93 Homes under $400,000

Welcome to the vibrant neighborhood of Saint Paul, Minnesota—a hidden gem nestled in Ramsey County that perfectly blends urban charm with suburban tranquility. Known for its rich history and diverse culture, Saint Paul offers a unique living experience for families, young professionals, and retirees alike.

One of the standout features of this neighborhood is its affordability, particularly for those seeking homes under $400,000. In Saint Paul, you can find a delightful array of properties that cater to various lifestyles and preferences. From charming bungalows with classic architecture to modern townhomes with contemporary finishes, there’s something for everyone. This affordability allows residents to enjoy the benefits of homeownership without stretching their budgets, making it an ideal choice for first-time buyers.

Saint Paul is also renowned for its lush parks, scenic riverfronts, and vibrant community events. Residents can take leisurely strolls along the Mississippi River, enjoy picnics in beautifully maintained parks, or immerse themselves in the local arts scene, which includes galleries, theaters, and live music venues. The neighborhood is also home to excellent schools, making it a family-friendly area that emphasizes education and community engagement.

With its welcoming atmosphere, rich amenities, and affordable housing options, Saint Paul is more than just a place to live; it’s a place to thrive. Whether you’re drawn to its historic charm or its dynamic community spirit, you’ll find that Saint Paul has all the ingredients for a fulfilling lifestyle. Come discover your new home in this enchanting neighborhood today!

Newest 93 Homes under $400,000

$340,000

5 Beds ⋅ 3 Baths ⋅ 7155091 MLS

Welcome to this charming Saint Paul home offering character, flexible living space, and thoughtful updates throughout. Step inside the foyer that flows into the living room and dining area, with an inviting archway adding character between the spaces. Just off the living area, a beautiful wood-paneled space offers a unique extension of the living room, creating a space that fills with natural light throughout the day. This versatile space is ideal for relaxing, reading, or entertaining. The kitchen is adjacent to the dining area, creating an easy flow between the spaces. A built-in buffet with open shelving adds character and provides both display and storage space. Upstairs, you will find four bedrooms and a full bathroom. The lower level features a laundry area, recently added three-quarter bathroom, and a flex room offering flexibility for a home office, hobby space, playroom, or other needs. Continue to expand by finishing the lower level to add more living space with a family room and fifth bedroom. Outside, enjoy the fenced backyard with room to relax, play, garden, or entertain. Enjoy nearby amenities such as Como Park, Allianz Field and other dining, shopping and retail that the Hamline-Midway area has to offer.

1227 Thomas Avenue, Saint Paul

Listing courtesy of Pemberton RE.

$250,000

2 Beds ⋅ 1 Baths ⋅ 7152006 MLS

Welcome to this charming cottage-style home with a warm, inviting feel from the moment you step inside. Featuring beautiful hardwood floors, a thoughtfully updated kitchen, and a cozy cottage-inspired aesthetic, this home offers character and comfort throughout. The spacious primary bedroom provides a peaceful retreat, while the private backyard and large deck are perfect for relaxing or entertaining. A brand-new boiler, installed less than a week ago, adds peace of mind. Conveniently located near shopping, downtown, and everyday amenities, this delightful home is truly one that makes you feel good the moment you walk in.

1144 Charles Avenue, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$295,000

3 Beds ⋅ 2 Baths ⋅ 7148760 MLS

Sweet, Simple City Living! Welcome to this spacious, well-maintained home that offers the perfect blend of comfort, character, and convenience. Featuring 3 bedrooms, 2 bathrooms, and a newer oversized 1 stall garage, this home has so much to offer! Beautiful hardwood floors flow throughout the main-level living areas (carpet is covering the living room wood floors) and bedrooms, while the upper level features fresh new carpet. The home also offers room to grow, with potential for additional bedrooms and space to expand the lower-level bathroom to fit your needs. Conveniently located near local colleges and universities, Allianz Field, and major highways, you'll love having easy access to everything the city has to offer. Whether you're looking for comfortable everyday living or a home with room for future possibilities, this one is full of opportunity. A wonderful place to call home!

1658 Sherburne Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

$260,000

3 Beds ⋅ 2 Baths ⋅ 7136161 MLS

Charming 3bed/1.25bath, 2 story home ready for you! This home features original natural woodwork and hardwood floors. The formal dining rom has a beautiful built-in buffet. The spacious 3 season porch is newer and a great sitting area to enjoy the beautiful weather. The master bedroom offers multiple windows to bring in lots of natural light, hardwood floors and a side room with built-in cabinets for additional storage. Lower level offers additional finished space for a play area, game room, etc. Back yard is partially fenced with a patio for grilling/entertaining and enough yard space to play games, etc. Walking distance to the Green Line Light Rail, Allianz Field, new restaurants and shopping. Easy access to I-94 and both downtowns.

1514 Lafond Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

$250,000

3 Beds ⋅ 2 Baths ⋅ 7154496 MLS

Welcome home to this charming Saint Paul classic in the heart of Hamline Midway. Built with the character buyers love and thoughtfully maintained over the years, this inviting home offers 3 bedrooms, 2 bathrooms, and a comfortable layout that blends timeless craftsmanship with everyday functionality. Original hardwood floors, abundant natural light, and flexible living spaces create a warm, welcoming feel from the moment you walk in. The partially finished basement provides additional space for a family room, home office, workout area, or storage, while the detached garage and fenced backyard offer practical convenience for city living. Located just blocks from the Green Line, Allianz Field, local coffee shops, restaurants, parks, shopping, and Hamline University, you'll enjoy one of Saint Paul's most walkable neighborhoods with easy access to both downtowns. Whether you're looking for your first home, your next chapter, or an investment in a fantastic location, this home offers the perfect combination of charm, convenience, and opportunity.

611 Pascal Street N, Saint Paul

Listing courtesy of Keller Williams Realty Integrity Lakes.

$355,000

4 Beds ⋅ 2 Baths ⋅ 7147492 MLS

Welcome home to this classic up-and-down duplex on a corner lot in St. Paul’s vibrant Midway neighborhood! Combining original 1920s character with important modern updates, this well-maintained property offers exceptional flexibility for an owner-occupant, house hacker, investor or buyer looking to share a home with friends or family. With two separate units, separate entrances and separate addresses, the property offers an excellent opportunity to offset your housing costs while building equity. Live in one unit and rent the other, purchase with friends and share expenses, or use the property as an investment for future appreciation. Each unit features two bedrooms and one full bath, with hardwood floors, wide woodwork and charming vintage details throughout. The main-level unit features natural woodwork in the living room and separate dining room, an updated bathroom vanity and sink, and a kitchen with stainless-steel appliances. The upper unit also features natural woodwork in the living and dining rooms, an updated bathroom vanity and sink, and newer vinyl windows. Each unit has its own washer and dryer located in the separate unfinished basement. The basement also offers excellent potential for future finishing as an office, family room, hobby space or additional living area. The two-car garage features an interior divider wall, with additional driveway parking in front of each garage—especially convenient during winter snow emergencies. The corner lot offers plenty of yard space and great potential for gardens and outdoor enjoyment. The corner location at Thomas Avenue and Syndicate Street N brings abundant natural light through south- and east-facing windows. Just three blocks from University Avenue METRO Green Line LRT stops, making access to downtown St. Paul, Minneapolis and the University of Minnesota especially convenient. Allianz Field, Target, local cafés, Hamline University, Concordia University and Gaultier Community Elementary are all within approximately one mile. Recent updates include exterior/front porch painting (2026) and replacement of one of two boilers (2026). Each unit has its own boiler and hot water heater, with separate gas and electric meters for each unit. Come see 595 Syndicate Street / 1282 Thomas Avenue and imagine the possibilities!

595 Syndicate Street N, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$269,900

4 Beds ⋅ 2 Baths ⋅ 7150450 MLS

Fantastic opportunity with this classic 2-story home in a great St. Paul neighborhood. Ideal for buyers or investors looking for a property with plenty of potential and an opportunity to build sweat equity. The home offers lots of character, with existing millwork , hardwood floors and trim that could really shine with some restoration. Several updates are already in place, including vinyl windows, mini-split systems, and updated electrical. The main level features a bedroom, laundry, and an updated bathroom with attractive tile work and a roll-in shower. Upstairs you’ll find three additional bedrooms, another bathroom, and unfinished space on the third level that offers great storage or the potential to finish and make it your own. Two separate staircases lead to the upper level, adding to the home’s unique layout. Outside, enjoy a fully fenced backyard and an enclosed back porch. Schedule your showing today and come see the potential this home has to offer.

1729 Minnehaha Avenue W, Saint Paul

Listing courtesy of True Neighbor Realty.

$310,000

3 Beds ⋅ 2 Baths ⋅ 7141106 MLS

Located in the heart of the Hamline-Midway area just south of Como Park, lake and trails, this one level home is move-in ready. There are beautiful hardwood floors newly refinished, 3 BRs, 2 BA, maintenance free exterior, plus an oversized double garage with drop-down ladder and large storage area behind. Please see the list of updates in the supplement. Quick closing/possession is possible.

1119 Van Buren Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

$275,000

2 Beds ⋅ 2 Baths ⋅ 7135332 MLS

Full of charm, character, and thoughtful updates, this 2-bedroom, 2-bath home has so much to offer. The main level features beautiful original woodwork, hardwood floors, and a built-in buffet with leaded glass. The walk-in pantry adds both function and character, while paint and main-level flooring from 2023 give the space a refreshed feel. The inviting front porch overlooks a quiet street, and a new storm door has been added at the back of the home. Both upper-level bedrooms feature two closets, providing plenty of storage. A third bonus room on the upper level adds great flexibility and could be used for many purposes. You'll love the full bath that boasts new sink, tile, and flooring! The lower level includes a partially finished room that could serve as a family room or potentially become a third bedroom with the addition of an egress window. Outside, you’ll find lovely backyard gardens, a detached 2-car garage, and an additional parking space. The roof was replaced in 2023, and three window A/C units will stay with the home. The location is just as convenient, with schools along with shopping, parks, and restaurants close by. This home offers a wonderful combination of original character, practical updates, flexible living space, and everyday convenience.

1426 Edmund Avenue, Saint Paul

Listing courtesy of Real Broker, LLC.

$325,000

4 Beds ⋅ 2 Baths ⋅ 7148171 MLS

Rarely does a home check all the boxes quite like this one. Ideally located in St. Paul, this charming 4-bedroom home combines classic character with thoughtful updates and a truly hard-to-find 3-car garage. From the moment you enter, the craftsmanship stands out with beautifully refinished original hardwood floors, rich dark woodwork, a classic built-in China hutch and a distinctive stained-glass window adding timeless character to the living room. The main level offers a comfortable and versatile floor plan with inviting living spaces along with a remodeled kitchen featuring newer cabinets, appliances and a convenient breakfast bar. A dedicated office provides an excellent work from home space with its own built-in desk and cabinetry. Three additional bedrooms upstairs provide plenty of room for family, guests or other needs. The lower level adds valuable living and hobby space, including a family room, laundry room and workshop area. Updated mechanicals, including a newer boiler and water heater, provide added peace of mind. Outside, the fenced backyard and concrete patio create a nice space to relax and enjoy the outdoors. Durable steel siding adds to the home's low-maintenance appeal, while the extra-deep three-car garage offers exceptional space for vehicles, recreational equipment, hobbies and storage. The location puts you close to so much of what makes St. Paul special. The Minnesota State Fairgrounds, Como Zoo & Conservatory and Allianz Field are all less than three miles away, with shops, restaurants, parks and schools nearby. Easy access to I-94 and other major highways makes getting around the Twin Cities convenient. This is a special opportunity to own a character-filled St. Paul home that combines original craftsmanship with thoughtful updates, versatile living space and an exceptional three-car garage.

1298 Blair Avenue, Saint Paul

Listing courtesy of Engel & Volkers Blaine.

$314,900

5 Beds ⋅ 3 Baths ⋅ 7146949 MLS

Welcome to this wonderful, rare 5-bedroom, 2.5-bathroom home with an oversized 3-car detached garage in the Hamline-Midway Neighborhood of St. Paul. This home is within walking distance to Hamline University, public transportation, shopping, and restaurants. This property has room for a large family or students (student housing/rental). The driveway and 3-car garage provide ample room for parking. Come see this property and see the endless opportunities this home has to offer.

1119 Minnehaha Avenue W, Saint Paul

Listing courtesy of Five Star Realty LLC.

$310,000

4 Beds ⋅ 2 Baths ⋅ 7137122 MLS

Welcome to this charming home in the heart of the Midway. On the main level, buyers will love the hardwood floors, updated kitchen, front porch, 2 bedrooms, original character, and the full bathroom. Upstairs you will find a large bedroom that can also function as an office or amusement room with a ductless mini-split for heating and AC. Lower level features a family room, bedroom, laundry, and a second full bathroom. Fully fenced in yard and oversized one car garage make this home truly move in ready. Roof, siding, kitchen, hardwood floors, and mini-split have all been updated in the last 8 years. Walking distance to shopping, restaurants, and the soccer stadium. Welcome home!

1291 Sherburne Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

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