Saint Cloud Homes with Two Stories

Welcome Home to 937 Spruce Drive! This exceptionally well-maintained home offers a rare combination of comfortable living spaces, throughout updates and plenty of room for family and guests featuring 5-Bedrooms and 3 Bathrooms, the home provides generous space for everyday living, entertaining, and relaxation. The finished basement creates an inviting additional retreat for family time, recreation, or flexible living needs. Numerous recent improvements provide peace of mind and modern convenience including new roof (2022), vinyl siding (2023), new deck & railings (2025), new storage shed (2025), all new kitchen appliances (2024), new Greenhouse (2025), partial backyard privacy fence (2025), therapeutic walk-in soaking/jet tub (2024) & newly installed ADT security system. Nature enthusiasts will appreciate the convenient location, just a 5-minute drive to Heritage Park featuring winding wooded nature trails. A well-cared for home with extensive recent improvements and plenty of space to grow. Come see all that 937 Spruce Drive has to Offer!

937 Spruce Drive, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$150,000

5 Beds ⋅ 2 Baths ⋅ 7141854 MLS

Five Bedroom home. Sold AS-IS.

506 7th Avenue S, Saint Cloud

Listing courtesy of Ralphie's Real Estate Company, LLC.

$599,500

4 Beds ⋅ 4 Baths ⋅ 7138043 MLS

Could this fantastic property be the one? It boasts breathtaking views of the Mississippi River, with 4 bedrooms, 4 bathrooms & a huge family room w/a kitchette in the basement! With lots of extras such as an oversized lot, a jetted soaker tub & granite counter tops, it's ideal for both living & entertaining. The 2026 built home sits on 1.3 acres at the end of a no-outlet road, offering plenty of privacy while still being close to conveniences. Enjoy relaxing in your private pool & hot tub at your leisure. The property includes a spacious patio, pool deck, private launch, & fencing to protect kids &/or pets & a children's playset. Plus, the insulated garage w/epoxy flooring has 30 & 50 amp outlets, ideal for an RV or hobbies. One of the best features is the easy access to the river. Just walk down & launch your boat, kayak or tube for a relaxing float to the public access. Or throw a line in from your private dock. Whether you like adventure or to relax, this property has it all!

32688 River Vista Lane, Saint Cloud

Listing courtesy of Bridge Realty, LLC.

$398,000

4 Beds ⋅ 4 Baths ⋅ 7140477 MLS

Skip the wait for new construction—this beautiful 2025-built home is move-in ready and already has the finishing touches in place! Featuring 4 bedrooms, 4 bathrooms, and a thoughtfully designed layout, the home offers modern finishes, spacious living areas, and plenty of room for everyday living and entertaining. The seller has already invested in professional sod installation, giving you an established yard without the added expense or hassle. Enjoy the feel and peace of mind of a nearly new home without starting from scratch. Come see everything this home has to offer!

977 45th Avenue NE, Saint Cloud

Listing courtesy of RE/MAX Results.

$151,000

3 Beds ⋅ 2 Baths ⋅ 7140033 MLS

Affordable & Full of Character! This charming 3-bedroom home offers timeless character, beautiful hardwood floors and open stairway. Enjoy the welcoming front porch—spacious enough for your favorite swing and the perfect place to relax and enjoy the outdoors. The property also features lawn sheds and a yard filled with wildflowers and wild violets, along with an established butterfly garden, asparagus, and apricot tree. ~ Solar panels add energy efficiency and extra value! This is a wonderful opportunity to own an affordable home filled with character, charm, and a truly special outdoor space!

56 Mckinley Place N, Saint Cloud

Listing courtesy of Aurora Group LLC.

$419,900

4 Beds ⋅ 4 Baths ⋅ 7139573 MLS

Welcome to 1210 Millstone Court, an inviting 4 bedroom, 4 bathroom two story home nestled in the desirable Mill Creek neighborhood of St. Cloud. Set on a quiet cul-de-sac, this well-maintained home offers a thoughtfully designed floor plan, beautiful landscaping, and a private backyard with a spacious paver patio ideal for both relaxing and entertaining. The main level welcomes you with a bright, comfortable living room featuring abundant natural light and a cozy fireplace. A separate family room provides additional space for everyday living, while the formal dining room creates an inviting setting for gatherings and special occasions. The kitchen offers an eat-in dining area, center island, stainless steel appliances, generous storage, along with a patio door providing easy access to the backyard. Convenient main floor laundry completes the level. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a large ensuite featuring dual sinks and a relaxing corner tub. The lower level includes a fourth bedroom with its own private bathroom featuring a beautifully tiled shower, plus additional finished space that can be used for recreation, relaxation, or entertaining. The attached 3 stall garage offers plenty of room for vehicles, storage, and everyday essentials. Outside, the private backyard is enhanced by mature landscaping and a generous paver patio, creating a wonderful space to enjoy the outdoors. As a resident of Mill Creek, you’ll also enjoy access to the neighborhood association pool perfect for summer fun and making the most of the warmer months. With its spacious floor plan, multiple living and entertaining spaces, private outdoor setting, 3 stall garage, neighborhood pool access, and desirable St. Cloud location, 1210 Millstone Court is a wonderful place to call home.

1210 Millstone Court, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$239,900

3 Beds ⋅ 2 Baths ⋅ 7139468 MLS

Step back in time and experience the charm of this remarkable 1888 brick Gothic Revival home, beautifully showcasing the craftsmanship of a bygone era. The main level offers a spacious and functional layout featuring a generous kitchen and dining area, family room, living room, and a convenient ¾ bath with main-floor laundry. Upstairs, you’ll find a spacious primary bedroom with a walk-in closet, two additional generously sized bedrooms, and a full bathroom. One of the home’s most charming features is the enclosed front porch. Outside, an oversized detached two-stall garage with a dedicated shop area provides plenty of room for vehicles, hobbies, projects, and additional storage. Centrally located near downtown with convenient access to restaurants, shopping, entertainment, and area amenities, this distinctive home offers a wonderful combination of generous living spaces, and everyday functionality. A truly unique property that has stood the test of time and is ready for its next chapter!

1321 2nd Street N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$319,000

6 Beds ⋅ 3 Baths ⋅ 7135800 MLS

Charming multi-family property with exceptional curb appeal and income-producing in a convenient downtown St. Cloud location! This well-maintained property offers three levels of living space, making it an ideal addition to an investor portfolio or an owner-occupant seeking supplemental income. The main level is owner-occupied and offers two bedrooms, one bathroom, kitchen, dining and living areas, laundry, a front porch, and a 2-stall garage. Potential income $1,700-$1,900 per month. The upper level features three bedrooms, currently rented separately, along with a shared kitchen, living room, stacked laundry, bathroom and balcony. Current monthly bedroom rents total $1,725. The lower level rents for $900/month (Friends living there, Potential $1,000-$1,200) and is configured as a one-bedroom with a walk-in closet and office nook, kitchen, bathroom, living room and laundry/utility room. Additional highlights include six off-street concrete parking spaces, a low-maintenance stucco exterior, updated plumbing (2008) and electrical (2008) throughout all three levels, and dedicated electrical panels for each level. 75 year Architectural shingles were installed in 2005. Each unit has a washer and dryer, thermal-pane tilt-in windows (2008), and solid wood doors in 2010. Excellent location within easy proximity to downtown amenities, Lake George, SCSU, and public transportation. Don't miss this versatile and income-producing opportunity!

420 6th Avenue S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$179,000

5 Beds ⋅ 3 Baths ⋅ 7138951 MLS

Welcome to 621 8th Ave N, a spacious 5-bedroom, 3-bath home offering 2,762 finished sq ft with excellent potential. The large kitchen features abundant cabinet space, while three kitchen areas offer flexible living or investment possibilities. Recent updates include a steel roof approximately 6–7 years old and HVAC around 5 years old. The property also features two furnaces, central air, and two electrical meters. With its generous size and versatile layout, this home is ready for your vision. Property sold AS-IS

621 8th Avenue N, Saint Cloud

Listing courtesy of Jeff Hagel.

$351,000

4 Beds ⋅ 3 Baths ⋅ 7138534 MLS

Discover an incredible opportunity in the welcoming community of Southern Ridge. Individuals earning less than $95,200 are eligible to purchase this home and may receive up to $66,000 in forgivable assistance creating a rare chance to significantly reduce your out-of-pocket costs while stepping into a beautiful new construction home! Thoughtfully crafted by Lumber One, this stunning two-story residence blends timeless quality with modern, low-maintenance living. Step inside to an inviting foyer and open-concept main level where the living room flows seamlessly into the dining area with access to the back patio and kitchen perfect for everyday living and effortless entertaining. The kitchen shines with sleek granite countertops, ample cabinetry, and functional design that makes gathering easy. A convenient half bath, main-floor laundry, and spacious walk-in mudroom closet add practicality to daily life. Upstairs, you’ll find four bedrooms all on the same level, including a private primary suite complete with its own full bath. An additional full bath comfortably serves the remaining bedrooms. Outside, enjoy maintenance-free vinyl siding paired with attractive stone accents that give the home a premium, custom-built feel with lasting curb appeal. Located just 2 miles from Tech High School and Stride Academy with quick access to I-94, this location offers convenience for commuting, schools, shopping, and more. Opportunities like this don’t come around often for a brand new home paired with up to $48,000 in forgivable assistance makes Southern Ridge a community you’ll want to explore!

2087 41st Street S, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$351,000

4 Beds ⋅ 3 Baths ⋅ 7138535 MLS

Discover an incredible opportunity in the welcoming community of Southern Ridge. Individuals earning less than $95,200 are eligible to purchase this home and may receive up to $66,000 in forgivable assistance creating a rare chance to significantly reduce your out-of-pocket costs while stepping into a beautiful new construction home! Thoughtfully crafted by Lumber One, this stunning two-story residence blends timeless quality with modern, low-maintenance living. Step inside to an inviting foyer and open-concept main level where the living room flows seamlessly into the dining area with access to the back patio and kitchen perfect for everyday living and effortless entertaining. The kitchen shines with sleek granite countertops, ample cabinetry, and functional design that makes gathering easy. A convenient half bath, main-floor laundry, and spacious walk-in mudroom closet add practicality to daily life. Upstairs, you’ll find four bedrooms all on the same level, including a private primary suite complete with its own full bath. An additional full bath comfortably serves the remaining bedrooms. Outside, enjoy maintenance-free vinyl siding paired with attractive stone accents that give the home a premium, custom-built feel with lasting curb appeal. Located just 2 miles from Tech High School and Stride Academy with quick access to I-94, this location offers convenience for commuting, schools, shopping, and more. Opportunities like this don’t come around often for a brand new home paired with up to $48,000 in forgivable assistance makes Southern Ridge a community you’ll want to explore!

2075 41st Street S, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$429,900

6 Beds ⋅ 2 Baths ⋅ 7138879 MLS

THIS IS THE ONE! If you’re looking for more space, look no further! Tucked inside Paradise Park in South St. Cloud. This beautiful 6-bedroom, 2-bath rambler, built in 2015, has everything you’ve been looking for. Step inside a huge kitchen and open-concept living space. The lower level offers additional bedrooms, a full bath, and plenty of extra living space. Major Updates: New carpet (2026), New roof (2025), New kitchen, appliances, bathrooms, flooring, and new fence (2025). Enjoy the huge fenced backyard, peaceful neighborhood, and wide open space all while being just minutes from shopping and everyday conveniences. Quick close available.

1814 Clearwater Road, Saint Cloud

Listing courtesy of Goodir Realty Inc.

Saint Cloud Homes with Two Stories

Newest Saint Cloud Homes with Two Stories