101 Homes under $400,000

Welcome to the vibrant neighborhood of Saint Paul, Minnesota, where history meets modern living! Nestled in the heart of Ramsey County, Saint Paul is a city steeped in rich culture and community spirit. Known for its stunning architecture, picturesque parks, and a strong sense of community, this area is perfect for families, young professionals, and anyone looking to enjoy the charm of a thriving urban environment.

Saint Paul boasts a diverse array of homes, many of which can be found for under $400,000. Whether you’re searching for a cozy bungalow, a charming Victorian, or a contemporary townhouse, this city offers a variety of options to suit every taste and budget. The real estate market here is not only affordable but also filled with potential for growth, making it an ideal choice for first-time homebuyers and savvy investors alike.

The neighborhood is enriched with amenities, including local shops, restaurants, and cultural attractions such as the Science Museum of Minnesota and the historic Fitzgerald Theater. Outdoor enthusiasts will appreciate the numerous parks and trails that lace the city, providing ample opportunities for recreation and relaxation.

In addition to its vibrant community, Saint Paul is conveniently located near major highways and public transit, making commuting to the Twin Cities a breeze. With its friendly atmosphere and affordable housing options, Saint Paul is not just a place to live; it’s a place to thrive. Discover your dream home in this dynamic neighborhood today!

Newest 101 Homes under $400,000

$299,900

2 Beds ⋅ 2 Baths ⋅ 7155717 MLS

Welcome to this Classic Saint Paul Craftsman home! Nestled in a vibrant, convenient pocket of Saint Paul, this move-in ready two-story home blends timeless architectural character with thoughtful updates throughout. The main level offers a bright, functional layout featuring generous living spaces filled with natural light, gorgeous natural woodwork, built ins, original hardwood floors, high ceilings, and easy flow into the kitchen and dining areas. This home features two comfortable bedrooms and two updated bathrooms. Enjoy low maintenance siding, an attached garage for convenient off-street parking, and a big backyard ready for summer entertaining or gardening. Minutes from Allianz Field, local eateries, shopping, and public transit, with quick access to both downtown Saint Paul and Minneapolis via I-94 and the Green Line.

979 Saint Anthony Avenue, Saint Paul

Listing courtesy of LPT Realty, LLC.

$169,900

1 Beds ⋅ 1 Baths ⋅ 7154948 MLS

Enjoy modern living in the beautiful, historic Cathedral Hill neighborhood with this move-in-ready, 3rd-floor condo! Fantastic one-level living that includes in-unit laundry, a spacious living room, dining room, and kitchen, and a large bedroom suite with multiple closets and walk-thru full bath. The building offers many amenities, including an elevator, exercise room, community/party room, secured, heated underground assigned parking with extra storage, and welcoming patio on the west side of the building featuring a garden, grill, and seating. Prime location in the heart of Cathedral Hill with close proximity to a variety of restaurants and retail. Quick close possible!

455 Dayton Avenue Unit 308, Saint Paul

Listing courtesy of Park Street Realty, LLC.

$245,000

3 Beds ⋅ 1 Baths ⋅ 7153958 MLS

Freshly renovated and move-in ready, this 3-bedroom Saint Paul home combines thoughtful updates with the warmth of original hardwood floors. A welcoming 3-season front porch leads into a bright main level with fresh paint throughout, where the front living room connects naturally to the dining room. The fully updated kitchen features brand-new stainless steel appliances, while two main-floor bedrooms and an updated full bath keep everyday living convenient. Upstairs, the expansive third bedroom offers built-in storage, a connected bonus room, and an additional storage room, giving you plenty of flexibility for work, hobbies, or extra living space. Downstairs, the family room has new carpet for even more finished space. Out back, enjoy a large deck and detached 2-car garage. All of this is just minutes from Saint Paul shopping, dining, light rail, and other everyday amenities.

706 Fuller Avenue, Saint Paul

Listing courtesy of Kris Lindahl Real Estate.

$329,900

5 Beds ⋅ 2 Baths ⋅ 7143613 MLS

Welcome to this exceptionally spacious and well-maintained Five-Bedroom, Two Bath home! Remodelled in 2024, enjoy great updates, functional space, a large fully fenced backyard, and a convenient location. The vaulted foyer invites you in, with a sidelight window, overhead lighting, and luxury vinyl plank flooring that extends throughout the main level for continuity and style. The living/dining room will become the heart of your home, featuring a soaring vaulted ceiling, a decorative fireplace and large windows to bathe the space in natural light. The dining area features access to the deck for outdoor gatherings. The well-designed kitchen offers sleek white cabinetry and expanses of granite-topped workspace accented with tiled backsplashes.There is a center island for serving, attractive overhead lighting, and new stainless steel appliances. Sliders lead to a second deck. Travel up to discover two generous bedrooms, each with soft-on-your-feet neutral carpet and sunny windows with treetop views. One bedroom is currently used as a library/study, with a wall of built-in shelving for books or collectibles. The bedrooms share a ceramic-tiled full bath with a white vanity. The flexible lower levels can be used to accommodate the changing needs of your household! Find three bedrooms, a family room/den/workout room, and a ceramic tiled full bath. There is a laundry room with a utility tub, and plenty of super storage too! Outdoor living spaces include a peaceful front patio and two decks, perfect for summer barbecues, catching a few rays of sun, or to sip your morning coffee. Try out your green thumb! Three raised bed planters are ideal for your flower or vegetable garden. Your cars and lawn furniture will be protected in the two car garage! So many updates! Completely renovated in 2024, with new flooring, lighting, kitchen and baths. The roof and all appliances are two years young, and the furnace and fence were installed in 2025. Walk to Central Village Park! Close to buslines, freeways, shopping, dining and services. And an easy commute to downtown Minneapolis or St. Paul! Move right in and enjoy!

521 Central Avenue W, Saint Paul

Listing courtesy of Coldwell Banker Realty.

110 Saint Albans Street N Unit 3, Saint Paul

$305,000

2 Beds ⋅ 1 Baths ⋅ 7151603 MLS

Built in 1889, this building gives you a beautiful combination of stone and brick architecture. It only has six units in the building. The unit has two additional amenities that are awesome! Across the alley, you have a parking spot for your unit. Past this is a fenced in generous yard for all kinds of activities and a place for your furry 4 legged friends to have supervised space. The sellers paid for the fencing. The condo unit is in a great spot being on the 2nd floor. The views from the front face Webster Park and a green space roundabout that looks like a mini park! High ceilings, beautiful crown molding and woodwork. The living room has a cozy woodburning fireplace and office/den to the side. A generous front closet can be a great coat closet, storage, or an additional pantry close to the kitchen. Newer appliances, pull out kitchen drawers were added, granite counters and breakfast bar add to the charm. Nice sized dining room is great for entertaining. Back of the unit are two bedrooms, bath, and a laundry/mudroom with a new washer/dryer unit. Another fantastic feature is your back deck. Easy access from here to your parking and yard. This unit is sure to have great overall interest! Additional storage in basement. Part of Association Dues is heat. Walking distance to Selby/Dale and Grand Avenue shopping and restaurants. Close to freeways too.

110 Saint Albans Street N Unit 3, Saint Paul

Listing courtesy of RE/MAX Results.

$275,000

2 Beds ⋅ 1 Baths ⋅ 7144881 MLS

Step back in time and experience the timeless charm of this beautifully preserved second-floor condo in the heart of St. Paul's Cathedral Hill neighborhood. Located within a historic building dating back to 1894 and just one block from the birthplace of F. Scott Fitzgerald, this one-level home is rich in character at every turn. Soaring 11-foot ceilings, original hardwood floors, stunning woodwork with classic 5-panel doors, and exposed brick walls create an unforgettable blend of warmth and architectural detail. The inviting living room is highlighted by a beautiful bay window and a decorative tile fireplace complete with its original mantle and mirror. The formal dining room is equally impressive, featuring exposed brick and a built-in buffet and hutch that make entertaining feel effortless. The spacious eat-in kitchen offers a separate pantry, and easy access to the in-unit laundry room with additional storage. Both bedrooms feature exposed brick, while the bathroom preserves its historic charm with original hexagon tile floors, a clawfoot tub, and bead board walls. Enjoy shared basement storage and step out the back porch to a charming common patio and garden. Surrounded by some of the city's best restaurants, coffee shops, boutiques, and neighborhood favorites, this is a rare opportunity to own a piece of St. Paul history in one of its most beloved neighborhoods.

434 Laurel Avenue Unit 2E, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$350,000

3 Beds ⋅ 3 Baths ⋅ 7143253 MLS

Fantastic opportunity to house-hack, multi-generational living, add to your rental portfolio, or just live in a great part of St. Paul! This versatile duplex has multiple paths to income. Each unit is 1 bed, 1 bath and move-in ready. The lower level can combine with the main floor to create a 2 bed, 2 bath layout, or function as a mother-in-law suite. Well maintained building with a strong rental history in a high-demand location. Driveway and off-street parking, plus walkable access to coffee shops, restaurants, transit, and William Mitchell School of Law. Gross rents currently $3,925 with two units month to month and one in a lease through August 31, 2027.

855 Hague Avenue, Saint Paul

Listing courtesy of Real Broker, LLC.

311 Pleasant Avenue Unit 509, Saint Paul

$165,000

2 Beds ⋅ 1 Baths ⋅ 7142068 MLS

Charming and peaceful top floor condo in the heart of St. Paul. Desirable neighborhood near downtown, Summit, and Grand Ave. with amazing walkability to all the attractions the city is known for including great entertainment, restaurants, shops, and parks. Move-in ready home with two nicely sized bedrooms, great closet space, and an updated full bath. Open floor plan and an impressive list of upgrades. Recent improvements include the windows and sliding glass door, LVP flooring, the heat/air exchanger, and the kitchen. The stunning kitchen includes new cabinets, countertops, stainless steel appliances, and a stylish backsplash. This condo contains hard to find in unit laundry, but additional free shared laundry is also available onsite. Enjoy peace of mind and a carefree lifestyle in a secure building with an assigned indoor parking space, a convenient elevator, and great amenities. Association dues cover a number of items including most utility costs and access to the fitness center and community/game room. Each condo has its own storage area and there is a shared area for bikes. Hard to top the convenience of this location and there is nothing to do but move in and enjoy. Come see it today!

311 Pleasant Avenue Unit 509, Saint Paul

Listing courtesy of RE/MAX Results.

370 Marshall Avenue Unit 401, Saint Paul

$250,000

1 Beds ⋅ 1 Baths ⋅ 7141571 MLS

Welcome to upscale urban living in the heart of beautiful Cathedral Hill! This stylish 1 bedroom, 1 bathroom condo offers approximately 800 square feet of well-designed living space plus the convenience of a 1 car heated garage space. The location offers some of the best entertainment and eateries of the city including, but not limited to, Nina's Coffee shop, LaGrolla, Red Cow, The French Hen, The High Hat, Moscow on the Hill, W.A. Frost and Tasca Madrid, all within an easy walk. After a short ride up in the building's beautiful newer elevator, and once inside the unit, you'll find a comfortable and contemporary layout perfect for everyday living. Whether you are looking for a sophisticated city home or a low maintenance lifestyle, this Cathedral Hill gem delivers location, style and convenience in one fantastic package. "Short term rentals" not permitted, 12-month leases are OK.

370 Marshall Avenue Unit 401, Saint Paul

Listing courtesy of Edina Realty, Inc..

$395,000

6 Beds ⋅ 4 Baths ⋅ 7140848 MLS

Step into history with this grand 6-bedroom, 3-bath residence — originally built in 1898 and proudly owned by the same owners for more than 50 years. Located in one of St. Paul’s most admired neighborhoods, this home showcases timeless architecture, generous room sizes, and character that simply can’t be replicated today. Currently in livable condition, the home offers a wonderful balance of comfort and creativity: plenty of original charm ready to be enhanced with updates and sweat equity. For the right buyer, this is a chance to restore and shine up a true neighborhood gem. With a recent appraisal of $685,000, now offered at $395,000, this property provides immediate equity, exceptional value and future potential for anyone with vision and appreciation for historic homes. If you’re searching for a standout home that has already proven it's value and is ready to shine again under the right stewardship, this is your moment. Schedule a visit and bring your imagination

742 Holly Avenue, Saint Paul

Listing courtesy of Catamaran Realty Group.

$199,900

1 Beds ⋅ 1 Baths ⋅ 7136990 MLS

Own a piece of St. Paul history at Castle House, a beautifully converted historic mansion in one of the city’s most iconic neighborhoods. Unit 5 is a one-of-a-kind, two-level condo filled with natural light, historic charm, and architectural character you simply won’t find in a typical condo. Large windows brighten the main living spaces, while a spiral staircase leads to the private upper-level bedroom, creating a layout that feels distinctive and full of personality. Two private balconies provide rare outdoor space, including one off the main level and another off the bedroom, perfect for morning coffee or unwinding at the end of the day. Recent updates include a reglazed tile shower and refinished balconies, adding fresh appeal while complementing the character of this historic setting. The location is hard to beat, just one block from Selby Avenue and neighborhood favorites including W.A. Frost, Nina’s Coffee Cafe, shops, restaurants, and more. Enjoy the charm and walkability of historic Summit Hill with convenient access to downtown St. Paul, major freeways, and the best of the surrounding neighborhood. A truly unique opportunity for anyone looking for character, location, outdoor space, and a home that feels anything but ordinary.

112 Western Avenue N Unit 5, Saint Paul

Listing courtesy of Real Broker, LLC.

370 Marshall Avenue Unit 201, Saint Paul

$260,000

1 Beds ⋅ 1 Baths ⋅ 7129081 MLS

Cathedral Hill Charm. Modern Convenience. The Aberdeen. Enjoy Cathedral Hill charm with the ease and amenities of newer construction at The Aberdeen. This updated 1BR/1BA second-floor condo offers 786 sq. ft. of easy single-level living with elevator access. Southern exposure fills the open kitchen and living area with natural light. Hardwood floors and French doors open to a Juliet balcony. The kitchen features stainless appliances, updated leathered granite countertops and new tile backsplash. Spacious bedroom with California Closets. Tiled bathroom with newly updated walk-in shower with frameless glass. In-unit washer and dryer. Heated underground parking space included. Professionally managed, financially sound association welcomes dogs and cats. HOA dues include gas, water, internet, parking, trash, snow removal, lawn care and more—electricity is the only utility paid separately. All in the heart of Cathedral Hill, close to neighborhood restaurants, shops and historic architecture.

370 Marshall Avenue Unit 201, Saint Paul

Listing courtesy of Coldwell Banker Realty.

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