104 Homes under $400,000

Welcome to the vibrant neighborhood of 104 in Ramsey County, Minnesota! Nestled within the heart of the Twin Cities metropolitan area, this charming community offers a unique blend of suburban tranquility and urban convenience. With tree-lined streets, friendly neighbors, and an array of local amenities, 104 is the perfect place to call home.

One of the standout features of this neighborhood is its affordability, making it an ideal spot for first-time homebuyers, families, and anyone looking to enjoy the benefits of homeownership without breaking the bank. Here, you can find a variety of homes listed under $400,000, ranging from cozy bungalows to spacious townhouses. Each property reflects the character of the neighborhood, with many showcasing beautiful gardens, inviting porches, and modern updates.

Residents of 104 enjoy easy access to parks, schools, and shopping centers, ensuring that everything you need is just a stone's throw away. The area's educational institutions are highly regarded, providing excellent options for families. Additionally, the neighborhood is well-connected to public transportation, making commutes to the bustling downtown area a breeze.

For those who appreciate outdoor activities, the nearby parks offer walking trails, playgrounds, and picnic areas, perfect for weekend outings with friends and family. With its friendly atmosphere and community spirit, 104 is not just a place to live; it’s a place to thrive. Come explore the possibilities and discover your dream home in this delightful neighborhood!

Newest 104 Homes under $400,000

$229,900

2 Beds ⋅ 2 Baths ⋅ 7156307 MLS

Welcome home to this charming, move-in-ready two-story home featuring 2 bedrooms and 2 bathrooms. Meticulously maintained and exceptionally clean, this home reflects true pride of ownership throughout. Enjoy newer carpet and fresh paint, new roof in 2026, along with warm wood wall finishes that create a cozy, cabin-like feel full of character. The main floor offers a convenient storage room that can easily be converted into a 3rd bedroom, home office, or flex space to fit your needs. Well cared for and ready for its next owner, this inviting home offers comfort, charm, and versatility. Move right in and make it your own!

277 E Morton Street E, Saint Paul

Listing courtesy of Five Star Realty LLC.

$300,000

3 Beds ⋅ 2 Baths ⋅ 7145636 MLS

Discover newer construction in a classic St. Paul neighborhood. Set on a corner lot, this inviting two-story home is surrounded by a natural, low-maintenance landscape featuring beautiful butterfly gardens—no mowing required. Inside, an open floor plan, abundant natural light, and thoughtful finishes create a bright and welcoming atmosphere. All bedrooms are conveniently located on the upper level and offer generous closets and more space than typically found in the area. The unfinished basement provides excellent potential for additional living space, with room for a bedroom, bathroom, and family room. An egress window is already in place for the future bedroom, and plumbing has been roughed in for a future bathroom. A new furnace and air exchanger were installed in 2023. The convenient location is just a few miles from downtown St. Paul and only blocks from the shops, restaurants, services, and other amenities of West St. Paul and Robert Street.

682 Harvard Street, Saint Paul

Listing courtesy of eXp Realty.

$295,000

4 Beds ⋅ 2 Baths ⋅ 7155676 MLS

Seller has an assumable mortgage with a 3.25% interest rate. Ready to owner occupy a great duplex in the west side neighborhood? This duplex will provide you with the opportunity to move into the vacant unit and continue renting out the upper level unit, paying most of your mortgage.

308 Stevens Street W, Saint Paul

Listing courtesy of Aire LLC.

$289,900

3 Beds ⋅ 2 Baths ⋅ 7154017 MLS

Charming 3-bedroom, 2-bath home that beautifully combines classic character with thoughtful updates and modern amenities. The enclosed front porch offers a welcoming entry and a wonderful spot to relax, while the main level features beautiful hardwood floors and comfortable living spaces. The updated kitchen offers white cabinetry, stainless steel appliances, and a beautiful backsplash. Upstairs, you’ll find two bedrooms with wonderful natural light. The lower level provides additional living space, a third bedroom, and a second bathroom. Outside, enjoy a fully fenced backyard with mature trees and a large patio, offering a great setting to relax, entertain, or enjoy the outdoors. Conveniently located on Saint Paul’s West Side with easy access to the Mississippi River, Harriet Island, riverfront trails, downtown Saint Paul, Lowertown, restaurants, shopping, and major roadways.

211 Morton Street E, Saint Paul

Listing courtesy of Coldwell Banker Realty - Southwest Regional.

$165,000

3 Beds ⋅ 1 Baths ⋅ 7151341 MLS

Calling all investors! Own a piece of St. Paul history with this 1921 Craftsman-style home in the heart of the vibrant West Side. Built by the sellers' great-great-grandfather, this home features unmatched, hand-crafted woodwork throughout—including custom moldings, radiator cubbies, a built-in buffet, and wall-to-wall kitchen cabinetry made from Norwegian timber. The expansive main level boasts 8+ foot ceilings, original oak and elm flooring, and a grand living room. Truly unique features include a basement woodworking workshop (once used for violin making!) and an old-school photography darkroom. Outside, enjoy a front deck with a ramp, a massive backyard entertainment patio, and stunning mature landscaping featuring a Japanese Lilac tree, magnolias, and hydrangeas. After 100 years of love, music, and community, this structurally rich property has immense potential and is ready for your creative touch to breathe new life into it. Sold as-is.

337 Winona Street W, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$259,900

2 Beds ⋅ 2 Baths ⋅ 7153546 MLS

Welcome to 268 Sidney Ave in Saint Paul! This inviting 2-bedroom, 2-bath home offers a bright, comfortable feel with abundant natural light throughout. The layout is practical and welcoming, with spaces that are easy to enjoy and make your own. Outside, the oversized 2.5-stall detached garage is a standout feature, offering plenty of room for vehicles, storage, hobbies, or a workshop. Located close to shopping, dining, parks, and convenient commuter routes, this home combines everyday functionality with a great Saint Paul location. Don’t miss the opportunity to make it yours!

268 Sidney Street E, Saint Paul

Listing courtesy of eXp Realty.

$240,000

3 Beds ⋅ 2 Baths ⋅ 7153960 MLS

A 1927 Tudor with the architectural details you hope to find—and the space to make it work for modern life. Positioned on a generous corner lot in Saint Paul, this home welcomes you with an expansive, light-filled living room framed by exposed ceiling beams, hardwood floors, and a classic brick fireplace. Just off the living room, the sunroom offers another comfortable place to relax. The soft-arched doorways add to the home’s distinctive period character and create inviting transitions between rooms. The formal dining room provides a dedicated setting for meals and gatherings. All three bedrooms are located upstairs. Downstairs, a family room and bonus room provide valuable additional living space, along with plenty of storage. The large fenced backyard is ready for gardening, gatherings, and everyday outdoor living, with a concrete patio and raised garden beds already in place. A detached two-car garage rounds out a home that preserves the warmth and craftsmanship of Tudor Revival design while offering the practical spaces today’s buyer wants.

251 Stevens Street W, Saint Paul

Listing courtesy of Kris Lindahl Real Estate.

$260,000

3 Beds ⋅ 2 Baths ⋅ 7151821 MLS

Beautifully restored turn-of-the-century row home with no HOA or association fees! This charming property blends historic character with thoughtful updates and central air! Home features gorgeous original woodwork, exposed brick accents, and timeless craftsmanship throughout. The remodeled kitchen offers an island, rich cherry cabinetry, stainless steel appliances, and plenty of space for everyday living and entertaining. Upstairs, you'll find three generously sized bedrooms, while the finished lower level provides additional living space with a stunning exposed brick wall that adds warmth and character. Enjoy morning coffee on the inviting front porch or relax on the private rear deck. Conveniently located just minutes from downtown Saint Paul, with easy access to restaurants, entertainment, and outdoor recreation. Bike or walk to Harriet Island Regional Park and enjoy everything the Mississippi riverfront has to offer. A rare opportunity to own a piece of Saint Paul's history with modern comforts already in place.

111 Isabel Street E, Saint Paul

Listing courtesy of Pemberton RE.

$269,900

4 Beds ⋅ 3 Baths ⋅ 7152435 MLS

HAVE IT ALL—THE BEST OF BOTH WORLDS! If you love classic charm with thoughtful updates and modern functionality, this 1919 St. Paul West Side American Foursquare is the home for you! This beautifully maintained two-story home offers 4 bedrooms, 2¼ baths, generous room sizes, and flexible living spaces throughout—including the convenience of 2 bedrooms and a ¾ bath on the main level. Classic character shines throughout with pristine original oak built-in buffet, glass front display bookshelves, oak and crown molding, impressive 10" trim, paneled doors, and refinished hardwood floors. Numerous updates make this home move-in ready, including a beautifully updated kitchen, refreshed baths, new lighting and fixtures, and refinished hardwood floors throughout the main level. The bright, updated kitchen is designed to be the heart of the home, featuring new cabinetry, countertops, professional-grade stainless-steel appliances, hardware, lighting, sink, and faucet. There is even room for a table or large center island! The adjoining formal dining room is made for lingering, with a gorgeous built-in oak buffet and a wall of windows that fills the space with natural light. The spacious living room features multiple windows, two custom glass-front book/display cases, and a versatile layout perfect for entertaining or everyday living. Just off the front entry, the sun-drenched den/office with sitting area is sure to become a favorite retreat. And when it comes to outdoor living, the inviting front 3-Season Porch offers the perfect place to relax, visit, or entertain. Choose your primary suite! The main level offers two bedrooms and a ¾ bath, while the upper level provides two additional bedrooms and a beautifully updated full bath with custom tile and double vanity. The HUGE upper-level primary bedroom features two walk-in closets—one at each end—and could easily be divided into two bedrooms, creating the potential for a 5-bedroom home. A separate large storage closet provides convenient access to additional attic storage. The spacious basement offers a laundry area with utility sink, multiple storage areas, workshop space, and a rough-in for a toilet. A unique door provides convenient tandem access to the garage. Newer 10x10 shed adds even more storage. Tucked into a quiet West Side neighborhood, this property offers a large driveway with abundant parking or room for safe play, along with front and back garden areas and spaces to enjoy pets, entertaining, relaxing, or everyday life. Excellent location close to shopping, dining, entertainment, public transportation, parks, the Mississippi River, walking and biking trails, the airport, and everything St. Paul and the Twin Cities have to offer. Classic charm. Thoughtful updates. Large flexible spaces. Great location. This home truly has it all!

690 Ohio Street, Saint Paul

Listing courtesy of View Realty.

$389,900

3 Beds ⋅ 2 Baths ⋅ 7152963 MLS

Don't miss out on this Charming Three Bedroom/Two bath Tudor with three finished levels. and original woodwork through out. Expensive upgrades have already been done such as Newer furnace, air conditioner and water heater plus newer Marvin tip in windows.The upper story bedroom feels like a cozy retreat that offers a unique space with skylights, gas fireplace and abundance of closet and storage space. Traditional kitchen features stained glass and a homey breakfast nook with additional pantry space. Classic living room with timeless brick fireplace and vintage sconces. Lower level has a large 21x24 foot family room that has been finished with decorative micro layered concrete flooring and drain tiled to keep moisture out. Great outdoor space with a large deck, fenced yard, and play set perfect for entertaining and family gatherings. Pretty side yard with cute pavers and gorgeous landscaping.Rare newer two plus car garage.

844 Winslow Avenue, Saint Paul

Listing courtesy of Heartland Real Estate Professi.

$319,000

4 Beds ⋅ 2 Baths ⋅ 7152827 MLS

Excellent opportunity for an owner occupant or investor! This duplex features two 2-bedroom, 1-bath units, plus an attached two-car garage. The main-floor unit is currently vacant and ready for an owner occupant, offering the chance to live in one unit while generating rental income from the other. A great option for buyers looking to offset their housing costs or investors seeking a flexible multifamily property. Convenient location with easy access to everyday amenities, shopping, dining, and transportation.

261 Robie Street W, Saint Paul

Listing courtesy of Dwell Realty Group LLC.

$325,000

3 Beds ⋅ 3 Baths ⋅ 7152148 MLS

Classic St. Paul charm with the ease of newer construction! Built in 2001 and perfectly at home in the West Side neighborhood, this handsome two-story offers a bright, open floor plan with generous rooms and abundant natural light. A broad covered front porch welcomes you inside, where warm natural woodwork and beautiful bay windows add character throughout. The spacious kitchen and dining area flow easily into the main living space, creating a comfortable layout for everyday life and entertaining. Upstairs are three bedrooms, including a sunny primary with a dramatic bay window. The finished lower level adds flexible space for a family room, office, play or guests. Outside, enjoy a great yard, long private driveway and detached garage. Spacious, sunny and move-in ready, with classic neighborhood character and modern-day livability. Schedule your showing today!

220 Baker Street E, Saint Paul

Listing courtesy of Anderson Realty.

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