White Bear Lake Homes with Split Entry (Bi-Level) Stories

Welcome to White Bear Lake, a charming city located in Ramsey County, Minnesota. Known for its picturesque scenery and friendly community, White Bear Lake offers a perfect blend of small-town charm and modern conveniences.

If you're looking for homes with split entry (bi-level) stories in White Bear Lake, you're in luck! This architectural style is popular in the area and offers a unique layout that maximizes space and natural light. With the main living areas situated on two different levels, these homes provide a sense of separation and privacy while still feeling open and connected.

Whether you're a first-time homebuyer or looking to upgrade to a larger space, split entry homes in White Bear Lake offer a variety of options to suit your needs. From cozy starter homes to spacious family residences, you're sure to find the perfect property to call your own.

Explore the diverse real estate market in White Bear Lake and discover the beauty and convenience of living in this vibrant city. With its close-knit community, top-rated schools, and abundance of recreational activities, White Bear Lake is the perfect place to call home. Start your search for the perfect split entry home today and make your dream of homeownership a reality in this idyllic city.

Newest White Bear Lake Homes with Split Entry (Bi-Level) Stories

$415,000

4 Beds ⋅ 3 Baths ⋅ 7142064 MLS

Extremely well cared for and updated throughout, this 4-bedroom, 3-bathroom home offers spacious rooms, a great layout, and plenty of finished living space. Recent improvements include new Andersen windows, a new boiler, deck, garage doors, two gas fireplace inserts, and newly finished lower-level spaces. Other updates include exterior doors, shutters, lighting, ceiling fans, fresh paint, and refrigerator. The finished walk-out lower level offers additional living space and plenty of storage. Outside, the fenced-in backyard abuts a wooded area, providing extra privacy. Conveniently located in White Bear Lake, close to parks, schools, shopping, restaurants, and other nearby amenities.

3435 Glen Oaks Avenue, White Bear Lake

Listing courtesy of Keller Williams Premier Realty.

$575,000

4 Beds ⋅ 2 Baths ⋅ 7136175 MLS

Welcome to your lakeside scenic escape in the heart of a beautiful community, where a rare opportunity awaits. This stunning home comes with private deeded access to Bald Eagle Lake, a true hidden gem shared by only a select group of homeowners. Just step out your front door and enjoy the best of Minnesota lake living with exclusive amenities designed for recreation, relaxation, and of course, making unforgettable memories. Situated in a quiet neighborhood surrounded by mature trees and natural beauty, this property offers a peaceful retreat from the everyday hustle. The backyard is a private oasis featuring both a maintenance-free deck and a patio—perfect for enjoying summer evenings or morning coffee in the shade of towering trees. With two separate garages accommodating up to four vehicles, there’s plenty of space for all your tools, toys, and weekend projects. Inside, you’ll find a home that blends charm and comfort with thoughtful updates throughout. The stunning porch, with its knotty pine ceiling, skylights, and expansive windows, bathes the room in natural light while offering serene views of your wooded backyard. The updated kitchen showcases custom paneled cabinetry, sleek stainless-steel appliances, and a tiled backsplash, creating an inviting space for cooking and entertaining. Adjacent to the kitchen, a spacious dining room features a cozy wood-burning fireplace and opens directly into the four-season porch, creating a seamless flow for gatherings and everyday living. The sunken living room adds character and warmth, anchored by a classic brick wood-burning fireplace. With two bedrooms on the upper level and two on the lower, the home offers flexible living arrangements for family and guests. The upper-level bathroom has been beautifully updated with a marble-tiled shower and modern vanity, while the lower level offers a generously sized family room complete with a wood-burning stove and direct access to the backyard patio. Additional storage space on the lower level ensures you have room for everything you need. Located near a local park that features four miles of paved hiking and biking trails, 6.5 miles of cross-country ski routes, and a scenic overlook trail, this property is a haven for outdoor enthusiasts year-round. Winter brings ice fishing, snowmobiling, skiing, and even ice boating, while the community shines with vibrant events such as Marketfest, Manitou Days, the BEAR’ly Open golf-on-ice tournament, Polar Bear Plunge, Summer Music Series, Waterfest, and the ever-creative Art Shanty Projects. With an easy 15–25 minute commute to downtown St. Paul or Minneapolis and a future rapid bus transit line (Purple Line BRT) scheduled for completion in 2026, this home combines natural beauty with urban convenience. Bald Eagle Lake is known for its clear waters, excellent fishing, and recreational boating—all just minutes from the vibrant shops, dining, and culture of downtown White Bear Lake. Don’t miss this rare chance to own a home where every day feels like a getaway. Whether you're looking for year-round living or a seasonal retreat, this property offers the ideal blend of serenity, luxury, and adventure. Come see what makes lakeside living on Bald Eagle Lake truly extraordinary.

4775 126th Street Court N, White Bear Lake

Listing courtesy of Engel & Volkers Blaine.

$260,000

2 Beds ⋅ 2 Baths ⋅ 7132603 MLS

Spacious 2-bedroom, 2-bathroom end-unit townhome tucked into a wooded and private cul-de-sac. The main level features vaulted ceilings and quality woodwork, while hardwood floors bring warmth to the kitchen and dining room. Step out to the deck for easy outdoor enjoyment. The primary bedroom offers a walk-in closet and walk-through bathroom. The walk-out lower level provides flexible living space with a fireplace, patio access, and potential for a third bedroom or additional primary suite. A large walk-in entry closet and 2-car garage provide excellent storage and convenience. Enjoy a location within walking distance of Tamarack Nature Center and its miles of scenic trails, along with easy access to 35E for commuting and getting around the area. Quality-built and move-in ready, this home offers privacy, flexibility, and a convenient location.

1258 Bridle Path Court, White Bear Lake

Listing courtesy of Redfin Corporation.

$364,900

3 Beds ⋅ 2 Baths ⋅ 7132328 MLS

Rare end-unit townhome in sought-after Manitou Village, set on a private wooded lot bathed in south- and west-facing light. Vaulted ceilings, a formal dining room, and a sun-drenched sunroom create an open, elevated living experience, while the updated kitchen — quartz counters, newer stainless appliances — flows into a dining space anchored by a dramatic floor-to-ceiling marble gas fireplace (2022). The primary suite offers a spa-like walk-through bath with a beautifully tiled shower. Downstairs, the finished walkout level adds a second fireplace, full bath, and third bedroom — flexible space for guests, work, or whatever life calls for. Thoughtful luxury touches run throughout: Andersen windows with transferable warranties, plantation shutters, electric blinds, custom built-ins, solar tubes, and a designer kitchen pantry. Move-in ready and meticulously maintained, this is refined, private living at its finest — welcome home to Manitou Village.

2552 Manitou Lane, White Bear Lake

Listing courtesy of Keller Williams Premier Realty.

$249,900

2 Beds ⋅ 2 Baths ⋅ 7127805 MLS

Welcome to 2632 Aspen Court in White Bear Lake! This inviting 2-bedroom, 2-bathroom home offers a warm, welcoming feel throughout. The open-concept main living area provides an easy flow between the living room, dining area, and kitchen, creating a great space for both everyday living and entertaining. The kitchen features generous cabinetry and workspace with a convenient connection to the dining area, plus access to the deck—perfect for morning coffee, grilling, or enjoying the outdoors. The spacious living room offers plenty of natural light and a comfortable gathering space. Both bedrooms are nicely sized, and the lower level provides additional flexible living space with excellent potential for a family room, office, hobby area, or whatever best fits your lifestyle. One of the highlights of this home is the walkout to the patio area, creating an easy connection between the interior and outdoor living spaces. Enjoy the deck, patio, and surrounding yard for relaxing or entertaining. A 2-car garage provides convenient parking and additional storage, while the location offers easy access to shopping, dining, parks, schools, and everything White Bear Lake has to offer. If you're looking for a home that combines comfortable living, functional spaces, outdoor enjoyment, and a convenient White Bear Lake location, this one is worth seeing! Schedule your private showing today and see everything 2632 Aspen Court has to offer!

2632 Aspen Court, White Bear Lake

Listing courtesy of eXp Realty.

$389,990

4 Beds ⋅ 2 Baths ⋅ 7122363 MLS

Move right in to this beautifully refreshed 4-bedroom, 2-bath split-entry home in the heart of White Bear Lake! Featuring a bright, open layout with abundant natural light, this home has luxury vinyl plank flooring, fresh interior paint, and a brand new concrete sidewalk and driveway for an outstanding curb appeal. The spacious kitchen is highlighted by new granite countertops, ample wooden cabinetry, all new stainless steel appliances, and generous counter space perfect for everyday living and entertaining. The upper level offers an inviting living room, functional kitchen, dining area, and comfortable bedrooms, while the lower level provides additional living space ideal for a family room, home office, or recreation area. Step outside to enjoy the large fenced in backyard with mature trees, a spacious deck, and plenty of room for gatherings, gardening, or play. Conveniently located near parks, schools, shopping, restaurants, and with easy access to major highways, this move-in-ready home combines tasteful updates, functional living spaces, and an excellent White Bear Lake location. Don't miss this fantastic opportunity!

3454 Willow Court, White Bear Lake

Listing courtesy of Home Avenue Flat Fee Realty.

$429,900

4 Beds ⋅ 3 Baths ⋅ 7101943 MLS

Here is an opportunity to own this four-bedroom, three-and-a-half-bathroom home on almost one acre delivers lake views and a beautiful setting on a deep, wooded lot. Quick access to 35E makes commuting straightforward, while the property offers the privacy and space that define lakeside living. Inside, open-concept living flows naturally through the main floor. The kitchen anchors the space with granite counters, quartz countertops, and stainless steel appliances that work together smoothly. Hardwood and tile floors run throughout, guiding you toward the huge 25x19 great room in the lower level, a centerpiece for gatherings and everyday living. The primary suite provides a private retreat with its own bathroom featuring a double vanity. A separate full bathroom on the main floor serves the secondary bedrooms and guests with convenience. The four bedrooms are distributed throughout the home, offering flexibility for residents or those needing dedicated spaces. Outside, the property excels with multiple entertaining areas. A large 14x12 deck and expansive 25x16 patio provide distinct venues for relaxation and outdoor meals. The three-car garage and long, wide asphalt driveway offer ample parking and storage. This one has it all: lake views, substantial acreage, modern finishes, and outdoor spaces designed for enjoying the setting.

5940 Otter View Trail, White Bear Lake

Listing courtesy of Realty Executives Top Results.

$525,000

5 Beds ⋅ 3 Baths ⋅ 7072848 MLS

UPDATE: As of 9/1/2026 this home is fully framed and available to view to get an idea of layout and room sizes. Still time to make many interior selections and close by the end of the year. Located on a great cul de sac lot this 5BR 3BA plan offers so much value! The spacious and towering entry is flooded with natural light and gives way to the very open upper level living spaces. Large windows and vauled ceilings in both the living room, kitchen and dining room make it feel open an bright. The kitchen has custom cabinets, granite counters, center island, appliance package, recessed lighting and laminate flooring. There are 3BR's and 2BA's on the upper level with the main bath having double vanities. The primary suite has a private BA and walk in closet. The lower level has 2 additional BR's, full BA and huge family room. The comfort and efficiency of new construction, a 3 car garage, & spacious cul de sac lot make this home a unique buying opportunity at this price point.

xxxx Eugene Street, White Bear Lake

Listing courtesy of Keller Williams Classic Realty.

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