White Bear Lake Homes with Three Level Split Stories

White Bear Lake Homes with Three Level Split Stories

Welcome to White Bear Lake, Minnesota—a picturesque gem nestled in Washington County, where nature’s beauty meets vibrant community living. Known for its stunning lakeside views, charming downtown, and a wealth of recreational activities, White Bear Lake offers an idyllic setting for families, retirees, and everyone in between.

This delightful city is named after its beautiful lake, which serves as the heart of the community, providing endless opportunities for boating, fishing, and serene lakeside strolls. With a rich history and a commitment to preserving its natural surroundings, White Bear Lake boasts an array of parks, trails, and outdoor spaces that invite residents to explore and enjoy the great outdoors.

When it comes to real estate, White Bear Lake is home to a variety of architectural styles, including the popular three-level split stories. These homes are designed for modern living, featuring a unique layout that maximizes space and functionality. Typically, a three-level split offers an inviting main level with a spacious living area, a well-appointed kitchen, and dining space that seamlessly flows into one another. The upper level typically houses the bedrooms, providing a private retreat, while the lower level can serve as a cozy family room, home office, or guest suite.

With its friendly neighborhoods, excellent schools, and a strong sense of community, White Bear Lake is not just a place to live—it's a place to call home. Explore the charm of three-level split stories in this enchanting city, where you can enjoy the perfect blend of comfort, style, and convenience. Discover your dream home today in White Bear Lake!

Newest White Bear Lake Homes with Three Level Split Stories

2064 Stillwater Street, White Bear Lake
$390,000
3 Beds ⋅ 2 Baths ⋅ 7160884 MLS
Welcome to this well-kept White Bear Lake home, located a few blocks from Bald Eagle Lake, near White Bear Lake High School, and a short distance from the shops, restaurants, and charm of downtown White Bear Lake. The welcoming entry opens to a generous living and dining area, with a walkthrough wet bar connecting to the large eat-in kitchen. Main-floor laundry is conveniently located in the mudroom. Upstairs, the primary suite offers its own level with a spacious bedroom, walk-in closet, and private three-quarter bathroom. Two lower-level bedrooms provide comfortable separation from the primary suite. Among the home’s many updates are a roof installed in 2018 and a new furnace installed in 2025. A sump pump with battery backup offers added peace of mind. Outside, enjoy a well-cared-for yard with plenty of room to relax or entertain. The oversized detached two-car garage includes generous attic storage. A neighboring vacant lot and city-owned wooded acreage bordering the backyard add to the appeal of this spacious, natural setting. Turnkey, easy living starts here.

2064 Stillwater Street, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

5811 Hobe Lane, White Bear Lake
$849,900
3 Beds ⋅ 3 Baths ⋅ 7147036 MLS
A Rare Mid - Century Modern Retreat! Mid - century architect-designed home inspired by Frank Lloyd Wright. Three-tract property with a separate buildable lot. Deeded access to Bald Eagle Lake and White Bear Lake Schools. Offered for the first time since it was built in 1969, this exceptional architect-designed home pairs timeless mid-century modern design and the organic harmony with nature associated with Frank Lloyd Wright's Usonian vision. Set on a beautiful property, the home offers a rare sense of privacy, character, and thoughtful connection to its surroundings- an ideal opportunity for buyers who appreciate distinctive architecture and enduring craftsmanship. Beyond the home itself, the oversized property - comprised of three tracts - presents compelling future potential. The Township city planner has deemed the empty lot buildable, offering flexibility for an additional homesite, investment, or a thoughtfully preserved estate setting. (City water/utility stubs are already installed and ready for hook-up). Deeded access to desirable Bald Eagle Lake creates opportunities to enjoy the water and the natural beauty of the area. The property is also served by the the highly regarded White Bear Lake area schools, adding to the appeal of this exceptional location. Homes of this architectural character, history, and land potential seldom become available. Discover a one-of-a-kind property ready for its next chapter.

5811 Hobe Lane, White Bear Lake

Listing courtesy of Lakes Area Realty G.V..

1735 Birch Lake Avenue, White Bear Lake
$323,000
3 Beds ⋅ 2 Baths ⋅ 7151735 MLS
INVESTORS ONLY. 3-level split home on a 3/4 of an acre lot in White Bear Lake! This home features 3 bedrooms on the upper level along with a full bath. The main level consists of the kitchen, living, and dining areas, while the basement offers a large family room, laundry room, half-bath, and a separate entrance. Outside, you're greeted by a wonderful screen porch in your spacious, private, fully fenced backyard - where deer, ducks, and turkey have been spotted. The garage offers not only ample storage space with 2 sheds connected, but also a 2nd floor studio for your workshop, entertainment area, creative space, or even more storage. This home is in close proximity to historic downtown White Bear Lake and all that it has to offer!

1735 Birch Lake Avenue, White Bear Lake

Listing courtesy of RE/MAX Results.

3684 Prairie Road, White Bear Lake
$355,000
3 Beds ⋅ 2 Baths ⋅ 7127914 MLS
Welcome home to this move-in-ready 1962-built 3-level split featuring 3 bedrooms, 2 bathrooms, and an attached 1-car garage. Situated on a fenced .25-acre lot, this home offers a spacious deck just off the kitchen and dining area—perfect for relaxing or entertaining. Inside, you'll find hardwood floors, new carpet, and fresh paint throughout. The fenced backyard provides plenty of room for outdoor activities, pets, or gardening. Conveniently located near schools, parks, shopping, and everyday amenities. Clean, updated, and ready for its next owner!

3684 Prairie Road, White Bear Lake

Listing courtesy of eXp Realty.

2429 Ronald Avenue, White Bear Lake
$386,900
3 Beds ⋅ 2 Baths ⋅ 7115077 MLS
BACK ON THE MARKET - Buyer's home did not sell! Here is another opportunity for you to purchase this beautiful home at a better price! Beautifully updated 3 level home in White Bear Lake, located in a quiet neighborhood on the South side. You will love the layout of this home! Main level showcases wood floors and white woodwork with plenty of natural light including a large bay window! Open kitchen with lots of cabinets/granite & stainless appliances, generous eat-in area and patio door opening to patio with a lovely pergola! Upstairs features wood flooring, 3 bedrooms, and a full bath all nicely updated. The lower level is the newest update/remodel! Amazing floor to ceiling granite stone fireplace, LVP Lifeproof flooring, 3/4 bath, large laundry room/storage area with walk-out to backyard. Backyard has a large patio with a pergola, fully fenced with a storage shed and garden areas.

2429 Ronald Avenue, White Bear Lake

Listing courtesy of Counselor Realty, Inc.

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