baths ⋅ 7156234 MLS

Bring your offers and ideas! This Highland Park gem brings an incredible opportunity to get into the Edgcumbe-Cretin neighborhood for under $300k! While the home is fully functional and livable, it is being sold "as is" and will need some TLC. Perks include both bathrooms have been remodeled, kitchen is a good size with an open feel, there are vaulted ceilings, three skylights, new carpet, 3 bedrooms, 2 bathrooms, and the home has great curb appeal! Please note we have listed this as a 0 car garage, as it is not useable. Boiler will be issued a clean bill of health by HVAC company.

1267 Scheffer Avenue, Saint Paul

Listing courtesy of RE/MAX Professionals.

$295,000

3 Beds ⋅ 2 Baths ⋅ 7150858 MLS

Charming and beautifully maintained 3-bedroom, 2-bath stucco home on a tree-lined street in Saint Paul's Greater East Side! The main level features gleaming hardwood floors, graceful arched doorways, warm wood trim, a light-filled living room and formal dining room, two bedrooms, and a full bath. The eat-in kitchen offers abundant oak cabinetry, stainless steel appliances including a gas range, a pantry, and a sunny breakfast nook with backyard access. The finished lower level adds an oversized bedroom with recessed lighting and a full wall of closets, a recreation room, a bathroom with walk-in shower, a laundry room, and great storage. Enjoy a private, shaded backyard with string lights, plus a spacious detached 2-car garage with alley access and a parking pad. Central air and terraced front landscaping complete the package. Easy access to Johnson Parkway, parks, shopping, and dining. Schedule a showing today!

1322 Reaney Avenue, Saint Paul

Listing courtesy of National Realty Guild.

$229,900

2 Beds ⋅ 2 Baths ⋅ 7156307 MLS

Welcome home to this charming, move-in-ready two-story home featuring 2 bedrooms and 2 bathrooms. Meticulously maintained and exceptionally clean, this home reflects true pride of ownership throughout. Enjoy newer carpet and fresh paint, new roof in 2026, along with warm wood wall finishes that create a cozy, cabin-like feel full of character. The main floor offers a convenient storage room that can easily be converted into a 3rd bedroom, home office, or flex space to fit your needs. Well cared for and ready for its next owner, this inviting home offers comfort, charm, and versatility. Move right in and make it your own!

277 E Morton Street E, Saint Paul

Listing courtesy of Five Star Realty LLC.

$250,000

4 Beds ⋅ 2 Baths ⋅ 7155541 MLS

Nice Duplex with many updates in 2021 for each unit: New (AC, refrigerator, stove, washer, dryer, water heater, furnace, electrical panel). Three parking spaces at the back. Unit 1 (main level) has 2 bedrooms and 1 full bath. Monthly rent $1,500 (month to month). Long term tenants for 4 years. Unit 2 (upper level) has 2 bedrooms and 1 full bath. Monthly rent $1,000 (month to month). Long term tenants for 3 years. They will renew a new lease for 1 year or month to month with new owner. Rent can increase with new lease. Great for Investor or Owner occupant. Close to Metropolitan State University and Down town.

970 Sherburne Avenue, Saint Paul

Listing courtesy of National Realty Guild.

$280,000

4 Beds ⋅ 2 Baths ⋅ 7155485 MLS

Welcome to this inviting 4-bedroom, 2-bathroom single-level home with a 1-car garage and plenty of outdoor space to enjoy. The home features several recent updates, including a newer roof (2022), refrigerator (2022), microwave (2020), and washer and dryer (2023). The large enclosed yard provides plenty of room for gardening, play, and family gatherings, while the deck offers a great space for relaxing or entertaining. A storage shed provides additional room for tools, equipment, and seasonal items. The driveway can accommodate up to four vehicles, providing convenient off-street parking during Minnesota winters. Located with convenient access to I-35E and a short drive to Downtown St. Paul, the home is also near golf courses, lakes, recreational areas, and trails, making it easy to enjoy both everyday conveniences and outdoor activities. The home does need some cosmetic updating, offering an opportunity for its next owner to add their personal style and make it their own. With four bedrooms, one-level living, a spacious enclosed yard, and several important updates already completed, this home is ready for someone to bring their vision and make it theirs.

790 Nevada Avenue E, Saint Paul

Listing courtesy of Realty Executive Associates.

$250,000

2 Beds ⋅ 1 Baths ⋅ 7152006 MLS

Welcome to this charming cottage-style home with a warm, inviting feel from the moment you step inside. Featuring beautiful hardwood floors, a thoughtfully updated kitchen, and a cozy cottage-inspired aesthetic, this home offers character and comfort throughout. The spacious primary bedroom provides a peaceful retreat, while the private backyard and large deck are perfect for relaxing or entertaining. A brand-new boiler, installed less than a week ago, adds peace of mind. Conveniently located near shopping, downtown, and everyday amenities, this delightful home is truly one that makes you feel good the moment you walk in.

1144 Charles Avenue, Saint Paul

Listing courtesy of Coldwell Banker Realty.

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