Ham Lake Homes under $750,000

Welcome to Ham Lake, Minnesota – a charming city nestled in Anoka County, where suburban tranquility meets the great outdoors! Known for its picturesque landscapes, friendly community, and a plethora of recreational activities, Ham Lake is the perfect place to call home. With its serene lakes, lush parks, and winding trails, residents enjoy a lifestyle that beautifully balances relaxation and adventure.

Ham Lake is ideal for families, retirees, and everyone in between. The city boasts excellent schools, a strong sense of community, and a variety of local amenities, including shops, restaurants, and seasonal events that bring neighbors together. Whether you’re taking a leisurely stroll around the lake or enjoying a weekend picnic in one of the many parks, you’ll quickly discover why so many choose to settle in this delightful locale.

For those looking to buy a home in Ham Lake, you’ll be pleased to know that there are numerous options available under $750,000. From charming single-family homes with spacious yards to modern townhouses and split-levels, the real estate market here offers something for everyone. Many of these homes feature contemporary designs, ample living space, and beautiful outdoor areas perfect for entertaining or relaxing after a long day.

With a vibrant community spirit and a variety of housing options, Ham Lake is not just a place to live; it’s a place to thrive. Come explore the possibilities and find your dream home in this idyllic Minnesota city!

Newest Ham Lake Homes under $750,000

$620,000

5 Beds ⋅ 4 Baths ⋅ 7147100 MLS

This 2002-built two-story home offers the space, layout, and extras that are hard to find, with 5 bedrooms, 4 baths, and a 3+ car garage on 2+ acres. With four bedrooms and the laundry conveniently located on the upper level, the home is designed with everyday living in mind. The main level features an oversized family room that runs from front to back, creating a great gathering space with plenty of room to spread out. The kitchen is wonderfully laid out with a center island, good storage, and a pantry, while a main-floor office just off the front entry provides a perfect spot for working from home or managing the day-to-day. Head downstairs and the finished space continues with a fifth bedroom, ¾ bath, and a huge L-shaped family room. There is also an additional flex space that would work great as a playroom, exercise area, craft room, hobby space, or just about anything else you can dream up. The mechanical room provides convenient access to the garage, making trips in and out especially easy. And then there’s the outside… over 2 acres of yard and woods to enjoy, with plenty of room to roam, play, entertain, or simply relax. The deck and patio both overlook the property, and a firepit creates the perfect spot to gather with friends and family. Add in the hot tub hookup, 12-foot garage ceilings, extra parking for vehicles, and a brand-new roof, and this home brings a whole lot to the table. It’s a great combination of space, functionality, and outdoor living with plenty of room for whatever life throws your way. FYI - This home previously was under contract twice, but neither transaction ultimately closed due to circumstances unrelated to the home itself. More info available if needed....

2723 174th Avenue NE, Ham Lake

Listing courtesy of RE/MAX Results.

$599,900

5 Beds ⋅ 4 Baths ⋅ 7147438 MLS

Wake up surrounded by mature trees, unwind in the privacy of your own 2.7-acre retreat, and enjoy recreation just beyond your backyard. A charming covered front porch welcomes you into a vaulted foyer and a light-filled living room framed by generous windows. The sunny dining area opens directly to the deck, creating an easy flow for morning coffee, outdoor meals, and relaxed entertaining. At the heart of the home, the kitchen features counter seating, a center island, abundant oak cabinetry, hardwood floors, and updated lighting. A main-level bedroom and full bath offer ideal flexibility for overnight guests, multigenerational living, or a private home office. Upstairs, the updated primary suite feels like a true escape, complete with stylish LVP flooring, a generous walk-in closet, a full bath, a warm wood accent wall, and access to a private balcony—an inviting spot to enjoy the peaceful wooded setting. Three additional spacious bedrooms, each with a double closet, provide room for family, guests, hobbies, or work-from-home needs. The versatile lower level is designed for everyday living and memorable gatherings, with a comfortable family room, dry-bar kitchenette, ¾ bath, two flexible rooms with egress windows and large closets, and plentiful utility-room storage. Comfort comes naturally in every season with energy-efficient geothermal heating, central air, and ceiling fans throughout. Thoughtful improvements—including a roof and windows replaced in 2021 and a new septic system planned for fall 2026—add confidence for the years ahead. Outside, the fenced backyard creates a welcoming setting for pets, play, gardening, and evenings under the trees. The oversized 2.5-car garage includes a workshop area, offering plenty of space for projects, gear, and storage. Here, nature and an active lifestyle come together. Watch wildlife move, then step out to adjoining 20-acre Lions Park for tennis, pickleball, volleyball, ball fields, soccer and football, a playground, and walking trails. With convenient access to Highway 65, local shops and restaurants, Bunker Hills Regional Park and Golf Course, and Carlos Avery Wildlife Management Area, this property offers the rare combination of space, serenity, everyday convenience, and year-round recreation—right at home.

1330 157th Avenue NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$399,900

2 Beds ⋅ 1 Baths ⋅ 7112750 MLS

Welcome to this charming Ham Lake property offering a convenient location and 5 wooded acres of privacy and space! This 2-bedroom home features a main-level full bath and a main-floor flex room that is non-conforming due to the lack of a closet. Enjoy the warmth and character of hardwood flooring underneath the newer carpet in the living room and dining room. The unfinished basement provides excellent potential for additional living space, a recreation room, home office, or storage, ready for you to maximize and make your own. A standout feature is the impressive 3-car detached garage, built in 2021, measuring approximately 35x31. The fully finished garage includes in-floor heat, a floor drain, and plumbing in place for water, just connect it to the waterline. Recent 2026 improvements include a new septic system, paver driveway and patio, fresh landscaping, and a new refrigerator. With 5 wooded acres, there's plenty of room to enjoy the outdoors while remaining conveniently located near area amenities. A great opportunity to enjoy acreage, privacy, and valuable updates in Ham Lake!

4407 Crosstown Boulevard NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$519,900

3 Beds ⋅ 3 Baths ⋅ 7139245 MLS

Welcome home to 14329 Rochester Street NE, a rare gem offering the ultimate combination of effortless main-floor living and immense space. Blending single-level daily convenience with the footprint of a large home, this beautifully maintained property boasts 3 bedrooms, 3 bathrooms, and over 3,000+ total finished square feet across two sprawling levels. The main level welcomes you with an open-concept layout bathed in natural light, showcasing a spacious kitchen with warm oak cabinetry, a functional center island, and a separate, sunlit eat-in dining area framed by a beautiful bay window. This entire floor is thoughtfully designed around true main-level functionality, keeping the primary suite, core living spaces, and laundry facilities all on one level for ultimate convenience. The living area is anchored by a cozy gas fireplace. Outdoor living is a dream here, featuring two distinct decks positioned to maximize the property's exceptional privacy: a dedicated grill deck conveniently located right off the kitchen for effortless outdoor cooking, plus a massive 14x14 main deck off the back—perfect for entertaining, relaxing, and taking in the beautiful, serene views of the sprawling green space and mature tree line behind the home. Downstairs, the finished lower level dramatically expands your living space. This level features a second gas fireplace and an open layout perfect for a family room, exercise area and more. It also has a third bedroom and a 3/4 bathroom, creating a highly desirable, private retreat for visiting guests. You will also find a separate, dedicated storage room to keep seasonal gear and household items tucked away. Storage, projects, and cold Minnesota winters are a breeze with the attached 2.5-car heated and insulated garage, providing the ultimate year-round comfort and space for vehicles, tools, or hobbies. This property offers an incredible combination of massive square footage, serene wooded views, and functional luxury in a highly desirable Andover/Ham Lake neighborhood.

14329 Rochester Street NE, Ham Lake

Listing courtesy of Coldwell Banker Realty.

$447,900

3 Beds ⋅ 2 Baths ⋅ 7135009 MLS

Look No Further... Wow This original one owner home has been an Extremely Cared For property inside & out. Updates Include Windows, AC, Furnace, New Well 4 yrs, and Septic 5 years. 2nd Driveway Approach off of Radisson. 48'x30' Pold bldg, Which Offers Both Heated and Cold Storage, & 220 AMP, Tile baths, Two Fireplaces, Hardwood Floors, Deck & Patio. This is a Must See. See Gorgeous Property you will Absolutely Love this setting, Move in and Enjoy!

13959 Radisson Road NE, Ham Lake

Listing courtesy of Counselor Realty, Inc..

$579,900

5 Beds ⋅ 4 Baths ⋅ 7134892 MLS

WELCOME HOME! Beautifully updated 5BR/4BA Modified two story, offering an exceptional combination of space, privacy, entertaining areas and a gorgeous, wooded setting! From the moment you arrive, you'll appreciate the pride of ownership and extensive list of recent improvements. The entire home has been freshly painted inside & out, with NEW carpet throughout, updated flooring, NEW garage doors & track systems, freshly seal-coated driveway, stained concrete walkways/apron and a completely rebuilt deck featuring new flooring, rails & stairs! Step inside to an inviting, spacious floor plan featuring a large kitchen with granite countertops, tile backsplash, updated appliances and wood-look laminate flooring, formal & informal dining areas, main-level family room with fireplace, main-floor laundry and plenty of room to spread out. With 5 bedrooms, 4 bathrooms and a finished walkout lower level, this home offers exceptional flexibility for family, guests, home office, recreation and entertaining. Outside is where this property truly shines! Mature trees create a wonderfully private setting surrounding beautifully landscaped upper & lower ponds accented by boulders and a fountain—your own peaceful backyard retreat. Enjoy summer evenings from the expansive deck overlooking the property or entertain inside and out with ease. Major improvements over the years include a newer furnace, 2019 roof, updated kitchen and baths, replacement appliances, water softener, well pump, pressure tank & control unit, septic lift pumps, recently pumped/serviced septic system, inground sprinkler system, updated lighting, fixtures and hardware throughout, plus much more. Beautifully maintained, extensively updated and truly move-in ready—this is the one you've been waiting for!

14927 Harpers Street NE, Ham Lake

Listing courtesy of RE/MAX Professionals.

$90,000

2 Beds ⋅ 2 Baths ⋅ 7133912 MLS

Welcome to this fully remodeled mobile home in Ham Lake! This beautifully updated home features granite kitchen countertops, a spacious kitchen island, and a ceiling vent above the island. The living room and bedrooms offer elegant tray ceilings with LED lighting, while the updated bathrooms add modern style and convenience. Enjoy fresh paint throughout, newer windows, a newer roof, and beautiful new laminate flooring throughout the home. A brand-new shed located behind the home provides excellent storage for lawn equipment and more. The property also includes parking for up to two cars and is conveniently located near shopping, dining, parks, and major roadways. Schedule your showing today!

1017 Meadow Lane NE, Ham Lake

Listing courtesy of Home Sellers.

$349,900

4 Beds ⋅ 2 Baths ⋅ 7132586 MLS

Thoughtfully updated 4-bedroom, 2-bathroom Ham Lake home offering 1,804 finished square feet. The main level features a spacious living room with brick accents, built-ins, and a cozy fireplace. The refreshed kitchen includes granite countertops, newer appliances, freshly painted cabinetry, and updated hardware. Both bathrooms have been refinished with updated fixtures, flooring, and plumbing. The finished lower level offers two additional bedrooms and a comfortable family room with a freestanding gas fireplace. Outside, enjoy a private, fully fenced backyard with mature trees, established landscaping, gardens, a fire pit, and a spacious storage shed. Additional highlights include a roof replaced less than three years ago, durable aluminum siding, a freshly painted multi-level deck, oversized concrete patio, heated and insulated two-car garage, three-car-wide driveway, and no HOA.

3035 165th Lane NE, Ham Lake

Listing courtesy of RE/MAX Results.

$650,000

5 Beds ⋅ 4 Baths ⋅ 7109656 MLS

Rare, incredible opportunity in Ham Lake! Nestled on an 4.4-acre private, park-like setting, this exceptional property offers the perfect blend of peaceful country living and convenient access to city amenities. The beautifully landscaped grounds feature lush gardens, berry bushes, winding paths, a firepit, and plenty of space to relax and enjoy nature. This spacious home offers 5 bedrooms and 4 bathrooms, including 4 bedrooms on one level. The owner's suite features a private ensuite bathroom and walk-in closet. A standout feature is the main-level mother-in-law suite, complete with its own full kitchen and private entrance through the garage, making it ideal for multigenerational living, guests, or a potential rental/income opportunity. Inside, you'll find natural hardwood floors, six-panel doors, and a functional layout designed for everyday living. The kitchen features granite countertops, a tile backsplash, stainless steel appliances, and is conveniently located near the main-level laundry room. Enjoy the outdoors from the screened-in porch with a new skylight or the freshly stained deck overlooking the stunning backyard. The expansive lower level offers multiple family room spaces and an abundance of storage, providing flexibility for recreation, hobbies, or entertaining. Recent updates include a brand-new roof, a new septic system to be installed prior to closing, a freshly stained deck, and a newly sealed driveway. Experience the privacy of your own retreat while enjoying an outstanding Ham Lake location just minutes from the conveniences of the Twin Cities!

14829 Madison Street NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$384,900

3 Beds ⋅ 2 Baths ⋅ 7119565 MLS

Nestled on a beautiful lot just one block from Coon Lake, this well-maintained walkout rambler offers the perfect combination of comfort, updates, and location. The main level features two bedrooms, a full bathroom, a spacious living room, an inviting kitchen with granite countertops, dining area, and a bright four-season porch overlooking the backyard. The finished walkout lower level includes a large family room with a bar, a third bedroom, a 3/4 bathroom, and direct access to the stamped concrete patio, making it an ideal space for entertaining or relaxing. Numerous updates provide peace of mind, including vinyl siding (2013), roof (2016), concrete driveway, sidewalk and stamped patio (2017), kitchen flooring, granite countertops and appliances (2018), furnace and central air (2020), all new windows (2022), Commers water softener system (2023), and new washer, dryer, and refrigerator (2026). Enjoy the benefits of a quiet setting just steps from Coon Lake with easy access to recreation, boating, and everything Ham Lake has to offer.

17452 Hiawatha Beach Drive NE, Ham Lake

Listing courtesy of RE/MAX Results.

$699,900

3 Beds ⋅ 2 Baths ⋅ 7091870 MLS

Introducing The Cassey, a brand-new rambler floor plan thoughtfully designed for one-level living. Nestled on a spacious homesite in Ham Lake and located within the highly sought-after Andover School District, this new construction home is move-in-ready. The inviting layout features 3 bedrooms and 2 bathrooms, with all bedrooms conveniently located on the main level. The private primary suite offers a walk-in tile shower, double sinks, and a generous walk-in closet. Mid-level walk-out with direct backyard access. The main level showcases an open-concept design filled with natural light. The kitchen is completed with quartz countertops, a large center island, and seamless flow into the dining and living areas. Gather around the stone-surround fireplace or enjoy the nearby parks and trails. Additional highlights include a convenient main-level laundry room, an oversized 4-car garage with ample space for vehicles, storage, or hobbies, and an unfinished lower level ready for future bedrooms, a family room, or the custom space you’ve always envisioned. Be among the first to experience this exciting new floor plan.

883 174th Avenue NE, Ham Lake

Listing courtesy of Keller Williams Classic Realty.

$444,900

2 Beds ⋅ 3 Baths ⋅ 7111804 MLS

Ideal 1-level living with basement. Semi-detached townhome. The only common wall with the neighbor is between the garages. Large 30 x 24 garage with golf cart access door in the back. There are 2 doors into the house from the garage. One leads to the mudroom with washer and dryer. The other leads right into the kitchen for easy grocery delivery. New carpet in 3 rooms. Freshly buffed hardwood floors. Fresh paint. Main level owner's suite with newly remodeled bathroom with walk-in shower and bench. Sunroom overlooking pine trees and perennial garden. Pine cabinets and bookshelves give an "up north" cabin feel. French doors lead into the office on the main level and also the family room on the lower level. Generously sized walk-in-closets in all bedrooms. Two unfinished storage areas in the basement. Hummingbirds, wood ducks, and deer are regular visitors to the backyard.

13637 Pierce Street NE, Ham Lake

Listing courtesy of National Realty Guild.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.