100 Homes under $400,000

Welcome to the charming neighborhoods of Saint Paul, Minnesota, where history meets modern living. Nestled in Ramsey County, this vibrant city is known for its rich cultural heritage, stunning architecture, and a welcoming community spirit. From the historic homes lining Summit Avenue to the bustling shops and cafes of Grand Avenue, Saint Paul offers a unique blend of urban convenience and suburban tranquility. The parks and green spaces, including the beautiful Como Park and the scenic Mississippi Riverfront, provide ample opportunities for outdoor activities and relaxation.

For those looking to make Saint Paul their home, you'll be pleased to discover a variety of options under $400,000. Whether you’re a first-time homebuyer or seeking a cozy family abode, the housing market here is diverse and inviting. From charming bungalows to modern townhomes, there’s something for everyone. Many of these homes boast character and unique architectural features, often set in friendly neighborhoods that foster a strong sense of community.

Living in Saint Paul means enjoying easy access to excellent schools, local dining, and vibrant art scenes, all while being just a short drive from the Twin Cities’ bustling downtown areas. With affordable housing options and a rich community life, Saint Paul is not just a place to live, but a place to thrive. Come explore the possibilities and find your perfect home in this delightful city!

Newest 100 Homes under $400,000

$129,900

1 Beds ⋅ 1 Baths ⋅ 7143085 MLS

Delightful condo in a prime location! Just minutes from downtown and located on a main bus line to Grand Ave and Downtown St. Paul. This unit boasts a kitchen with upgraded cabinets, Corian countertops and newer SS appliances. Ceramic tile floors in kitchen, foyer and bathroom. Living/dining room and bedroom feature hardwood floors. In-Unit Laundry facilities are a great bonus! New washer/dryer 2024, too. Plus, there’s assigned parking space in private paved lot and additional storage closet outside the unit. Well maintained building with recent exterior updates. Walk or bike to all the popular shops, restaurants, bars and fun that Cathedral Hills and Grand Avenue has to offer. Reasonable association fee of $300/month covers essentials and makes this a great investment place to call home or rent!

391 Grand Avenue Unit 203, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

127 Lexington Parkway S Unit 6, Saint Paul

$114,900

1 Beds ⋅ 1 Baths ⋅ 7138524 MLS

Bright, character-filled and wonderfully located, this 1-bedroom, 1-bath home offers classic Saint Paul charm in the heart of Summit Hill near Grand Avenue. Newer windows on three sides fill the home with natural light throughout the day, while hardwood floors and extensive custom wood cabinetry provide warmth, character and an impressive amount of built-in storage. The spacious living and dining areas offer flexibility for relaxing, entertaining or working from home. The updated kitchen features painted cabinetry, updated countertops, decorative tile backsplash, abundant storage and large windows overlooking mature trees and surrounding green space. The bedroom continues the hardwood flooring and natural light, while the full bath blends classic tilework with updated finishes. Outside, mature trees, landscaped common areas and the historic brick architecture create a beautiful setting. The school grounds behind the property provide additional open green space and a more expansive feel that's especially appealing in this established Summit Hill location. Additional conveniences include on-site laundry in the lower level and a large private storage space designated for each unit. Enjoy easy access to Grand Avenue, neighborhood restaurants, coffee shops, parks, local businesses, Macalester College and some of Saint Paul's most recognizable streets and architecture. A distinctive home offering abundant natural light, newer windows, exceptional storage, historic character and a fantastic Summit Hill setting.

127 Lexington Parkway S Unit 6, Saint Paul

Listing courtesy of RE/MAX Results.

$275,000

3 Beds ⋅ 2 Baths ⋅ 7120955 MLS

Enjoy the convenience of city living with the privacy of a single-family home. This well-maintained property is an ideal alternative to a condo or townhome—offering space, character, and minimal yard work. Step onto the inviting front porch and take in the city views. Inside, you’ll find three bedrooms, a main-floor half bath, and a full bath upstairs. The kitchen and baths have been updated, complemented by newer windows, hardwood floors and stainless steel appliances. Three parking spots add everyday convenience. Move-in ready and priced to sell—this is an excellent opportunity in one of St. Paul’s most desirable neighborhoods.

351 Grand Avenue, Saint Paul

Listing courtesy of Blackbridge Real Estate.

$375,000

3 Beds ⋅ 1 Baths ⋅ 7068678 MLS

Ideally situated in sought-after Crocus Hill, just one block from historic Summit Avenue and directly on Grand Avenue, with shopping, dining and neighborhood amenities close by. A rare opportunity offering an exceptional 2,250 square feet of living space, historic character and convenience in one of St. Paul's most desirable neighborhoods. This spacious 3-bedroom condo combines the room sizes and character of a historic home with the convenience of one-level living. Beautiful newly refinished hardwood floors, fresh paint and original architectural details create warmth and character throughout. The impressive 26' x 15' living room features a beautiful original fireplace as an architectural focal point, while the 20' x 12' formal dining room provides wonderful space for entertaining. All three bedrooms are generously sized at approximately 14' x 12', and the spacious 19' x 10' kitchen offers plenty of room for everyday living. Enjoy an inviting enclosed front porch, in-unit laundry, additional storage, garage/parking space and a beautiful shared courtyard—a peaceful retreat just outside your door. The monthly association fee includes heat, water, sewer, sanitation, parking, building and grounds maintenance, lawn care, snow removal, controlled access and professional management.

614 Grand Avenue Unit C, Saint Paul

Listing courtesy of Home Avenue Flat Fee Realty.

$185,000

1 Beds ⋅ 1 Baths ⋅ 7056060 MLS

Meticulously maintained Grand Ave condo! Just steps away from everything! Centrally located! Wonderful walkability! in this highly sought-after neighborhood, this beautifully updated 1-bed, 1-bath condo is move-in ready! Featuring brand new flooring (April 2026), a bright living room with a cozy wood-burning fireplace, high ceilings, and original woodwork craftmanship. This home sits right on the pulse of St. Paul exuding warmth and character. In this historic building the updated kitchen adds all modern conveniences with stainless steel appliances, while the convenience of in-unit laundry adds to the ease of everyday living. Off-street parking is available for lease behind the building, but previous owners (with 2 cars) always found their spots on the street. Living your days on sunny Grand Avenue, you'll enjoy unbeatable access to great shopping, dining, and all the charm that this historic Grand Ave area has to offer!

635 Grand Avenue Unit 4, Saint Paul

Listing courtesy of Edina Realty, Inc..

$313,000

3 Beds ⋅ 2 Baths ⋅ 7027940 MLS

This Victorian twin is located on Grand Avenue in the Summit-Ramsey Hill neighborhood, offering a great location along with abundant natural light, oversized bedrooms, Victorian character, and no association dues. Inside, natural light pours through abundant south- and west-facing windows, and the generous room sizes are noticeable throughout the home. Travel to the second floor on a curved staircase, where you will discover a spacious 20’ x 13’ primary bedroom with south-facing windows and plenty of room for a reading chair or desk. The second and third bedrooms are also spacious, measuring 16’ x 9’ and 13’ x 12’. Off the upstairs hall is a linen closet and full bath with shower. The main floor features a lovely living room with an adjacent bonus entertaining room. The modern U-shaped kitchen is 16 feet long and includes new appliances, along with space for an eat-in kitchen table beneath two windows. A convenient half bath is located off the main hall. An unfinished full basement provides additional storage. The layout flows comfortably from room to room, creating inviting spaces to gather, relax, and feel at home. Outside, an elevated front porch with double entry doors welcomes you into the home. The front yard offers an opportunity to add your own landscaping touches, while the back entry provides space to plant flowers and create another inviting outdoor area. Additional highlights include no association dues, a new furnace in 2026, new washer and dryer, new window treatments, and new appliances. Cash or contract-for-deed financing options are available. Enjoy a Grand Avenue location in the heart of Summit-Ramsey Hill, close to neighborhood shops, restaurants, and amenities.

345 Grand Avenue, Saint Paul

Listing courtesy of Apple Tree Realty.

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