Ramsey County Homes under $400,000

Welcome to Ramsey County, Minnesota, a vibrant and welcoming community that perfectly blends suburban charm with urban convenience. Nestled in the heart of the Twin Cities metro area, Ramsey County is renowned for its picturesque parks, excellent schools, and a strong sense of community. Whether you’re drawn to the lush landscapes of the Mississippi River or the bustling city life of Saint Paul, Ramsey County offers something for everyone.

For homebuyers seeking affordability without compromising on quality, the housing market in Ramsey County boasts an impressive selection of homes under $400,000. From cozy bungalows to spacious single-family homes, there are numerous options that cater to diverse lifestyles and preferences. Families will appreciate the well-established neighborhoods, complete with playgrounds, walking trails, and community events that foster a sense of belonging.

In addition to its beautiful homes, Ramsey County is home to a variety of amenities. Residents enjoy access to top-notch recreational facilities, shopping centers, and dining options that reflect the area's diverse culture. With convenient public transportation and major highways nearby, commuting to Minneapolis or Saint Paul is a breeze.

Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Ramsey County provides an ideal setting to plant your roots. Discover the charm of this remarkable community and find your dream home under $400,000 today! Your perfect home awaits in Ramsey County, where comfort and convenience meet.

Newest Ramsey County Homes under $400,000

$299,900

3 Beds ⋅ 3 Baths ⋅ 7154288 MLS

The residences at Windsor Court truly are a representation of intentionality, care, and thoughtful design built for community, not builder profitability. Positioned on 34 acres, this self-managed development includes rolling hills, ponds, two swimming pools, tennis and basketball courts, majestic trees, miles of walking paths, and proximity to shopping, public transit, and more. Head inside the property to find a spacious, bright, and functional layout. A lower-level family room with abundant space, quality woodwork details, and a 3/4 bath and laundry. On the main level you will find the upgraded kitchen with maple cabinetry, remodeled 1/2 bath, multiple dining spaces, a sizable living room, and access to the large eastern exposure rooftop deck. Upper level has three bedrooms, original hardwood flooring, custom wood-built ins with desk, and plenty of storage. Well-appointed, nicely updated, mechanically sound, and ready for its next caretakers.

214 Windsor Court, New Brighton

Listing courtesy of Keller Williams Realty Integrity Lakes.

$387,500

4 Beds ⋅ 2 Baths ⋅ 7155763 MLS

Welcome home to this inviting Maplewood gem, where warmth, character, and comfort come together in all the right ways! The living room is truly the heart of the home, featuring a stunning vaulted wood tongue-and-groove ceiling that adds incredible warmth and architectural character, complemented by a beautiful brick fireplace that creates the perfect cozy gathering spot. The open, airy feel paired with rich natural wood details gives this space a distinctive charm you won't find in every home. Recent updates include new LVP flooring, fresh paint, and stainless steel appliances, bringing a fresh, modern feel to the home. With four bedrooms plus a versatile den/master suite, this home offers comfortable living spaces and plenty of flexibility to fit your needs. The newly finished basement features brand-new flooring and a spacious additional living area, perfect for movie nights, a game room, or entertaining guests! Outside, you'll find a spacious backyard shed offering plenty of room for additional storage, hobbies, or a workshop! Located directly across the street from Edgerton Elementary School, this home also offers convenient access to nearby parks, shopping, dining, and easy commuter routes. With its unique character, thoughtful updates, and versatile living spaces, you'll love calling this charming Maplewood home your own!

1938 Edgerton Street, Maplewood

Listing courtesy of RE/MAX Results.

$289,900

3 Beds ⋅ 2 Baths ⋅ 7145461 MLS

Welcome to this charming 1½-story home in a convenient New Brighton location! Featuring a stucco exterior, two-car garage, and a nice lot with a shed, this home offers a comfortable layout with plenty of room to make it your own. The main level features spacious living areas along with a bedroom and full bathroom, while upstairs you’ll find two large bedrooms (both with new carpeting) and a convenient half bath. The unfinished basement provides excellent potential for a workshop, storage, etc. Enjoy the outdoors with a backyard patio, garden area, and a covered porch tucked behind the garage. This versatile space offers great storage and could even be screened in to create a wonderful spot for relaxing or entertaining friends. Located in the Mounds View School District and close to Hanson Park and Long Lake Park, with easy access to Highway 694 and I-35W for convenient commuting. A great opportunity to enjoy a well-located home with space, flexibility, and plenty of potential!

1195 7th Street NW, New Brighton

Listing courtesy of Coldwell Banker Realty.

$350,000

2 Beds ⋅ 2 Baths ⋅ 7155258 MLS

Welcome to this truly exceptional home on Como Golf Course! Fully renovated from the ground up, you will feel the high-end finishes from the moment you walk in. The open floor plan features a large updated kitchen with stainless steel appliances, recycled glass countertops, and ample cupboard space. Beautiful bamboo flooring and recessed lighting throughout the main level create a light, warm, and welcoming feel. Enjoy relaxing on the sunny, three-season porch with southern exposure overlooking the private backyard and spectacular view of the golf course––the home is located near tee off, so no golf balls in your backyard here! The basement is fully finished to create your own private primary suite with a three-quarter bathroom and brand-new luxury vinyl flooring. Don’t miss the cozy backyard with professional landscaping and an extra storage shed. Wonderfully close to shopping and dining – come see it before it’s gone!

1264 Hoyt Avenue W, Saint Paul

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$340,000

5 Beds ⋅ 3 Baths ⋅ 7155091 MLS

Welcome to this charming Saint Paul home offering character, flexible living space, and thoughtful updates throughout. Step inside the foyer that flows into the living room and dining area, with an inviting archway adding character between the spaces. Just off the living area, a beautiful wood-paneled space offers a unique extension of the living room, creating a space that fills with natural light throughout the day. This versatile space is ideal for relaxing, reading, or entertaining. The kitchen is adjacent to the dining area, creating an easy flow between the spaces. A built-in buffet with open shelving adds character and provides both display and storage space. Upstairs, you will find four bedrooms and a full bathroom. The lower level features a laundry area, recently added three-quarter bathroom, and a flex room offering flexibility for a home office, hobby space, playroom, or other needs. Continue to expand by finishing the lower level to add more living space with a family room and fifth bedroom. Outside, enjoy the fenced backyard with room to relax, play, garden, or entertain. Enjoy nearby amenities such as Como Park, Allianz Field and other dining, shopping and retail that the Hamline-Midway area has to offer.

1227 Thomas Avenue, Saint Paul

Listing courtesy of Pemberton RE.

$249,000

3 Beds ⋅ 1 Baths ⋅ 7156349 MLS

Bring your vision to this exciting investment opportunity with deeded access to White Bear Lake! A great lot and desirable location set the stage for your next project—explore the potential to remodel the existing home or start fresh with a teardown and new build. The heated garage offers good bones and added possibilities. Enjoy deeded lake access to a shared beach area with a dock, perfect for making the most of Minnesota summers. No boat slips included. A fantastic opportunity to create something special in a sought-after lake community!

4209 Lakewood Avenue, White Bear Lake

Listing courtesy of LPT Realty, LLC.

$375,000

5 Beds ⋅ 2 Baths ⋅ 7146121 MLS

Completely remodeled from top to bottom, this meticulously maintained 5-bedroom, 2-bathroom duplex has been lovingly cared for by the current owner since 2011. Truly move-in ready, the property features new flooring throughout, updated lighting, beautifully renovated kitchens and bathrooms, stainless steel appliances, and freshly painted interiors. The property offers separate gas and electric utilities, individual hot water heaters, high-efficiency gas boilers installed in 2017, and updated electrical. The first unit features one bedroom and one bathroom on the main level, along with a newly remodeled kitchen featuring white cabinetry and stainless-steel appliances. The updated bathroom includes a tiled shower, while a charming front porch adds to the unit's appeal. The second unit offers one bedroom and an updated full bathroom on the main level, complete with dual sinks, granite countertops, a tiled tub surround, and ceramic flooring. A versatile flex room off the living room provides additional space for an office, den, or other uses. A spacious three-season porch offers even more living space and character. The third-floor features three additional bedrooms. Abundant natural light fills the open floor plans, beautifully complementing the property's original character and built-in features. Conveniently located with easy freeway access and just minutes from downtown St. Paul, this exceptional duplex combines thoughtful updates, classic charm, and everyday convenience.

670 Conway Street, Saint Paul

Listing courtesy of Edina Realty, Inc..

$359,900

3 Beds ⋅ 2 Baths ⋅ 7150460 MLS

Welcome home to this warm and inviting 3 bedroom, 2 bath, 3 level walkout in White Bear Twp! The remodeled kitchen and dining (2023) features custom maple cabinetry with soft-close doors and drawers, a double oven, Smart refrigerator/freezer and updated LVP flooring. Both bathrooms were updated in 2022. The upper level bath includes a tiled shower and the lower level bath features a relaxing soaker tub. Fresh paint and updated lighting make this home move-in-ready! Enjoy outdoor living on the large deck or patio overlooking the yard. An attached 2-car garage and storage shed complete your storage needs. Warm, welcoming and move-in ready, this one's for you!

5474 Portland Avenue, White Bear Lake

Listing courtesy of Summerlyn Realty.

$260,000

3 Beds ⋅ 1 Baths ⋅ 7153678 MLS

Prime Location Stucco Rambler Facing Marydale Park! Exceptional curb appeal welcomes you to this classic 3-bedroom, 1-bathroom stucco rambler boasting classic natural woodwork and gorgeous hardwood floors. Enjoy complete main-floor living with three bedrooms and an eat-in kitchen, complemented by a lower-level rec room and den offering huge upside potential to finish and build instant equity. Key mechanical updates include forced air gas heat, central air, and a newer roof and furnace for total peace of mind. Outside, features include a private, fully fenced yard, a 2-car garage, and off-street parking for two additional vehicles. Unbeatable location directly across from Marydale Park, steps from Connie's Creamery, and close to everything Como Park has to offer! Summers will be truly special here. Bring your finishing touches to unlock this gem's full potential.

1097 Dale Street N, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$287,000

4 Beds ⋅ 2 Baths ⋅ 7156787 MLS

Welcome to 2002 Bush Ave E, a beautifully updated 4-bedroom, 2-bathroom home in St. Paul that blends modern comfort with unbeatable value. Priced to impress, this move-in-ready gem proves that thoughtful upgrades and smart living can go hand in hand. Step inside to discover a home that has been lovingly remodeled from top to bottom. The kitchen shines with brand-new stainless steel appliances, offering both style and functionality for the home chef in your life. Downstairs, the newly finished basement expands your living space, creating the perfect setting for a family room, home office, or entertainment retreat. Peace of mind comes standard here. A new AC and furnace keep you comfortable through every Minnesota season, while the newer roof and siding mean fewer worries and more time enjoying your new home. New epoxy floors in the garage. Every detail has been considered so you can settle in with confidence. This is a rare opportunity to own a fully refreshed home at an attractive price point.

2002 Bush Avenue E, Saint Paul

Listing courtesy of Five Star Realty LLC.

$189,900

4 Beds ⋅ 2 Baths ⋅ 7151156 MLS

This 4-bedroom, 2-bath home offers a flexible layout with plenty of room to make it your own. The main level features a spacious kitchen with stainless steel appliances and center island, comfortable living space, plus a bedroom and 3/4 bath for convenient main-level living. Upstairs you'll find additional bedrooms and another bath, offering plenty of options for bedrooms, office space or whatever fits your needs. Outside, enjoy a fenced yard with room to play, garden or entertain, plus garage space for parking and storage. The home has seen updates over the years but is ready for some additional TLC and finishing touches, making it a great opportunity to add your own style and build equity along the way. Convenient Saint Paul location with easy access to everyday amenities!

872 Lawson Avenue E, Saint Paul

Listing courtesy of Real Broker, LLC.

$298,100

3 Beds ⋅ 2 Baths ⋅ 7156234 MLS

Bring your offers and ideas! This Highland Park gem brings an incredible opportunity to get into the Edgcumbe-Cretin neighborhood for under $300k! While the home is fully functional and livable, it is being sold "as is" and will need some TLC. Perks include both bathrooms have been remodeled, kitchen is a good size with an open feel, there are vaulted ceilings, three skylights, new carpet, 3 bedrooms, 2 bathrooms, and the home has great curb appeal! Please note we have listed this as a 0 car garage, as it is not useable. Boiler will be issued a clean bill of health by HVAC company.

1267 Scheffer Avenue, Saint Paul

Listing courtesy of RE/MAX Professionals.

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