Ham Lake Homes under $600,000

Welcome to Ham Lake, Minnesota – a hidden gem nestled in Anoka County, just a short drive from the bustling Twin Cities. This charming city is known for its picturesque landscapes, friendly community, and an abundance of outdoor recreational opportunities. With its serene lakes, lush parks, and extensive trails, Ham Lake is perfect for those who appreciate nature and an active lifestyle.

One of the standout features of Ham Lake is its commitment to maintaining a family-friendly atmosphere. The city boasts excellent schools, making it an ideal location for families looking to settle down. In addition to its educational offerings, residents enjoy a variety of local events throughout the year, fostering a strong sense of community and connection.

For homebuyers seeking affordability without compromising on quality, Ham Lake offers a delightful selection of homes under $600,000. These properties range from charming single-family homes to spacious townhouses, catering to diverse tastes and lifestyles. Many of these homes feature modern amenities, generous yards, and easy access to the area's natural beauty. Whether you’re a first-time buyer or looking to downsize, you’re sure to find the perfect fit in this welcoming community.

With its blend of suburban tranquility and convenient access to urban amenities, Ham Lake stands out as a desirable place to call home. Explore the inviting neighborhoods, enjoy the local parks, and discover the vibrant community spirit that makes Ham Lake a wonderful place to live. Your dream home awaits in this enchanting corner of Minnesota!

Newest Ham Lake Homes under $600,000

$599,900

5 Beds ⋅ 4 Baths ⋅ 7147438 MLS

Wake up surrounded by mature trees, unwind in the privacy of your own 2.7-acre retreat, and enjoy recreation just beyond your backyard. A charming covered front porch welcomes you into a vaulted foyer and a light-filled living room framed by generous windows. The sunny dining area opens directly to the deck, creating an easy flow for morning coffee, outdoor meals, and relaxed entertaining. At the heart of the home, the kitchen features counter seating, a center island, abundant oak cabinetry, hardwood floors, and updated lighting. A main-level bedroom and full bath offer ideal flexibility for overnight guests, multigenerational living, or a private home office. Upstairs, the updated primary suite feels like a true escape, complete with stylish LVP flooring, a generous walk-in closet, a full bath, a warm wood accent wall, and access to a private balcony—an inviting spot to enjoy the peaceful wooded setting. Three additional spacious bedrooms, each with a double closet, provide room for family, guests, hobbies, or work-from-home needs. The versatile lower level is designed for everyday living and memorable gatherings, with a comfortable family room, dry-bar kitchenette, ¾ bath, two flexible rooms with egress windows and large closets, and plentiful utility-room storage. Comfort comes naturally in every season with energy-efficient geothermal heating, central air, and ceiling fans throughout. Thoughtful improvements—including a roof and windows replaced in 2021 and a new septic system planned for fall 2026—add confidence for the years ahead. Outside, the fenced backyard creates a welcoming setting for pets, play, gardening, and evenings under the trees. The oversized 2.5-car garage includes a workshop area, offering plenty of space for projects, gear, and storage. Here, nature and an active lifestyle come together. Watch wildlife move, then step out to adjoining 20-acre Lions Park for tennis, pickleball, volleyball, ball fields, soccer and football, a playground, and walking trails. With convenient access to Highway 65, local shops and restaurants, Bunker Hills Regional Park and Golf Course, and Carlos Avery Wildlife Management Area, this property offers the rare combination of space, serenity, everyday convenience, and year-round recreation—right at home.

1330 157th Avenue NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$399,900

2 Beds ⋅ 1 Baths ⋅ 7112750 MLS

Welcome to this charming Ham Lake property offering a convenient location and 5 wooded acres of privacy and space! This 2-bedroom home features a main-level full bath and a main-floor flex room that is non-conforming due to the lack of a closet. Enjoy the warmth and character of hardwood flooring underneath the newer carpet in the living room and dining room. The unfinished basement provides excellent potential for additional living space, a recreation room, home office, or storage, ready for you to maximize and make your own. A standout feature is the impressive 3-car detached garage, built in 2021, measuring approximately 35x31. The fully finished garage includes in-floor heat, a floor drain, and plumbing in place for water, just connect it to the waterline. Recent 2026 improvements include a new septic system, paver driveway and patio, fresh landscaping, and a new refrigerator. With 5 wooded acres, there's plenty of room to enjoy the outdoors while remaining conveniently located near area amenities. A great opportunity to enjoy acreage, privacy, and valuable updates in Ham Lake!

4407 Crosstown Boulevard NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$519,900

3 Beds ⋅ 3 Baths ⋅ 7139245 MLS

Welcome home to 14329 Rochester Street NE, a rare gem offering the ultimate combination of effortless main-floor living and immense space. Blending single-level daily convenience with the footprint of a large home, this beautifully maintained property boasts 3 bedrooms, 3 bathrooms, and over 3,000+ total finished square feet across two sprawling levels. The main level welcomes you with an open-concept layout bathed in natural light, showcasing a spacious kitchen with warm oak cabinetry, a functional center island, and a separate, sunlit eat-in dining area framed by a beautiful bay window. This entire floor is thoughtfully designed around true main-level functionality, keeping the primary suite, core living spaces, and laundry facilities all on one level for ultimate convenience. The living area is anchored by a cozy gas fireplace. Outdoor living is a dream here, featuring two distinct decks positioned to maximize the property's exceptional privacy: a dedicated grill deck conveniently located right off the kitchen for effortless outdoor cooking, plus a massive 14x14 main deck off the back—perfect for entertaining, relaxing, and taking in the beautiful, serene views of the sprawling green space and mature tree line behind the home. Downstairs, the finished lower level dramatically expands your living space. This level features a second gas fireplace and an open layout perfect for a family room, exercise area and more. It also has a third bedroom and a 3/4 bathroom, creating a highly desirable, private retreat for visiting guests. You will also find a separate, dedicated storage room to keep seasonal gear and household items tucked away. Storage, projects, and cold Minnesota winters are a breeze with the attached 2.5-car heated and insulated garage, providing the ultimate year-round comfort and space for vehicles, tools, or hobbies. This property offers an incredible combination of massive square footage, serene wooded views, and functional luxury in a highly desirable Andover/Ham Lake neighborhood.

14329 Rochester Street NE, Ham Lake

Listing courtesy of Coldwell Banker Realty.

$447,900

3 Beds ⋅ 2 Baths ⋅ 7135009 MLS

Look No Further... Wow This original one owner home has been an Extremely Cared For property inside & out. Updates Include Windows, AC, Furnace, New Well 4 yrs, and Septic 5 years. 2nd Driveway Approach off of Radisson. 48'x30' Pold bldg, Which Offers Both Heated and Cold Storage, & 220 AMP, Tile baths, Two Fireplaces, Hardwood Floors, Deck & Patio. This is a Must See. See Gorgeous Property you will Absolutely Love this setting, Move in and Enjoy!

13959 Radisson Road NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$579,900

5 Beds ⋅ 4 Baths ⋅ 7134892 MLS

WELCOME HOME! Beautifully updated 5BR/4BA Modified two story, offering an exceptional combination of space, privacy, entertaining areas and a gorgeous, wooded setting! From the moment you arrive, you'll appreciate the pride of ownership and extensive list of recent improvements. The entire home has been freshly painted inside & out, with NEW carpet throughout, updated flooring, NEW garage doors & track systems, freshly seal-coated driveway, stained concrete walkways/apron and a completely rebuilt deck featuring new flooring, rails & stairs! Step inside to an inviting, spacious floor plan featuring a large kitchen with granite countertops, tile backsplash, updated appliances and wood-look laminate flooring, formal & informal dining areas, main-level family room with fireplace, main-floor laundry and plenty of room to spread out. With 5 bedrooms, 4 bathrooms and a finished walkout lower level, this home offers exceptional flexibility for family, guests, home office, recreation and entertaining. Outside is where this property truly shines! Mature trees create a wonderfully private setting surrounding beautifully landscaped upper & lower ponds accented by boulders and a fountain—your own peaceful backyard retreat. Enjoy summer evenings from the expansive deck overlooking the property or entertain inside and out with ease. Major improvements over the years include a newer furnace, 2019 roof, updated kitchen and baths, replacement appliances, water softener, well pump, pressure tank & control unit, septic lift pumps, recently pumped/serviced septic system, inground sprinkler system, updated lighting, fixtures and hardware throughout, plus much more. Beautifully maintained, extensively updated and truly move-in ready—this is the one you've been waiting for!

14927 Harpers Street NE, Ham Lake

Listing courtesy of RE/MAX Professionals.

$90,000

2 Beds ⋅ 2 Baths ⋅ 7133912 MLS

Welcome to this fully remodeled mobile home in Ham Lake! This beautifully updated home features granite kitchen countertops, a spacious kitchen island, and a ceiling vent above the island. The living room and bedrooms offer elegant tray ceilings with LED lighting, while the updated bathrooms add modern style and convenience. Enjoy fresh paint throughout, newer windows, a newer roof, and beautiful new laminate flooring throughout the home. A brand-new shed located behind the home provides excellent storage for lawn equipment and more. The property also includes parking for up to two cars and is conveniently located near shopping, dining, parks, and major roadways. Schedule your showing today!

1017 Meadow Lane NE, Ham Lake

Listing courtesy of Home Sellers.

$349,900

4 Beds ⋅ 2 Baths ⋅ 7132586 MLS

Thoughtfully updated 4-bedroom, 2-bathroom Ham Lake home offering 1,804 finished square feet. The main level features a spacious living room with brick accents, built-ins, and a cozy fireplace. The refreshed kitchen includes granite countertops, newer appliances, freshly painted cabinetry, and updated hardware. Both bathrooms have been refinished with updated fixtures, flooring, and plumbing. The finished lower level offers two additional bedrooms and a comfortable family room with a freestanding gas fireplace. Outside, enjoy a private, fully fenced backyard with mature trees, established landscaping, gardens, a fire pit, and a spacious storage shed. Additional highlights include a roof replaced less than three years ago, durable aluminum siding, a freshly painted multi-level deck, oversized concrete patio, heated and insulated two-car garage, three-car-wide driveway, and no HOA.

3035 165th Lane NE, Ham Lake

Listing courtesy of RE/MAX Results.

$384,900

3 Beds ⋅ 2 Baths ⋅ 7119565 MLS

Nestled on a beautiful lot just one block from Coon Lake, this well-maintained walkout rambler offers the perfect combination of comfort, updates, and location. The main level features two bedrooms, a full bathroom, a spacious living room, an inviting kitchen with granite countertops, dining area, and a bright four-season porch overlooking the backyard. The finished walkout lower level includes a large family room with a bar, a third bedroom, a 3/4 bathroom, and direct access to the stamped concrete patio, making it an ideal space for entertaining or relaxing. Numerous updates provide peace of mind, including vinyl siding (2013), roof (2016), concrete driveway, sidewalk and stamped patio (2017), kitchen flooring, granite countertops and appliances (2018), furnace and central air (2020), all new windows (2022), Commers water softener system (2023), and new washer, dryer, and refrigerator (2026). Enjoy the benefits of a quiet setting just steps from Coon Lake with easy access to recreation, boating, and everything Ham Lake has to offer.

17452 Hiawatha Beach Drive NE, Ham Lake

Listing courtesy of RE/MAX Results.

$444,900

2 Beds ⋅ 3 Baths ⋅ 7111804 MLS

Ideal 1-level living with basement. Semi-detached townhome. The only common wall with the neighbor is between the garages. Large 30 x 24 garage with golf cart access door in the back. There are 2 doors into the house from the garage. One leads to the mudroom with washer and dryer. The other leads right into the kitchen for easy grocery delivery. New carpet in 3 rooms. Freshly buffed hardwood floors. Fresh paint. Main level owner's suite with newly remodeled bathroom with walk-in shower and bench. Sunroom overlooking pine trees and perennial garden. Pine cabinets and bookshelves give an "up north" cabin feel. French doors lead into the office on the main level and also the family room on the lower level. Generously sized walk-in-closets in all bedrooms. Two unfinished storage areas in the basement. Hummingbirds, wood ducks, and deer are regular visitors to the backyard.

13637 Pierce Street NE, Ham Lake

Listing courtesy of National Realty Guild.

$499,000

3 Beds ⋅ 2 Baths ⋅ 7089098 MLS

This well maintained home is being offered by its original owner and sits on one of the largest lots in the area, featuring over an acre of land. Recent updates include new flooring throughout the main level kitchen, living room, and bathrooms, as well as a new water heater and water softener installed within the last month. The main level offers a spacious bedroom and full bathroom, along with a large kitchen and living room that overlooks the lake. Upstairs you will find two additional bedrooms and a bathroom that is ready foe completion. The seller is including a shower stall, and the space is already set up for installation of water to the soaking tub and toilet. The lower level is open, dry and ready to be finished, providing excellent potential for additional living space. With its generous lot size, lake views, and opportunity for future expansion, this property offers a great combination of comfort and potential.

17356 Hiawatha Beach Drive NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$455,000

3 Beds ⋅ 2 Baths ⋅ 7074196 MLS

Home is ready to move in, with almost 5 acres of prime land, updated stucco home, updated roof, new septic system was install after seller move in.

3850 Crosstown Boulevard NE, Ham Lake

Listing courtesy of Creative Results.

$330,000

4 Beds ⋅ 2 Baths ⋅ 7030236 MLS

Room to Breathe in Ham Lake! Welcome to your chance to own a home on nearly an acre in beautiful Ham Lake! Nestled among mature trees this property offers the perfect blend of privacy, and potential. Enjoy the peace of country-style living while still being just minutes from everyday conveniences. The spacious lot provides endless possibilities — whether you dream of outdoor entertaining, planting your garden, or simply enjoying the extra space around you. The home offers a solid layout with great bones and plenty of opportunity to make it your own. With a little vision, this property can truly shine. If you’ve been searching for space, privacy, and the chance to create something special, this Ham Lake property is one you won’t want to miss.

1863 164th Lane NE, Ham Lake

Listing courtesy of RE/MAX Results.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.