White Bear Lake Homes with Two Stories

Welcome to the charming city of White Bear Lake, located in Ramsey County, Minnesota. Known for its picturesque scenery and vibrant community, White Bear Lake offers the perfect blend of small-town charm and modern amenities.

If you're in the market for a home with two stories, you're in luck! White Bear Lake features a variety of properties that fit this description. Two-story homes are not only aesthetically pleasing but also offer functional benefits such as separation of living and sleeping areas, increased privacy, and ample space for families.

Imagine coming home to a cozy living room on the first floor, perfect for relaxing or entertaining guests, while the second floor houses the bedrooms for a peaceful night's sleep. With a two-story home in White Bear Lake, you can enjoy the best of both worlds.

Whether you're drawn to the bustling downtown area with its unique shops and restaurants or prefer the tranquility of the nearby parks and lakes, White Bear Lake has something for everyone. Don't miss the opportunity to own a beautiful two-story home in this delightful city – your perfect haven in the heart of Minnesota.

Newest White Bear Lake Homes with Two Stories

$259,900

2 Beds ⋅ 2 Baths ⋅ 7140157 MLS

Move-In Ready End-Unit Townhome in a Wonderful Location! Welcome home to this attractive, well-maintained end-unit townhome offering 2 bedrooms, 2 bathrooms, and a double garage. Thoughtfully designed for both comfort and convenience, this home features bright, inviting spaces and a layout that is perfect for everyday living and entertaining. Step inside to a spacious living room filled with natural light and highlighted by vaulted ceilings and a cozy gas fireplace—the perfect spot to relax and unwind. The open-concept main level flows seamlessly into the spacious kitchen, which offers abundant countertop and cabinet space for cooking, storage, and entertaining. The adjacent dining area features patio doors that lead to a wonderful private patio, creating an ideal extension of the living space for outdoor dining or entertaining. The patio doors also allow even more natural light to fill the home. A convenient half bath completes the main level. Upstairs, you’ll find two generous sized bedrooms and a versatile loft area that can easily be used as a home office, study area, reading nook, exercise area, or any additional living space you may need. The upper level also features a full bathroom and convenient in-unit laundry. Enjoy a fantastic location close to a variety of shopping, restaurants, parks, lakes, and trails, providing easy access to the amenities and outdoor recreation you love. With its desirable end-unit location, comfortable floor plan, abundant natural light, and convenient amenities, this home is ready for you to move in and enjoy!

1251 Birch Court, White Bear Lake

Listing courtesy of RE/MAX Results.

$289,000

2 Beds ⋅ 2 Baths ⋅ 7140853 MLS

Welcome to this stunning end-unit townhome offering nearly 1,600 finished square feet of beautifully updated living space. Situated on a premium corner lot, this home boasts a noticeably larger yard and exceptional privacy. Step inside to an inviting open floor plan highlighted by soaring vaulted ceilings and a cozy gas fireplace in the living room. The fully updated kitchen is a chef’s dream, featuring freshly painted cabinets, elegant Cambria countertops, a custom backsplash, under-cabinet lighting, and durable tile floors. Fresh, new carpet runs throughout the living areas and upper level. Just off the kitchen, a bright dining room offers a convenient walkout directly to your backyard oasis. A convenient bathroom completes this thoughtfully designed main floor. The upper level is thoughtfully laid out for comfort and everyday convenience. It centers around a highly versatile loft that makes an ideal home office, lounge area, or playroom. Down the hall, you will find two spacious bedrooms, including a primary bedroom complete with a generous walk-in closet. Serving these rooms is a beautifully updated full bathroom. To top it off, having the laundry room located right on the second floor makes household routines a breeze. Beyond the interior living spaces, the home includes a spacious garage with abundant room for extra storage. Enjoy a truly turn-key lifestyle with an association that covers all lawn care and snow removal. The location perfectly blends nature with everyday convenience. Step right out your back door to access peaceful walking trails where you can enjoy your morning coffee while watching local wildlife, including frequent deer sightings. Nature enthusiasts will also love being minutes from the Tamarack Nature Center, offering miles of trails and year-round outdoor programs. Best of all, nestled near Elm Street, you are just a short drive from historic downtown White Bear Lake, putting boutique shopping, fantastic dining, the vibrant marina, and all the fun the lake has to offer right at your fingertips.

1711 Elm Street, White Bear Lake

Listing courtesy of Fathom Realty MN, LLC.

$1,100,000

5 Beds ⋅ 4 Baths ⋅ 7131581 MLS

Water, water, everywhere! Lakefront AND Pond front with amazing White Bear Lake front views! Original family owned coming to market for the first time! 5 bedrooms on one level, plus main floor library/bedroom/office. Generous room sizes and a timeless floor plan to make your dreams come alive! Dated but darling! Main floor family room, 3 season porch, fenced yard, right on the low traffic one way lake links trail/South Shore Blvd. Bring your imagination and build your legacy!

2368 S Shore Boulevard, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

$320,000

3 Beds ⋅ 3 Baths ⋅ 7137645 MLS

A little privacy, a lot of convenience! Tucked against peaceful wooded space, this well-cared-for home offers bright, open living spaces, abundant updates, and plenty of room to spread out. Enjoy tall ceilings, oversized windows, a gas fireplace, deck with wooded views, three comfortable bedrooms, and a versatile walkout lower level with a spacious family room, rec space, and included pool table! Add an attached two-car garage, guest parking, and a convenient location near parks, shopping, dining, schools, golf, and major roads, and you have a home that truly checks all the boxes!

2729 Century Court, White Bear Lake

Listing courtesy of eXp Realty.

$399,900

4 Beds ⋅ 2 Baths ⋅ 7139084 MLS

Beautiful home with a ton of new features and upgrades! New kitchen, new bathroom, and updated electrical! Larger fenced in yard on a quiet street with an oversized garage.

2106 Richard Avenue, White Bear Lake

Listing courtesy of Keller Williams Classic Realty.

$229,900

2 Beds ⋅ 2 Baths ⋅ 7138874 MLS

Welcome to 1883 County Road E, where low-maintenance townhome living comes with the space and character you have been searching for. One of only a few units in the development with a finished basement, this home provides valuable additional living space for movie nights, a home office, workouts, hobbies or overnight guests. The lower level even features its own sauna room—your private retreat at the end of a long day. Upstairs, two oversized bedrooms offer room to truly spread out, while the primary bedroom connects directly to a convenient walk-through bathroom. Located near major highways, this home keeps downtown St. Paul, Minneapolis and the entire Twin Cities metro within easy reach. When it is time to stay closer to home, enjoy everything White Bear Lake is known for: beautiful parks and trails, recreation on the lake, community events, and a vibrant downtown filled with locally owned restaurants, shops and small-town charm. This is more than a townhome—it is extra space, everyday convenience and the White Bear Lake lifestyle all in one.

1883 County Road E E, White Bear Lake

Listing courtesy of Worth Clark Realty.

$400,000

4 Beds ⋅ 2 Baths ⋅ 7129324 MLS

This charming residence built in 1915 is rich with history and was featured on the White Bear Lake Historical Society Tour in 2017. Inside, a rustic charm shines with details like the staircases’ original farmhouse light fixture – once holding candlesticks, now converted to electric. The open family room is highlighted by a vaulted wood-beam ceiling and a warm brick fireplace. The updated kitchen flows into a convenient wet bar area complete with built-in wine storage and a wine cooler. Enjoy multi-season living in the light-filled sunroom leading out to the back deck. Set on a sprawling lot of just over half an acre, the property features a fully chain-link fenced yard with peaceful, tree-lined views. Multiple cozy bedrooms offer bright natural light, while flexible living spaces provide endless possibilities. Nestled in a prime location close to local amenities, parks, and White Bear Lake - don't miss this beautiful home!

5505 Portland Avenue, White Bear Lake

Listing courtesy of Keller Williams Integrity NW.

$409,900

3 Beds ⋅ 3 Baths ⋅ 7125137 MLS

Welcome to this well-maintained two-story home offering 3 bedrooms and 3 bathrooms in a convenient White Bear Lake location. Outside, enjoy a large, level backyard with an arbor, deck, patio and established perennial gardens. The home has seen numerous updates over the years, including new siding (2026), Anderson windows (2026), 3 Day Blinds (2026), a 100-amp electrical upgrade (2025), garage door (2025), upstairs bath cabinet (2025), water softener (2024), roof shingles (2022), refrigerator (2022), and A/C (2021). Earlier improvements include kitchen cabinets and granite countertops, refinished hardwood floors, carpet, a first-floor vanity and fencing. Freshly painted walls and ceilings add a clean, move-in-ready feel throughout the home. The two-story layout provides comfortable living spaces, three bedrooms and three bathrooms, with plenty of opportunity to make the home your own. Enjoy a location close to White Bear Lake, downtown White Bear Lake, Tamarack Nature Center, parks, trails and year-round outdoor recreation, with convenient access to I-694 for easy commuting throughout the east metro. A great opportunity to enjoy all that the White Bear Lake area has to offer.

2525 Blomquist Avenue, White Bear Lake

Listing courtesy of RE/MAX Results.

$389,900

4 Beds ⋅ 2 Baths ⋅ 7135986 MLS

2.99% Assumable FHA loan! Welcome to 3498 Midland Court, a charming 4-bedroom, 2-bathroom home nestled on a spacious lot in a convenient White Bear Lake location. Offering approximately 1,943 square feet of living space, this home provides a comfortable layout with plenty of room for everyday living, entertaining, and future personalization. The property features an attached garage, central air conditioning, forced-air heating, and a welcoming fireplace. The generous approximately 10,800-square-foot lot provides valuable outdoor space for relaxing, gardening, recreation, or entertaining. Located in a desirable White Bear Lake area close to schools, parks, shopping, dining, and everyday conveniences, this home offers a wonderful opportunity to enjoy all that the community has to offer while creating a space that truly feels like home. Come see the possibilities!

3498 Midland Court, White Bear Lake

Listing courtesy of Real Broker, LLC.

$214,900

2 Beds ⋅ 1 Baths ⋅ 7129486 MLS

Location, location, location. This clean and cute townhome sits at the end of a cul-de-sac and has nothing but trees and fields across the street which is what you will enjoy while sitting on your patio. Quiet street and nature filled area. You will love your west facing outdoor oasis of a space from your patio. This home has been nicely updated with new furnace(2023), new water heater(2023), dishwasher(2025), new floors(LVP) in bath, kitchen and entryway. Stainless steel appliances and main floor laundry. Neutral colors and granite counter tops in both kitchen and bath. You will be warmed by the gas fireplace on those chilly evenings and wintry nights. Huge primary bedroom with walk in closet. Very affordable living as the association is pro-active and dues are only $345.00 covering many of your expenses including water/sewer and trash so very easy to manage payments. These townhomes do not come available very often so don't pass this one by. Its a perfect place to call home for the first time homeowner or the down-sizer. Enjoy all that White Bear Lake living has to offer.

3724 Big Linden Curve, White Bear Lake

Listing courtesy of eXp Realty.

$675,000

2 Beds ⋅ 3 Baths ⋅ 7133782 MLS

Absolutely charming cottage near downtown White Bear Lake. Location doesn't get better than this! This classic Cape Cod is a perfect blend of character and modern updates. Remodeled kitchen, gorgeous wood floors, private back porch, wood-burning fireplace, newer half bath, lovely landscaping and gardens. Roof, some windows and electrical new in 2024. With the lake nearby and an unbeatable walkable location to parks, restaurants, bars and boutiques, this is a rare opportunity to enjoy the best of White Bear Lake.

2291 5th Street, White Bear Lake

Listing courtesy of Coldwell Banker Realty.

$675,000

5 Beds ⋅ 4 Baths ⋅ 7133729 MLS

Welcome to 1147 Pine Hill Lane—a warm and inviting home with plenty of space for everyone to feel comfortable. Built by Hanson Builders in 2016, this thoughtfully designed home offers five bedrooms, four bathrooms, and a layout that works beautifully for both everyday living and special gatherings. Four bedrooms are conveniently located upstairs, along with the laundry room, making daily routines a little easier. The spacious primary suite provides a peaceful place to unwind, complete with a private ensuite bathroom and walk-in closet. On the main level, a dedicated office offers a quiet space for working from home, studying, or simply staying organized. The finished lower level adds even more flexibility with a fifth bedroom and a generous living area that’s perfect for movie nights, guests, hobbies, or a comfortable retreat. Outside, you’ll find durable Hardie siding, gutters, a backyard patio, and a chain-link fenced yard with room for pets, play, and summer get-togethers. If a hot tub is part of your future plans, the 220-volt connection is already in place. Located in the White Bear Lake School District with convenient access to highways, shopping, dining, parks, and everyday amenities, this home offers a wonderful combination of comfort and convenience. With no HOA, you’ll also have the freedom to make the home and yard truly your own.

1147 Pine Hill Lane, White Bear Lake

Listing courtesy of Worth Clark Realty.

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