91 Homes under $400,000

Welcome to the vibrant neighborhood of Saint Paul, MN, nestled in the heart of Ramsey County. Known for its rich history, diverse culture, and tight-knit community, Saint Paul offers an inviting atmosphere that appeals to families, young professionals, and retirees alike. With tree-lined streets, beautiful parks, and a variety of local shops and restaurants, this city is a gem in the Twin Cities area.

For those seeking affordable housing options, Saint Paul boasts a selection of charming homes priced under $400,000. Whether you're a first-time homebuyer or looking to downsize, you'll find a range of styles from classic bungalows to modern townhomes. Many of these homes feature unique architectural details and are situated in neighborhoods that foster a sense of community and connection.

Living in Saint Paul means you'll have access to an array of amenities, including excellent schools, diverse dining options, and a vibrant arts scene. Explore the historic landmarks, take a leisurely stroll along the Mississippi River, or enjoy one of the many local festivals that celebrate the city's rich heritage.

With its affordable housing market, welcoming neighborhoods, and an abundance of recreational activities, Saint Paul is an ideal place to call home. Embrace the opportunity to become part of this dynamic community, where you'll find not just a house, but a place to truly belong. Discover your dream home in Saint Paul today!

Newest 91 Homes under $400,000

$159,000

2 Beds ⋅ 1 Baths ⋅ 7157935 MLS

Very RARE two-bedroom, single-level unit in historic River Park Lofts (RPL), one of Lowertown’s mostprized properties. Both enclosed bedrooms feature generous closet space, and can accommodate king-sizedbeds. A wide entryway and open kitchen/living space, with plentiful storage space, make #611 seem muchlarger than the listed square footage. Large west-facing windows spread ample natural light to brightenthe space and quench any plants. RPL is kept immaculately clean and well maintained, with on-site managerweekdays and responsive emergency services available 24/7. HOA is financially sound, with consistentlystellar board members. Highly competitive HOA fees cover virtually every utility and amenity – includinggenerous cable and Internet package – except for electrical (approx. $25-$35/month). Assigned parkingspot in attached, enclosed garage is also included. Building boasts a large community room, rooftop deckwith grill, and workout room. Community hosts many social and cultural events year-round. RPL connectsdirectly to St. Paul Skyway, with wheelchair access to restaurants, library, Union Station and numeroussports and entertainment venues. Residents can walk just a few blocks to St. Paul Saints baseballstadium, phenomenal Farmers’ Market, Mississippi River and miles upon miles of walking trails and parks,

406 Wacouta Street Unit 611, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$229,000

1 Beds ⋅ 1 Baths ⋅ 7157923 MLS

Cool space in historic River Park Lofts (RPL) offers high ceilings, exposed brick and beams, and great views of Mears Park. Current owners spent over $75,000 to update with new office (and code-compliant loft above), storage, and great spaces for grandkids. Elevating the bedroom added more than 150 square feet (not reflected in listing). Below is a massive, well-lit space for storage, kid-friendly recreation and/or grown-up getaway. Completely renovated bathroom has industrial-mod vibe, with spacious closet and new washer/dryer. Kitchen also was renovated; all stainless-steel appliances, plus complementary hutch/storage pieces, are included in sale. Contemporary new fan and industrial-grade “cloud” acoustical treatments were added to soaring ceilings. Large south-facing windows spread ample natural light to brighten the space and quench the succulents on purpose-built window platforms. RPL, a prized Lowertown property, is kept immaculately clean and well maintained, with on-site manager weekdays and responsive emergency services available 24/7. HOA is financially sound, with consistently stellar board members. Highly competitive HOA fees cover virtually every utility and amenity – including generous cable and Internet package – except for electrical (approx. $25-$35/month). Building boasts a large community room, rooftop deck with grill, and workout room. Community hosts many social and cultural events year-round. Unit #207 includes: one OWNED heated underground parking spot and a separate enclosed storage locker – both with their own property tax IDs. RPL connects directly to St. Paul Skyway, with wheelchair access to restaurants, library, Union Station and numerous sports and entertainment venues. Residents can walk just a few blocks to St. Paul Saints baseball stadium, phenomenal Farmers’ Market, Mississippi River and miles upon miles of walking trails and parks.

406 Wacouta Street Unit 207, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

500 Robert Street N Unit 217, Saint Paul

$180,000

1 Baths ⋅ 7131949 MLS

This open-concept condo has wonderful indirect north-facing light. The Rossmor is walkable to the Capitol or Regions and being on the 2nd floor makes coming and going super convenient. The walk-in closet off the full bathroom helps keep life organized. There is also a ton of bonus storage in the loft above the bathroom. Be a part of a revitalizing downtown. Pedro Park across Robert is serene while the nearby restaurants and NEW grocery store make life easy. Call this condo home today!

500 Robert Street N Unit 217, Saint Paul

Listing courtesy of BRIX Real Estate.

$184,900

2 Beds ⋅ 2 Baths ⋅ 7152445 MLS

Skyway-connected urban oasis overlooking Mears Park in the heart of Lowertown! This distinctive corner condo at On the Park offers 2 bedrooms, 2 bathrooms with large windows framing beautiful park views, while two glass atriums add architectural character. Step outside to your private, enclosed brick porch featuring remote-controlled screens. The spacious primary suite includes three generous closets. Additional highlights include in-unit laundry, an owned underground parking stall conveniently located next to the elevator, and owned storage near the garage stall. Association dues include heat, air conditioning, water, high-speed internet, and a security system. This intimate, 16-unit building is located at 6th and Sibley, with climate-controlled Skyway access and the Green Line nearby. Enjoy an easy walk to restaurants, coffee shops, art galleries, the Mississippi River, CHS Field, the year-round Saint Paul Farmers’ Market, and everything downtown Saint Paul has to offer!

198 6th Street E Unit 501, Saint Paul

Listing courtesy of Real Broker, LLC.

$305,000

1 Beds ⋅ 1 Baths ⋅ 7149018 MLS

This stunning, bright and sunny corner condo in Downtown Saint Paul will impress you with its 10 foot ceilings, window-lined walls offering views of the cityscape, floating teak hardwood floors, fully updated kitchen with Carrara marble surfaces, and more! Open floor plan, offering a bonus room equipped with a California Closet wall-bed for guests, and a large bedroom with abundant storage options are a few features to fall in love with. Owned parking stall with overhead storage in the heated garage and EV charging station included. Building amenities include a community room, rooftop patio, and deluxe dog wash station. Fantastic location just steps to all Downtown St Paul has to offer including Light Rail and the Buttered Tin, St Paul Saint's CHS Field, and the Farmer's Market. Don't miss the chance to call this elegant condo home!

225 9th Street E Unit 306, Saint Paul

Listing courtesy of Keller Williams Premier Realty.

$189,900

1 Beds ⋅ 1 Baths ⋅ 7150224 MLS

Lot 270 Condos - newer construction in the heart of Lowertown Saint Paul! This large 915 sqft 1BR/1BA condo offers an open-concept design, where your living space is enhanced by 10 ft ceilings and large windows. The kitchen features stainless steel appliances and a spacious breakfast bar/island—perfect for casual meals or gathering and hosting. This larger one bedroom floorplan means additional space for home office nook, informal dining (or piano space) and plentiful storage throughout. The in-unit laundry room includes washer, dryer and shelf/storage. The HOA monthly covers your water, gas, cable and internet. No worries - the HVAC and building roof are each less than a year old! The building's perks include a stylish and airy lobby, elevator, fitness room, community room, outdoor courtyard w/grill, and secure & heated attached garage parking just off the lobby. (Residents may easily upgrade and add EV charging at their individual garage stalls.) Everything is at your fingertips: grab coffee, a bottle of bubbly or dinner within steps of the building, pick up weekend produce at the Farmers Market, catch a ballgame or event at CHS Field, feed your creative soul with the Art Crawl or the M art museum, walk to picturesque Mears Park, the Mississippi riverfront, the revived Union Depot just a block away and light rail at your feet. Don't miss this complete package—schedule a tour today!

270 4th Street E Unit 207, Saint Paul

Listing courtesy of Coldwell Banker Realty - Lakes.

$279,000

2 Beds ⋅ 2 Baths ⋅ 7148170 MLS

Beautifully renovated condo in a fresh style, with sunset views of the Capitol and the Minneapolis skyline. 32nd floor panorama, with 10 windows & glass doors that offer tremendous light. Carefully designed with unique high-end white glass cabinet doors in the kitchen. The kitchen features an appliance garage, multiple pantries with roll-out drawers, SubZero refrigerator, Wolf cooktop, granite counters and island. The kitchen island is movable (shown in pictures) for either serving during parties, or for baking. Subtle white built-in cabinetry throughout the condo. Large master bedroom with 4 closets Custom-made built-in bed, desk and side tables. Custom built-in desk. Large Primary bath (10'x8'6"). So many custom-built-in cabinets and so much storage!! Owned garage stall. Owned separate storage room within the building. Association dues include internet, cable, heat, AC, skyway access, bike storage, community room, shared patio, great on-site management. All furniture can stay, IF THE BUYER WISHES. The Airye is a Smoke-free building. Set in the center of Lowertown, next to Mears Park and a 3 block walk to the Farmer's Market and CHS Field, home of the Twins-affiliate St Paul Saints. On the skyway, so you can walk all the way to Wild games indoors. This condo is a unique, timeless gem.

168 6th Street E Unit 3206, Saint Paul

Listing courtesy of Coldwell Banker Realty.

350 Saint Peter Street Unit 1010, Saint Paul

$179,900

1 Beds ⋅ 1 Baths ⋅ 7135267 MLS

Experience historic loft living in the heart of downtown St. Paul! This quiet 10th-floor residence in The Lowry blends distinctive architectural character with modern urban living and showcases panoramic city views, soaring 12-foot ceilings, a wall of windows and original terrazzo tile floors throughout. The light-filled, open-concept design offers a highly functional layout with an impressive sense of space and character. The Lowry features a recently redesigned lobby and a strong, well-funded homeowners’ association positioned for its new Reserve Study. Association dues include high-speed internet, heat, air conditioning, water, security, trash and recycling on every floor, a small library and direct Skyway access. Three convenient contract parking options are available, all accessible by Skyway. Pet friendly for up to two dogs with no weight limit; some breed restrictions apply. Non-smoking building. Enjoy an exceptional downtown lifestyle with ideal access to the Mississippi River and an incredible selection of nearby dining, including Meritage, Kincaid’s, The St. Paul Grill, Herbie’s on the Park, The Loon Cafe, Pillbox Tavern, Jenni’s Café, Citizen, Sakura and Ruam Mit Thai + Lao. Just one block from Rice Park, Landmark Center and the Saint Paul Public Library, and directly across from The Saint Paul Hotel. Walk to the Mississippi River and riverfront, the Science Museum of Minnesota, and numerous downtown restaurants, entertainment and cultural destinations. Conveniently located near public transportation, with direct Skyway access connecting you to Grand Casino Arena for Wild games and concerts, the Ordway Theatre and more. Historic architectural character, panoramic views and connected downtown living—all from one exceptional Lowry loft!

350 Saint Peter Street Unit 1010, Saint Paul

Listing courtesy of Edina Realty, Inc..

$235,000

2 Beds ⋅ 1 Baths ⋅ 7144759 MLS

This corner loft at Market House sits with 14-foot ceilings, exposed brick, and original wood beams overhead — the kind of bones you only get in a building that's stood since 1902. Eight windows wrap the unit, including the ones that matter most: a straight-on view of CHS Field, so you can watch a Saints game from your living room or walk across the street and catch it in person. Step outside and you're at the Farmer's Market, with restaurants, breweries, and coffee shops within a block. The building has in all the major mechanicals updated, so you won't need to worry about an incoming assessment — a newly completed HVAC system keeps the space comfortable year-round (seller's to pay remaining balance at closing), brand new composite rooftop deck, roof redone in 2019. Inside, you'll find in-unit laundry, a custom kitchen pantry, and a bathroom with a double vanity and soaking tub. Storage tucked beneath the loft handles what doesn't have a home elsewhere. Building amenities include a secure mail room, elevators, a rooftop deck, and a two-story party room. See supplements for nearby parking options - sellers now offering a free year of parking!

289 5th Street E Unit 305, Saint Paul

Listing courtesy of Lakes Area Realty.

350 Saint Peter Street Unit 508, Saint Paul

$160,000

1 Beds ⋅ 1 Baths ⋅ 7139228 MLS

Sunny 5th floor, West-facing Lowry loft, with reflective sunlight throughout the day. A cozy living room offers huge concrete columns with 13 ‘ ceilings and four very large, operable 9’ windows. Deep 16-inch window sills. Original terrazzo tile floors throughout. Spacious kitchen with granite counters and a 60" long island. The HVAC system has been modified to be extra quiet. New lighting. Association dues include: Internet, Heat, AC, Security, water, recycling and trash on every floor, a small library, and direct skyway access! The strong Lowry lofts homeowner's association is well-funded for the new Reserve Study! Recently-designed building lobby. This historic building is located in the heart of downtown St Paul with ideal access to the Mississippi River. By Subtext Bookstore, Meritage, Kincaid's, St Paul Grille, Herbie's, Loon, Pillbox, Jenni's Cafe, Citizen, Sakura, Ruam Mit Thai. It's a block to Rice Park, Landmark Center and Central Library, and across the street from the St. Paul Hotel. Take the attached Skyway to Wild games and concerts at Grand Casino Arena, Ordway Theater. Steps from dozens of other great restaurants and the Science Museum of Minnesota. Attached contract parking (3 options -- all on the skyway!) Pets OK (up to 2 dogs; some breed restrictions, no weight limit!) Non-smoking building. This is a friendly building of people who love to do all things downtown!

350 Saint Peter Street Unit 508, Saint Paul

Listing courtesy of Coldwell Banker Realty.

350 Saint Peter Street Unit 606, Saint Paul

$228,000

1 Beds ⋅ 1 Baths ⋅ 7142324 MLS

The Lowry Lofts, where there is so much to enjoy about downtown! This loft is re-designed and unique. 13-foot ceilings, original terrazzo floors, with a wall of windows offering amazing views and natural light. If you prefer lots of sunlight, the reflections on the glass windows of the Landmark Center and the St Paul Hotel are captivating! Tall solid wood cabinetry, quartz counters, tile backsplash, smudge-proof slate appliances and pantry. Dining room serving bar. This custom piece has a solid brick accent wall, as well as a wine rack and beverage refrigerator. The column is wrapped with rescued original 1896 Lowry planks. New reverse osmosis water system in the kitchen and icemaker. Floor-to-ceiling matching storage cabinet in the great room. Bosch front-loading washer/dryer, walk-in closet with adjustable shelving, storage above the bathroom ceiling. Walk-in shower with multiple spray heads and a rainfall shower head. New toilet and heated towel bar. New: Window shades, Honeywell thermostat, recessed dimmable lights. Tall wood baseboards. Eight large, operable windows that are nine-feet high. Association dues include: Internet, Heat, AC, Security, water, recycling and trash on every floor, a small library, and direct skyway access! Strong homeowner's association is well-funded for the new Reserve Study! Recently-designed building lobby. This historic building is located in the heart of downtown St Paul with ideal access to the Mississippi River. By Subtext Bookstore, Meritage, Kincaid's, St Paul Grille, Herbie's, Loon, Pillbox, Jenni's Cafe, Citizen, Sakura, Ruam Mit Thai. It's a block to Rice Park, Landmark Center and Central Library, and across the street from the St. Paul Hotel. Skyway to Wild games and concerts at Grand Casino Arena, Ordway Theater. Steps from dozens of other great restaurants and the Science Museum of Minnesota. Attached contract parking (3 options on the skyway). Pets OK (up to 2 dogs; some breed restrictions!) Non-smoking building!

350 Saint Peter Street Unit 606, Saint Paul

Listing courtesy of Coldwell Banker Realty.

500 Robert Street N Unit 310, Saint Paul

$145,000

1 Baths ⋅ 7141884 MLS

You won't miss a sunset with this dramatic wall of west facing windows lighting up your stylish Rossmor loft in the heart of downtown Saint Paul. You're also overlooking the vibrant new Pedro Park. This bright condo features soaring 12-foot ceilings, polished concrete floors, original brick wall, windows that flood the space with natural light and so much character. The open layout showcases modern industrial style with a sleek functional kitchen, and smart storage throughout. A cozy combined living and sleeping area, lofted storage, oversized custom walk-in closet and bathroom that maximize both charm and functionality. Enjoy unbeatable walkability just steps from Keys Cafe, Sawatdee, Camp Bar, CHS Field, the Farmers Market, and the Xcel Energy Center. The Skyway or light rail offer easy city access. HOA includes fiber internet, water, sanitation, exterior maintenance, snow removal, and professional management. Secure building with elevator, patio space, and convenient same-floor laundry. Reasonable monthly parking options.

500 Robert Street N Unit 310, Saint Paul

Listing courtesy of Real Broker, LLC.

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