White Bear Lake Homes with One and One Half Stories

Welcome to White Bear Lake, a charming city located in Ramsey County, Minnesota. Known for its picturesque surroundings and vibrant community, White Bear Lake offers a perfect blend of small-town charm and modern amenities.

Homes with one and one-half stories are a popular choice in White Bear Lake. These unique properties offer a cozy and inviting atmosphere, perfect for families or individuals looking for a distinctive living space. With their distinctive architecture and functional design, these homes provide a perfect blend of style and comfort.

White Bear Lake is a thriving community with a strong sense of history and culture. Residents enjoy easy access to a variety of recreational activities, including boating, fishing, and hiking, thanks to the city's stunning lakes and parks. The vibrant downtown area is home to a variety of shops, restaurants, and entertainment options, making it a hub of activity for both residents and visitors.

Whether you're looking for a cozy one and one-half story home or a bustling community with plenty to see and do, White Bear Lake has something for everyone. Come and experience the beauty and charm of this unique city in Ramsey County, Minnesota.

Newest White Bear Lake Homes with One and One Half Stories

$559,000

4 Beds ⋅ 2 Baths ⋅ 7140756 MLS

Welcome to this beautifully maintained 4-bedroom, 2-bathroom home situated on a rare, sprawling 0.4-acre double lot! Nestled in a highly sought-after White Bear Lake neighborhood, you are just moments away from the vibrant shopping, dining, schools and lakeside charm of downtown White Bear Lake. From the moment you arrive, the incredible curb appeal, meticulous landscaping, private fenced-in backyard, and brand-new roof, gutters, soffit, and fascia (2025) will catch your eye. The inviting main level features Karndean luxury vinyl plank flooring and an updated kitchen complete with a Cambria quartz island countertop and newer premium appliances, including a JennAir downdraft oven and refrigerator. The main level also holds two comfortable bedrooms and a full bathroom. Head upstairs to find the ultimate hangout space—a massive bonus room complete with a cozy gas fireplace. The fully remodeled basement (2021-2022) offers two additional bedrooms, a 3/4 bathroom, and an abundance of storage space. Rest easy knowing the big-ticket maintenance items are already done, including a high-efficiency furnace with central air and an Aprilaire purification system (2021), an updated electrical panel with a fireman shutoff (2025), and a new water heater. Car enthusiasts, hobbyists, and outdoor lovers will be thrilled by the parking options. In addition to the attached 2-stall garage with an insulated garage door, the property features a detached outbuilding. This oversized 2-stall garage is the perfect setup for a workshop, boat storage, or keeping all your favorite toys. Don't miss the chance to make this deeply cared-for, turn-key gem your own! Click the link to explore the full photo gallery and take the 3D virtual tour today.

1905 Garden Lane, White Bear Lake

Listing courtesy of POP Realty MN.

$359,000

4 Beds ⋅ 2 Baths ⋅ 7137448 MLS

Welcome to 3232 Karth Road in White Bear Lake! This inviting home offers comfortable living with valuable recent updates and additional finished space. The newly remodeled lower level provides even more room to relax, entertain, or accommodate guests and features a newly added bedroom and bathroom. The thoughtful improvements add both functionality and versatility to the home, making the lower level ideal for a guest suite, home office, or additional living area. Conveniently located near all that White Bear Lake has to offer, this move-in-ready home is ready for its next owner. Schedule your showing today!

3232 Karth Road, White Bear Lake

Listing courtesy of Keller Williams Premier Realty.

$275,000

3 Beds ⋅ 2 Baths ⋅ 7127781 MLS

Prime White Bear Lake location just moments from the lake, restaurants, shops, and the vibrant downtown scene! This up/down duplex offers a rare opportunity to own an income-producing property in the heart of the community. Enjoy a spacious corner lot with mature trees, a large detached garage, generous yard space, and a backyard patio perfect for relaxing or entertaining. The main-level unit features two bedrooms, a comfortable central living room, spacious eat-in kitchen, and a back porch with private laundry. The upper-level unit is a true one-bedroom offering a living room, efficiency kitchen, full bathroom, and its own laundry. From here, enjoy strolling along Lake Avenue, dining at local favorites, shopping downtown, and taking part in beloved community events including Manitou Days, Marketfest, and the Friday Farmers Market. Whether you're looking for an investment property or the opportunity to owner-occupy while generating rental income, this property combines flexibility with an exceptional White Bear Lake location!

2174 8th Street, White Bear Lake

Listing courtesy of Edina Realty, Inc..

$750,000

5 Beds ⋅ 2 Baths ⋅ 7108056 MLS

Income Today, Growth Tomorrow: White Bear Lake Commercial Property Don’t miss this fantastic opportunity to invest in a prime parcel of commercial property in White Bear Lake, Adjacent to City Hall on Second Street. This offering comprises two adjacent parcels with rent-producing single-family residences in excellent condition. The properties are currently fully leased at below market rates that allow for future increases. The area represents fast-growing, highly sought-after properties with GX-D (General Mix Downtown) zoning. The area has excellent potential for future value increases. If you are looking for an opportunity with an excellent chance of future increases while providing passive income today, this is it.

2059-2063 second Street, White Bear Lake

Listing courtesy of Rocket Realty.

$339,690

3 Beds ⋅ 1 Baths ⋅ 7099748 MLS

Bring your Cars, Toys, Hobbies & Dreams! This is a Rare Opportunity to own an extensively updated home on a large private lot with Heated 4 car plus garage! This Bungalow is loaded with Character! The Kitchen is recently renovated with all new cabinets, flooring, counters and Stainless Steel appliances with a Gas Stove. The Bathroom features beautiful Tile work. All new carpet through out with Hardwood Floors under the carpet in Livingroom, and Main floor bedrooms if you prefer. The Spacious laundry room has newer high end washer/dryer, Lennox Furnace with Aprilaire Humidifier and pull out drying rack. Vinyl Siding, Newer Vinyl windows and Lennox Air Conditioner for Comfortable low maintenance efficient living. The Character filled upper level Bedroom is a great Flex space which could be a Primary Bedroom, Home Office or Playroom too! The Lower Level Family room would make a great theater room! The large almost completely fenced yard features a Paver Patio surrounded by beautiful gardens, a Gazebo with Fire Circle & a bonus Horseshoe Court, making it a wonderful Oasis for people and pets to play! Just completed professionally painted neutral paint and carpet, means no work here, just move in and Enjoy!

2145 County Road E E, White Bear Lake

Listing courtesy of RE/MAX Results.

$1,195,000

4 Beds ⋅ 4 Baths ⋅ 7092232 MLS

Welcome to the newest Signature Homesites from Santanni Custom Homes - offering 3 private custom homesites in the desirable White Bear Beach community. This To-Be-Built custom home features convenient main-level living with cathedral-vaulted ceilings, 4 bedrooms, 5 baths, 3 car garage, a gourmet kitchen with quartz countertops and walk-in pantry, spacious mudroom, and luxurious owner's suite with freestanding tub, tiled shower, double vanity, and large walk-in closet. Situated on private 0.77-acre homesite on Northwest Ave, just minutes from White Bear Lake, Bald Eagle Lake, and downtown White Bear Lake, this location offers easy access to restaurants, concert, shopping, art center, live music, water-shows, and more. Private White Bear Beach Community Club membership includes private beach access, picnic areas, sports, and community events. Family-owned for 40 years, Santanni Custom Homes lets you customize one of their plans or bring your own dream home vision to life.

5255 Lot 2 Northwest Avenue, White Bear Lake

Listing courtesy of Edina Realty, Inc..

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