97 Homes under $400,000

Welcome to the charming neighborhood of Summit Hill in Saint Paul, MN, where historic elegance meets modern convenience. Nestled in Ramsey County, this vibrant community boasts tree-lined streets, stunning architecture, and a welcoming atmosphere that makes it a perfect place to call home.

Summit Hill is known for its rich history and diverse culture, featuring a delightful mix of boutiques, cafés, and parks that cater to all lifestyles. Residents enjoy easy access to the beautiful Summit Avenue, lined with grand Victorian mansions and historic landmarks, making it a picturesque backdrop for evening strolls or morning jogs.

For those seeking affordability without sacrificing charm, Summit Hill offers an array of homes priced under $400,000. Here, you can find cozy bungalows, quaint cottages, and modern townhomes that provide the perfect blend of character and comfort. Each property reflects the neighborhood's unique charm, allowing you to embrace the local architecture while enjoying contemporary amenities.

Families will appreciate the excellent schools and nearby recreational options, including parks and community centers that foster a strong sense of belonging. With convenient access to downtown Saint Paul, residents can easily enjoy the city’s vibrant arts scene, dining, and entertainment.

Whether you're a first-time homebuyer or looking to downsize, Summit Hill is a hidden gem that offers an inviting community and a range of affordable housing options. Discover your dream home in this enchanting neighborhood, where history and modern living harmoniously coexist!

Newest 97 Homes under $400,000

$249,900

3 Beds ⋅ 2 Baths ⋅ 7086492 MLS

This 3 bed/2 bath home is ready for a new beginning. Freshly rehabbed with new floors, new paint, new appliances, new counters. New bathrooms. Everything is sparkling! Forced air furnace allows for Central Air. Even the extra large garage has been rebuilt from studs. You will love this new home for many years to come. Old National Grant • Hennepin and Ramsey counties • 3% of purchase price up to $10,000 forgivable • $15,000 forgivable in minority majority tracts • Repeat buyers and first-time buyers • Qualifying income limit ($104,880 per year in the Twin Cities) • Forgiven at closing • 1-4 unit primary residences Old National First-Time Buyer Program • 600 credit score • Qualifying income limit ($104,880 per year in the Twin Cities) • 3% down • No PMI • 7.50% rate (no points) as of 10/7/2026 • 6% seller concessions allowed • 1 and 2 unit primary residences

880 Jackson Street, Saint Paul

Listing courtesy of Ashworth Real Estate.

$299,900

3 Beds ⋅ 2 Baths ⋅ 7083487 MLS

Welcome to this adorable home featuring an open concept living room, dining room, kitchen. Main level has been newly updated with brand new carpet, freshly painted walls and cabinets. There are 3 bedrooms on the main level and lower level has a nice sized den, which could be converted into a 4th bedroom by adding an egress window and closet. Large lower level perfect for entertaining, plenty of room for pool table, lots of storage and built-in cabinets, and an electric fireplace that seller will stay. Backyard is like a little oasis with a cute patio and a beautiful tree that shades it. Backyard is fully fenced in, and has many plants to enjoy and enhance the space including a little shade garden near the garage.

1493 Arundel Street, Saint Paul

Listing courtesy of Edina Realty, Inc..

$239,900

3 Beds ⋅ 2 Baths ⋅ 7155982 MLS

Welcome to this charming, turnkey St. Paul home featuring 3 bedrooms and 2 bathrooms. The main level offers a bedroom and full bath, along with a large, refreshed kitchen and separate living and dining rooms featuring beautiful original hardwood floors. Fresh interior and exterior paint gives the home a bright, updated feel, while the refreshed kitchen and bathrooms blend modern updates with the home’s original character. Upstairs, you’ll find two additional bedrooms and a convenient half bath. The unfinished basement provides plenty of storage and potential for future use. Situated on a corner lot, the property also features a fenced backyard with a storage shed, freshly stained fencing, and a freshly stained front porch. Full of charm and thoughtfully refreshed throughout, this St. Paul home is move-in ready and ready to welcome its next owner!

1084 Sylvan Street, Saint Paul

Listing courtesy of Keller Williams Classic Rlty NW.

$270,000

3 Beds ⋅ 1 Baths ⋅ 7149434 MLS

You could be eligible for up to $15,000 toward your down payment or to buy down your interest rate on this home.. Fabulous home with 2,000 finished Sq. Ft. plus, approximately 770 additional Sq. Ft. on the lower level that is 95% finished, w flooring in lower level It would be 2,770. Newer vinyl windows, roof is 3 yrs old. A great floor plan features three bedrooms, a spacious main level with a large living room and full dining room, plus a wonderful three-season porch with a walkout to the private backyard. The beautifully finished lower level is the perfect space for entertaining, featuring attractive wainscoting that adds both character and a fresh, updated feel. A private driveway and 1-car garage provide convenient parking and storage, especially appreciated during those Minnesota winter months. Located on a quiet, dead-end street, this home offers the space, comfort, and privacy you've been looking for!

63 Iowa Avenue W, Saint Paul

Listing courtesy of Edina Realty, Inc..

$229,000

3 Beds ⋅ 1 Baths ⋅ 7151937 MLS

NEW PRICE—$229,000! An excellent value with many of the big-ticket improvements already completed. This home features a newer roof and siding, Andersen windows, updated furnace, central air, water heater, and newer kitchen and bathroom flooring. A two-car detached garage and inviting patio/fire-pit area add even more value. The home offers three bedrooms plus a versatile bonus room that provides access to the bathroom and could function as an office, den, hobby room, or additional flex space. Conveniently located near neighborhood amenities, parks, shopping, dining, and major commuting routes. Schedule your showing today!

1037 Kent Street, Saint Paul

Listing courtesy of BrBaGa.

$185,000

4 Beds ⋅ 2 Baths ⋅ 7149671 MLS

Welcome to this charming two-story home nestled on a quiet street in St. Paul's North End neighborhood. This well-maintained property features four bedrooms, two bathrooms, and a two-car garage. Enjoy a blend of classic charm and modern updates with beautiful hardwood floors, brand-new carpet, a new furnace, central air conditioning, and fresh paint throughout. Home has a fenced in backyard. Conveniently located just minutes from major highways, this home offers easy access to shopping, dining, and everyday amenities, as well as nearby Como Lake for outdoor recreation. A perfect combination of comfort, location, and value—don’t miss this opportunity!

397 Burgess Street, Saint Paul

Listing courtesy of Diversified Realty.

$275,000

3 Beds ⋅ 2 Baths ⋅ 7137529 MLS

Welcome to this charming and impeccably maintained St. Paul bungalow, filled with natural light and thoughtful updates throughout. The bright main level features fresh paint with two bedrooms and an updated full bath. Upstairs you'll find a spacious primary bedroom with newly painted walls and luxury vinyl flooring. Head downstairs to find an updated half bath and a lower level ready for your vision, whether that's additional living space, a home office, workout area, or something entirely your own. Recent improvements also include a newer HVAC system, gutters, French drain, and poured concrete walkway. The garage also has separate electrical service with the potential to add an EV charging station! Outside, the private backyard is truly something special on a large .15 lot. Mature trees provide wonderful shade and privacy, while the generous yard and off-street parking give you plenty of room to entertain, garden, play, and host friends and family. The location makes it even better. North Dale Recreation Center is nearby with year-round activities for all ages, while Como Lake, Como Park, the zoo, trails, and green space are just minutes away. Enjoy easy access to neighborhood coffee shops, restaurants, and local favorites like the iconic Conny's Creamy Cone. With Roseville Center just 4 minutes away and the amazing Woodview Off Leash Dog Area, this is one you don't want to miss.

1446 Dale Street N, Saint Paul

Listing courtesy of Edina Realty, Inc..

$399,900

4 Beds ⋅ 2 Baths ⋅ 7150626 MLS

Brand new construction offering the perfect blend of style, comfort, and functionality. Built by a trusted St Paul builder, this stunning bi-level split features 4 bedrooms, 2 full baths and an open concept design filled with abundant natural light. Vaulted ceilings and a modern neutral color palette creating a bright, welcoming atmosphere throughout. The beautifully appointed kitchen showcases stainless steel appliances, a spacious center island, and seamless flow into the main living area - ideal for both every day living and entertaining. Two bedrooms are located on the upper level with two additional bedrooms downstairs along with spacious family rooms on both levels, providing plenty of room to relax or host guests. A detached two-car garage completes the package.

926 Galtier Street, Saint Paul

Listing courtesy of William Yang Real Estate.

$130,000

1 Beds ⋅ 1 Baths ⋅ 7144976 MLS

Welcome to this cute and quiet complex that is tucked away in nature in the North End of St. Paul. This END UNIT condo boasts one-level living with no stairs to get to your unit, making it an ideal option for those seeking accessibility. This END-UNIT condo has an ATTACHED GARAGE and a SEPARATE individual entrance... what a GEM! It also has an open floor plan that creates a seamless flow between the living areas and the large, eat-in kitchen. New vanity and storage in bathroom in 2021. New vinyl plank flooring in kitchen and entry. New window in bedroom replaced in 2024. New blinds 2024. Also, the association installed a new roof in 2023. Don't miss the laundry room with in-unit washer and dryer. This condo includes a private deck that overlooks the woods and the greenspace, providing a tranquil outdoor retreat. This one-level living oasis, with a lack of outside maintenance, makes it an ideal choice for those seeking low-maintenance, comfortable living. The end unit with an attached garage and its own separate entrance makes this one stand out!

1581 Wheelock Lane Unit 206, Saint Paul

Listing courtesy of Coldwell Banker Realty.

$229,800

3 Beds ⋅ 2 Baths ⋅ 7149031 MLS

Cozy two-stories home featuring three bedrooms, two baths with many updates. Fresh paint throughout. Refinished Hardwood floor. New carpet, new cabinets and counter top and more. Convenient location.

324 Topping Street, Saint Paul

Listing courtesy of Empire Realty LLC.

$269,900

2 Beds ⋅ 2 Baths ⋅ 7147016 MLS

Classic charm, smart updates and surprising space! This inviting 1912 St. Paul home combines the character of an older home with thoughtful updates and features that are hard to find at this price point. The main level offers a comfortable living room, updated kitchen with granite countertops and a large walk-in pantry, plus an adjacent family room with new carpet. A sliding door opens to a spacious no-maintenance deck—perfect for relaxing, grilling and entertaining. Upstairs you'll find two bedrooms, both with new carpet, and a shared full bath. The basement provides abundant storage along with potential for additional finished space. One of the home's biggest surprises is the huge oversized 2-car garage, offering exceptional room for vehicles, bikes, hobbies and storage. A charming, comfortable home with great outdoor living and room to make it your own.

1455 Kent Street, Saint Paul

Listing courtesy of RE/MAX Results.

$137,000

2 Beds ⋅ 1 Baths ⋅ 7145947 MLS

Remarkable 2 bed walkout home leading out to a beautiful oasis allowing you to imagine you are out in the wilderness. This beautiful hidden gem in the City awaits someone who wants to enjoy the private outdoors and still being close to the City. Located on a private park like setting this home with its open concept will not disappoint. Close to the Wheelock Parkway, walking and biking trails this home is a must see. Private single car garage that leads to an interior hallway allows for "no exposure" to those outside elements. Kitchen with stainless appliances, washer/dryer lots of storage, all leading out to an open dining/living room with views out the windows of the "great outdoors". Two large bedrooms, a full bath all on one level will not disappoint. Check out the wildlife that will come right up to the patio door. Sip that morning coffee and watch wildlife start a new day..... Fantastic location with easy access to major roadways that you do not see or hear. Newer roof, water heater and South exposing windows, are just a bonus to this fantastic home. Check it out. Quick closing possible.. Forget rent, own this beauty.......

1570 Wheelock Lane Unit 104, Saint Paul

Listing courtesy of RE/MAX Results.

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