98 Homes under $400,000

Welcome to the vibrant neighborhood of Saint Paul, Minnesota, where charm meets community in a picturesque setting. Nestled in Ramsey County, this city is not just the state capital but also a hub of culture, history, and opportunity. With its stunning architecture, lush parks, and a rich tapestry of diverse communities, Saint Paul offers an inviting atmosphere for residents of all ages.

For homebuyers seeking affordability without sacrificing quality, Saint Paul’s real estate market has an impressive selection of homes under $400,000. Here, you can find everything from quaint bungalows to spacious townhomes, perfect for first-time buyers or those looking to downsize. The homes in this price range often boast unique character, featuring original hardwood floors, charming front porches, and modern updates that make them move-in ready.

Living in Saint Paul means enjoying access to an array of amenities. The neighborhood is dotted with local shops, cozy cafes, and restaurants that serve a variety of cuisines, ensuring you’ll never run out of dining options. Families will appreciate the excellent schools and community programs, while outdoor enthusiasts can explore the scenic trails and parks, including the beautiful Como Park and the scenic Mississippi Riverfront.

With its welcoming community spirit and a strong sense of pride, Saint Paul is more than just a place to live; it’s a place to call home. Discover the possibilities that await you in this thriving city, where your dream home under $400,000 is just waiting to be found. Come experience the warmth and vibrancy of Saint Paul today!

Newest 98 Homes under $400,000

$219,900

3 Beds ⋅ 1 Baths ⋅ 7157266 MLS

New carpet, paint and appliances! Great kitchen space, fenced in backyard, some original woodwork and original craftmanship mixed with several new features!

1190 Magnolia Avenue E, Saint Paul

Listing courtesy of Keller Williams Classic Realty.

$225,000

3 Beds ⋅ 2 Baths ⋅ 7156208 MLS

Discover this charming historic house nestled in a scenic oasis, featuring a 6 1/2 ft cedar privacy fence. Boasting 2 bedrooms, 2 bathrooms, a versatile den, and an officeŠperfect for working from home or personal projects. The home preserves its original charm with a clawfoot bathtub, stunning staircase, and elegant doors, complemented by refinished hardwood floors. Recent updates include a newer roof, upgraded plumbing, and electrical system with circuit breakers. There's plenty of room to build equity and customize to your liking. Step outside to a backyard offering space for games, vehicles or even a boat, plus easy basement access. Enjoy the inviting front porch or host a BBQ in the backyard. Ideally located within walking distance to local stores, parks, and restaurants, and just moments from all the Twin Cities have to offer. Maintained with love by owners for nearly 50 years, this home beautifully combines historic character with modern updates in lovely East Saint Paul.

626 Magnolia Avenue E, Saint Paul

Listing courtesy of Bridge Realty, LLC.

$235,000

3 Beds ⋅ 1 Baths ⋅ 7157245 MLS

Welcome home to this charming, light-filled and airy 3-bedroom, 1-bathroom bungalow in St. Paul’s established Payne-Phalen neighborhood! Ideally located just minutes from Lake Phalen and beautiful Phalen Regional Park, with Lockwood Park only 100 yards away, this home offers a wonderful blend of comfort, outdoor space and everyday convenience. Well cared for and thoughtfully updated, the home features beautifully refinished hardwood floors, a newer furnace, some updated plumbing, new carpet throughout the basement and stairs, new deck stairs and a new patio screen door. The kitchen is functional and well maintained, with newer refrigerator and dishwasher. Fresh mulch, trimmed landscaping and professional cleaning further enhance the home’s clean, move-in-ready appeal. The main level showcases those beautiful hardwood floors throughout, including both bedrooms. Upstairs, the spacious oversized bedroom offers charming knotty pine walls and a good-sized walk-in closet, creating a cozy and distinctive retreat. The finished lower level offers even more room to spread out, with a family room on one end and a separate recreation area on the other. Outside, the fenced backyard features a deck, patio and plenty of space for gardening, entertaining or simply enjoying the outdoors. A detached 2-car garage provides convenient parking and additional storage. Located near Payne and Maryland Avenues, you’ll have shopping, dining and everyday conveniences close at hand, while easy access to major routes makes getting around the east metro a breeze. A charming, well-maintained home with beautiful hardwood floors, a finished lower level, a generous backyard and detached 2-car garage, all in a convenient location close to parks and everyday amenities. Don’t forget to bring your green thumb!

920 Magnolia Avenue E, Saint Paul

Listing courtesy of RE/MAX Advantage Plus.

$310,000

3 Beds ⋅ 2 Baths ⋅ 7157290 MLS

Nestled in a wonderful Saint Paul neighborhood, 1595 Chamber Street is a warm and inviting property that beautifully blends classic character with peace-of-mind modern updates. Inside, wood flooring adds warmth and charm throughout the main living spaces, while a classic basement with bar provides flexible extra space that feels right at home for cozy relaxation, hobbies, or storage. Step outside to your fully fenced-in backyard oasis complete with a two-car garage alongside two additional carports to easily accommodate all your parking and project needs. Best of all, you can settle in with complete confidence knowing a brand-new roof is being installed across the entire house, garage, and shed by the end of October, complemented by a welcoming new front door.

1595 Chamber Street, Saint Paul

Listing courtesy of Cardinal Realty Co..

$310,000

4 Beds ⋅ 3 Baths ⋅ 7157036 MLS

Discover a new way of urban living at the Village on Rivoli. This stunning new construction home offers an unparalleled backdrop of downtown St. Paul and the Capitol. Nestled within a vibrant, community-focused neighborhood, you’ll enjoy unique amenities right at your doorstep, including a fruit orchard, a working farm with bee apiaries, and a serene Chinese medicine garden. Inside, the home is designed for effortless entertaining, featuring a spacious open floor plan, a formal dining area, a breakfast bar, and a lower-level family room perfect for relaxing. Experience a home that truly integrates community, sustainability, and comfort.

422 Rivoli Drive, Saint Paul

Listing courtesy of ABC Realty, LLC.

$310,000

4 Beds ⋅ 3 Baths ⋅ 7156648 MLS

426 Rivoli Drive, Saint Paul

Listing courtesy of ABC Realty, LLC.

$310,000

4 Beds ⋅ 3 Baths ⋅ 7156548 MLS

430 Rivoli Drive, Saint Paul

Listing courtesy of ABC Realty, LLC.

$189,900

4 Beds ⋅ 2 Baths ⋅ 7151156 MLS

This 4-bedroom, 2-bath home offers a flexible layout with plenty of room to make it your own. The main level features a spacious kitchen with stainless steel appliances and center island, comfortable living space, plus a bedroom and 3/4 bath for convenient main-level living. Upstairs you'll find additional bedrooms and another bath, offering plenty of options for bedrooms, office space or whatever fits your needs. Outside, enjoy a fenced yard with room to play, garden or entertain, plus garage space for parking and storage. The home has seen updates over the years but is ready for some additional TLC and finishing touches, making it a great opportunity to add your own style and build equity along the way. Convenient Saint Paul location with easy access to everyday amenities!

872 Lawson Avenue E, Saint Paul

Listing courtesy of Real Broker, LLC.

$280,000

4 Beds ⋅ 2 Baths ⋅ 7155485 MLS

Welcome to this inviting 4-bedroom, 2-bathroom single-level home with a 1-car garage and plenty of outdoor space to enjoy. The home features several recent updates, including a newer roof (2022), refrigerator (2022), microwave (2020), and washer and dryer (2023). The large enclosed yard provides plenty of room for gardening, play, and family gatherings, while the deck offers a great space for relaxing or entertaining. A storage shed provides additional room for tools, equipment, and seasonal items. The driveway can accommodate up to four vehicles, providing convenient off-street parking during Minnesota winters. Located with convenient access to I-35E and a short drive to Downtown St. Paul, the home is also near golf courses, lakes, recreational areas, and trails, making it easy to enjoy both everyday conveniences and outdoor activities. The home does need some cosmetic updating, offering an opportunity for its next owner to add their personal style and make it their own. With four bedrooms, one-level living, a spacious enclosed yard, and several important updates already completed, this home is ready for someone to bring their vision and make it theirs.

790 Nevada Avenue E, Saint Paul

Listing courtesy of Realty Executive Associates.

$370,000

5 Beds ⋅ 2 Baths ⋅ 7152755 MLS

Welcome to this up/down duplex offering a great opportunity for homeowners, or investors. This property is situated in the convenient of Payne-Phalen St. Paul neighborhood. Close to shopping, dining, schools, parks, and major transportation routes. Each unit offers comfortable living spaces with bedrooms, bathrooms, kitchen areas, and convenient access to its living quarters. It has a nice sized back porch, separated utilities, 2 car garages, and a big driveway. This duplex is an excellent opportunity for buyers looking to build equity and maximize their investment. Don't miss this opportunity to own one of your duplex.

1561 Arkwright Street, Saint Paul

Listing courtesy of Partners Realty Inc..

$254,900

2 Beds ⋅ 2 Baths ⋅ 7155611 MLS

Welcome to 1030 Hyacinth Ave E. Step inside to a large, inviting living room featuring beautiful hardwood floors, a cozy fireplace, and built-in shelving that adds both function and timeless style. The generous entryway creates a warm first impression and leads to a formal dining room—perfect for hosting gatherings and holiday dinners. The main level offers two oversized bedrooms with ample closet space and a spacious full bathroom showcasing vintage pink tile full of retro charm. The large kitchen features original cabinetry, abundant storage, and convenient access to the attached garage for easy everyday living. The expansive lower level offers incredible flexibility with six additional rooms, including two dens that can be used as non-conforming bedrooms, home offices, family rooms, workout spaces, or hobby areas. You'll also find a dedicated laundry room, storage room, and utility room—providing plenty of space to stay organized. Enjoy outdoor living with a large covered front porch and a fenced backyard ideal for entertaining, pets, or gardening. Located within walking distance to Lake Phalen, Phalen Golf Course, and miles of scenic trails, this home offers both tranquility and convenience. A rare opportunity to own a character-filled home with space to grow in a fantastic Saint Paul location!

1030 Hyacinth Avenue E, Saint Paul

Listing courtesy of RE/MAX Professionals.

$340,000

4 Beds ⋅ 2 Baths ⋅ 7153969 MLS

936 Westminster Street, Saint Paul

Listing courtesy of Trustar Procurement LLC.

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