96 Homes under $400,000

Welcome to the vibrant neighborhood of Saint Paul, Minnesota, where rich history meets modern living! Nestled in Ramsey County, this charming city is known for its picturesque landscapes, friendly communities, and a diverse array of amenities that make it an ideal place to call home.

Saint Paul boasts a unique blend of urban conveniences and suburban tranquility. With its tree-lined streets, historic architecture, and an abundance of parks, residents enjoy a balanced lifestyle that caters to both relaxation and recreation. The neighborhood is home to a variety of cultural attractions, including museums, theaters, and local galleries, showcasing the artistic spirit of the community.

For families and individuals seeking affordable housing options, Saint Paul offers an impressive selection of homes priced under $400,000. From cozy bungalows to modern townhouses, there’s a perfect fit for everyone. These homes not only provide affordability but also access to excellent schools, vibrant local shops, and delicious dining options. You’ll find yourself just minutes away from the scenic Mississippi River, where outdoor activities abound, from biking and hiking to leisurely strolls along the waterfront.

Saint Paul is also well-connected, with easy access to public transportation and major highways, making commuting a breeze. Whether you’re a first-time homebuyer or looking to downsize, this welcoming neighborhood presents a fantastic opportunity to invest in a community that truly feels like home. Explore the charm of Saint Paul and discover your dream home today!

Newest 96 Homes under $400,000

200 Mississippi River Boulevard N Unit 1C, Saint Paul

$225,000

1 Beds ⋅ 1 Baths ⋅ 7155785 MLS

River views from your balcony, trails at your doorstep, and an immaculate, sunny, spacious condo — this is the kind of place that’s a breeze to settle into. Whether as your primary pad or condo in the city, this lovely home checks all the boxes. Garage space readily available (currently just $40/month), elevator for one-level living, extra storage, and dedicated laundry room in the unit — a sought-after feature not always available. Enjoy a low monthly HOA that covers just about everything, including heat, AC, water, sanitation, professional management, and more. Many large projects have been recently completed by the association including newer boiler and hot water heater (2016), updated balconies (2021), and a major elevator renovation in 2026. Set along St. Paul’s Mississippi River Boulevard, this west-facing oasis is the perfect spot to watch the seasons change. Step outside and you’re just moments from biking and walking trails with miles of paved paths connecting to the Grand Round trails, U of M, and downtown Minneapolis. Inside, the condo is neat as a pin with tasteful design including modern luxury vinyl plank flooring, new paint, and a freshened bath with a new walk-in shower. The kitchen has been smartly updated and features high-end appliances, newer induction stove, soft-close drawers, built-in corner pull-out shelving, and a filtered water system. The unit’s layout is remarkably spacious – open with an easy flow, and filled with natural light. Large patio doors extend the living room and create a seamless indoor-outdoor connection. Step out to dine al fresco during warmer months — the oversized balcony creates a whole new room! And the location – in addition to being along the river – is hard to beat! Enjoy the best of St. Paul with Minneapolis just across the river. Both downtown districts are just minutes away, Metro B-line rapid transit a block away, and major corridors are easy to access for quick commutes around town.

200 Mississippi River Boulevard N Unit 1C, Saint Paul

Listing courtesy of Lynden Realty, Ltd..

$289,900

2 Beds ⋅ 1 Baths ⋅ 7138154 MLS

Bright and freshly painted throughout, this story-and-a-half home offers a mix of classic character and recent updates. A welcoming front porch leads into the spacious living room, where hardwood floors and plenty of natural light create a welcoming first impression. From the living room, continue into the formal dining room, where hardwood floors, a built-in buffet, and a generous layout provide a comfortable space for hosting holiday meals, dinner with friends, or everyday gatherings. The built-in buffet adds a nice touch of character while providing convenient storage and serving space. The kitchen has been updated with new flooring, cabinets, range, and refrigerator, while built-in cabinets and a pantry provide additional storage. The main-floor stacked washer and dryer add convenience, and a walk-out from the kitchen provides easy access to the backyard and deck. Upstairs, you’ll find two bedrooms and a full bathroom, creating a private space separate from the main living areas. The bedrooms offer comfortable spaces, while the nearby full bathroom provides convenience. The lower level has been freshly painted and offers plenty of room for storage and additional use. Outside, the fenced yard includes gates to both the side yard and alley, providing convenient access to the property. The deck offers a place to enjoy the backyard and outdoor space. Newer exterior paint and a roof replaced in 2023 add to the home's recent improvements. Located in the Merriam Park neighborhood, this home is just minutes from the shops, restaurants, parks, coffee shops, and amenities of Mac-Groveland. Enjoy the feel of an established St. Paul neighborhood while being close to the places you need and the ones you’ll want to explore. Easy access to major roads, downtown St. Paul and Minneapolis, and the Minneapolis-St. Paul International Airport makes it easy to get around the Twin Cities.

178 Wilder Street N, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$349,900

4 Beds ⋅ 3 Baths ⋅ 7152433 MLS

This gorgeous 4 bedroom 3 bathroom home in a historic area of St. Paul is filled with delightful details! Original features include hardwood floors, crown molding, and a stained glass window. The renovated kitchen has granite counter tops, maple cabinets, stainless steel appliances, and built in shelves. A convenient mudroom is adjacent to the kitchen. The den is separated from the living room area by French doors. All three bathrooms have been remodeled, and the master bedroom has a walk-in closet, 3/4 bathroom and sliding doors to the outdoor deck. Sip a coffee and watch the world go by from the spacious covered front porch. The detached double garage is heated and has a loft space above. With easy access to I-94 via Snelling Avenue, this is a wonderful opportunity to own a home in a historic neighborhood of St. Paul.

1471 Iglehart Avenue, Saint Paul

Listing courtesy of Northstar Real Estate Associates.

$324,900

3 Beds ⋅ 2 Baths ⋅ 7151343 MLS

Move right in and enjoy this beautifully updated home in a wonderfully walkable neighborhood! The spacious kitchen features quartz countertops, stainless steel appliances, a classic subway tile backsplash, and plenty of room for cooking and gathering. Hardwood floors and 9-foot ceilings add warmth and character throughout the main level, which offers a spacious living room and formal dining room. The inviting front three-season porch, updated with four-season windows, is the perfect spot for morning coffee or relaxing at the end of the day. Upstairs, you’ll find three generously sized bedrooms and an full bathroom. The partially finished lower level offers flexible additional space for a rec room, home office, workout area, or hobbies. Outside, enjoy a fully fenced and private backyard. Many of the big-ticket improvements have already been completed, including a new boiler in 2022, a 50-year roof installed in 2020, maintenance-free vinyl siding, and updated windows. A wonderful combination of character, updates, and comfortable living—just move in and enjoy!

1640 Dayton Avenue, Saint Paul

Listing courtesy of Coldwell Banker Realty - Lakes.

$275,000

3 Beds ⋅ 1 Baths ⋅ 7149986 MLS

Classic Saint Paul character meets a refreshed interior in the heart of Merriam Park. This inviting 1.5-story home begins with a charming three-season front porch, where two sets of French doors create a distinctive entrance and bring natural light into the main level. Fresh paint throughout and updated flooring give the home a polished feel, while a spacious main-floor bedroom adds flexibility for everyday living. Upstairs, two additional bedrooms feature beautiful hardwood floors and the warmth you expect from a home in this established neighborhood. Outside, enjoy a fenced front yard, a nicely sized backyard, and a detached garage. Shopping, dining, light rail, and bus lines are all nearby, putting some of Saint Paul’s most convenient amenities within easy reach.

1530 Selby Avenue, Saint Paul

Listing courtesy of Kris Lindahl Real Estate.

$230,000

3 Beds ⋅ 1 Baths ⋅ 7149968 MLS

Step inside and picture the possibilities in one of St. Paul’s most sought-after neighborhoods. This single-story home puts you just a few blocks from Summit Avenue, Grand Avenue, neighborhood parks, local restaurants, coffee shops, and schools, making the location alone worth a closer look. The main floor offers three bedrooms, a full bathroom, and a spacious living room centered around a large front window that fills the space with natural light throughout the day. All three bedrooms are conveniently located on the main level, creating an easy and functional layout for future updates. Downstairs, the unfinished basement provides room to expand, add storage, or create additional living space over time. Outside, the detached two-car garage adds practical value and off-street parking. This home presents a great opportunity for anyone looking to build equity in a prime St. Paul location where renovated homes continue to see strong demand.

1259 Laurel Avenue, Saint Paul

Listing courtesy of Kris Lindahl Real Estate.

$325,000

3 Beds ⋅ 1 Baths ⋅ 7146272 MLS

You will fall in love with this turn-key, turn-of-the-century gem in the heart of Midway, St Paul! Preserved historic stain glass features, millwork and wood flooring seamlessly paired with open floor plan and thoughtful modern updates maximizing space for simplicity, comfort and efficiency in daily living. This character rich home greets you with a serene front porch, complete with an attached bench swing and updated windows. Immediately inside, you’ll find the cutest “cloffice” (closet office!) just off the entry - perfect for an office or command center, easily converted back to a coat closet. The main level features a light filled layout with aesthetic architectural points of interest: a large arched room transition and recessed wood ceiling. Bright light filled open concept enables a connected feel to the rest of the home with large island workspace and stainless steel appliances in the kitchen. Upstairs are three bedrooms and a full bathroom, including a primary bedroom with a beautiful study or office space that could serve instead as a walk-in closet, nursery, or flex space. Head up another flight of stairs to an insulated third floor attic with an infrared sauna and plenty of potential to finish for additional living space. The basement offers laundry and ample storage, while the heated mudroom leads to the expansive 12’x28’ deck, fully fenced backyard, and canopy of old-growth conifers skylining the property. Though current door accommodates one car, the oversized 24’ x 24’ garage is larger than many two-car garages, offering possibilities for additional storage, hobby work space or adding a larger door to accommodate two-car in future. Lovingly cared for and well maintained, this home is the perfect blend of space and functionality you need and has just enough canvas potential to make your own distinct mark. It’s cute, charming, full of character, and ready for its next owners to settle in and enjoy!

449 Herschel Street, Saint Paul

Listing courtesy of Total Freedom Realty, Inc.

$324,900

4 Beds ⋅ 2 Baths ⋅ 7137285 MLS

Welcome home to this beautifully updated 4-bedroom, 2-bath gem in sought-after Merriam Park/Lexington-Hamline — steps from the park across the street! This 1914 charmer blends timeless character with major modern updates, giving buyers the best of both worlds. A permitted lower-level conversion (2018) added two spacious legal bedrooms with code-compliant egress windows, a 3/4 bathroom, and a hallway — perfect for guests, a home office setup, or growing family needs. The upper level offers a full bath. Major systems are done: new roof (2024), new siding (2021), new furnace (2021), and fresh interior paint throughout (2026) mean your new owners can move in and simply enjoy. The 2018 basement remodel was paired with a full round of system updates — new electrical panel, water heater, dishwasher, and washer/dryer — so the big-ticket items are already handled. Freshly refinished hardwood floors, natural woodwork, and an informal dining room preserve the home's 1914 character, while the insulated detached garage with opener adds everyday convenience. Set on a quiet, tree-lined street directly across from a neighborhood park, this location offers easy access to freeways, shopping, entertainment, and nearby Macalester College and Concordia University. Don't miss this rare combination of legal square footage, updated systems, and unbeatable location!

1716 Iglehart Avenue, Saint Paul

Listing courtesy of eXp Realty.

$379,900

4 Beds ⋅ 4 Baths ⋅ 7115675 MLS

Incredible opportunity in a highly convenient Merriam Park location! Make this spacious home your own, or take advantage of its existing Certificate of Occupancy for student housing, allowing occupancy for up to six people. The Certificate of Occupancy will transfer to the next owner. Located just 0.7 mile from the University of St. Thomas and convenient to Macalester College, Hamline University, and St. Catherine University. Enjoy easy access to I-94 and light rail, walk to Grand Avenue for shopping and restaurants, and have the library practically in your backyard. The airport is only about 15 minutes away. This rare four-bedroom, four-bathroom home offers a bathroom on every level. Three bedrooms are conveniently located on the same level, while the upper-level suite provides additional privacy and flexibility. Beautiful solid hardwood floors and original stained glass windows bring warmth and character, while the updated, spacious kitchen offers the functionality you want for modern-day living. Enjoy the large front porch and an oversized two-car garage with plenty of room for parking and storage. The unfinished basement already includes a bathroom with a shower, offering additional potential to expand the living space and add value over time. Move-in ready, spacious, full of character, and in an amazing location. Whether you are looking for a home of your own or a property with student-housing potential, this one offers a rare combination of flexibility and opportunity!

1822 Iglehart Avenue, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$325,000

4 Beds ⋅ 2 Baths ⋅ 7110203 MLS

"Turn of the century" Union Park classic... High ceilings. Hardwood floors. Beautifully remodeled, updated mechanicals, bedrooms, bathrooms. Period style exterior look house design. "Stones throw" to Iris Park & "football toss" to light rail connection. Fun angle sized private yard with brand-new garage and off-street new concrete driveway parking. New siding, etc., 2 full updated baths. New modern kitchen. Formal dining room with retro corner hutch. Entry porch leads to spacious foyer. Quick closing available!

12 Oakley Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

1827-1829 Saint Anthony Avenue, Saint Paul

$250,000

5 Beds ⋅ 2 Baths ⋅ 7098130 MLS

Charming side-by-side duplex with outstanding curb appeal, inviting front porches, and an unbeatable location in the heart of the city! Whether you're looking for a smart investment opportunity or the chance to owner-occupy while generating rental income, this well-maintained property offers exceptional flexibility. Inside, neutral finishes throughout provide the perfect backdrop for any decorating style, while large windows fill each unit with an abundance of natural light, creating bright and welcoming living spaces. Informal dining areas flow into spacious kitchens with room to add a center island for additional cabinetry, countertop space, and everyday functionality. Each unit offers its own unique appeal. One features a delightful three-season porch—perfect for relaxing with a morning coffee or unwinding in the evening—while the other includes a versatile main-level room that can easily serve as a bedroom, home office, or additional living space. Upstairs, you'll find two generously sized bedrooms, large closets, and full bathrooms, providing comfortable accommodations for residents. The shared lower level includes convenient laundry facilities, eliminating trips to the laundromat and adding everyday convenience. Located two blocks from the Green Line light rail station and just blocks from Allianz Field, this property is ideal for soccer fans and anyone who enjoys the energy of the surrounding neighborhood. You'll also appreciate easy access to popular restaurants, shopping, entertainment, and major thoroughfares including Snelling Avenue, University Avenue, and I-94, making commuting throughout the Twin Cities a breeze. Whether you're expanding your investment portfolio or searching for a home with income potential, this attractive duplex is an opportunity you won't want to miss. Beats the 1% rule!

1827-1829 Saint Anthony Avenue, Saint Paul

Listing courtesy of RE/MAX Results.

$302,000

3 Beds ⋅ 3 Baths ⋅ 7103305 MLS

Great house for family with teens or extended family or roommates. 3 bedrooms, each with their own bath. Granite countertops. Hardwood floors and great floor plan for privacy. Upper level has its own bath, bedroom and kitchenette, plus a living space and an office area. There is an oversized double garage. New Central Air being installed. Huge deck to enjoy summer and the fenced back yard. Convenient to Allianz Field, restaurants, coffee shops and both downtowns.

1472 Concordia Avenue, Saint Paul

Listing courtesy of Edina Realty, Inc..

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