Saint Cloud Homes with Two Stories

Welcome to the vibrant city of Saint Cloud, located in the beautiful state of Minnesota. Known for its rich history and community spirit, Saint Cloud offers a perfect blend of urban amenities and natural beauty.

If you are looking for homes with two stories in Saint Cloud, you are in for a treat! True to its traditional charm, Saint Cloud boasts a variety of homes with two stories that exude character and elegance. From cozy bungalows to spacious family homes, you will find a range of options to suit your style and needs.

Living in a two-story home in Saint Cloud offers not just additional space but also a sense of privacy and separation between living and sleeping areas. Imagine relaxing in your spacious living room downstairs while the kids enjoy their playtime in the bedrooms upstairs. With well-designed layouts and thoughtful details, two-story homes in Saint Cloud are perfect for modern living.

Whether you are drawn to the historic neighborhoods or the newer developments, Saint Cloud has something for everyone. Explore the real estate market in Saint Cloud to find your dream two-story home and experience the best of city living in this charming Midwestern gem.

Newest Saint Cloud Homes with Two Stories

$165,000

2 Beds ⋅ 2 Baths ⋅ 7113915 MLS

Welcome. This inviting home offers an open floor plan; the kitchen is bright & functional, featuring oak cabinetry, walk-in pantry, & a convenient breakfast bar that leads to the main living area. Appreciate your oversized primary bedroom, plus both bedrooms offer generous walk-in closets for plenty of storage. Enjoy the convenience of upper-level laundry, along with several thoughtful updates throughout the home. Step outside to your private back patio, an ideal space to unwind or enjoy your morning coffee. The property also features an in-ground sprinkler system, and lawn maintenance and snow removal are taken care of, giving you more time to enjoy your home and less time on upkeep. Updates: Dryer & Dishwasher (2024), Furnace (2021), Water Heater (3 months old), AC (7/2026). Don't miss this move-in-ready home that combines comfort, convenience, and low-maintenance living.

939 Cypress Road Unit 41, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7115917 MLS

Very attractive 3 bedroom 2 bath town home in a great south side location with walking path! Many updates including newer paint through ought, all stainless updated appliances, kitchen with breakfast bar. Back yard patio with privacy. New furnace installed at the beginning of 2026. Spacious rooms with large walk in closet in master bedroom. ***Note - Co-listing agent is owner. This property cannot be used as a rental property.

1685 33rd Circle S, Saint Cloud

Listing courtesy of Intersate 1 LLC.

$225,000

4 Beds ⋅ 2 Baths ⋅ 7112660 MLS

Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity. The spacious main-level unit features 3 bedrooms, 1 full bathroom, beautiful hardwood floors, original oak trim, a generous kitchen with a dinette area, and a large bonus family room/seasonal porch offering additional living space. This unit is clean, move-in ready, and was previously rented for $1,250 per month. The upper-level unit offers 1 bedroom and 1 full bathroom with charming views of the surrounding neighborhood. It is currently rented for $800 per month, providing immediate rental income. The shared basement includes laundry facilities and ample storage for both units. Outside you'll find a 1-car detached garage, a private backyard, and attractive curb appeal. The property is well maintained inside and out, has a current rental license, and features reasonable 2026 property taxes of just $3,144. A turnkey duplex in a desirable location with strong rental history and excellent owner-occupant or investment potential.

1521 Garfield Court, Saint Cloud

Listing courtesy of Core Realty LLC.

$179,900

4 Beds ⋅ 2 Baths ⋅ 7115640 MLS

Northside two story in move in ready condition! This home is located close to Seberger park and all of the cities amenities. The interior of the home has been all freshly coated with paint, new flooring, metal siding, updated windows, and has a fenced in turf backyard. Very little lawn work with year round green grass!

318 19 1/2 Avenue N, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$400,000

5 Beds ⋅ 4 Baths ⋅ 7040933 MLS

Welcome to this beautifully maintained two-story home offering 5 bedrooms, 4 bathrooms, and a spacious 3-car garage with exceptional living space inside and out. From the inviting curb appeal to the thoughtfully designed floor plan, this home blends comfort, functionality, and quality updates throughout. The bright main level is filled with natural light from abundant windows and features refinished hardwood floors, a spacious living room, a cozy family room with a fireplace, a private office, formal and informal dining spaces, main-level laundry, and an updated kitchen with painted cabinetry, granite countertops, tile backsplash, built-in wine rack, and stainless steel appliances. Step outside to the maintenance-free deck, stamped concrete patio, and screened cedar gazebo, creating multiple spaces to relax or entertain while overlooking the beautifully wooded backyard. Upstairs, you'll find four bedrooms, including a spacious primary suite with a walk-in closet and private bath featuring a soaking tub and separate shower. An additional 3/4 bathroom serves the remaining upper-level bedrooms. The finished lower level offers outstanding flexibility with a large recreation room, kitchenette complete with cabinetry, sink, microwave, dishwasher, and refrigerator, a fifth bedroom, a 3/4 bathroom, plus two additional flex rooms ideal for hobbies, fitness, a home office, or storage. Major updates include a hail-resistant roof, high-efficiency furnace and A/C, updated kitchen, remodeled upper-level bathrooms, refinished hardwood floors, maintenance-free deck, stamped concrete patio, screened cedar gazebo, new water heater, and attic insulation. Conveniently located near parks, walking and biking trails, pickleball courts, shopping, restaurants, healthcare, and recreation, this home offers an exceptional combination of space, thoughtful updates, and outdoor enjoyment.

1234 Mill Creek Circle, Saint Cloud

Listing courtesy of Keller Williams Classic Rlty NW.

$275,000

4 Beds ⋅ 2 Baths ⋅ 7094570 MLS

Classic 2-story home full of character and charm with beautiful original hardwood floors, 4 upper level bedrooms with a full bath, and 1/2 bath on main with a spacious and cozy living room with a wood burning fireplace. Enjoy year-round comfort in the 4-season sunroom with a freestanding gas fireplace. Durable steel siding, newer roof and water heater, and garage charging station. Lower level features a family room, abundant space for a workshop and storage plus additional space with an outdoor shed. Ideally located near the hospital, schools, parks, shopping, and more! Schedule your showing today!

1041 23rd Avenue N, Saint Cloud

Listing courtesy of Keller Williams Classic Rlty NW.

$1,125,000

7109372 MLS

Property has been a Office supply business and warehouse facility. Building is 12,600 square feet with 16,000 total finished square feet. Main floor office is approx 3720sqft with an additional 3400 office space in upper level. Warehouse space consists of 8870 square feet featuring 20ft ceilings, 2 loading docks and 1 12x14 overhead door. One nice office in warehouse w/ large inventory room & assembly area. Very nice office space on the main floor with 5 quality offices and conference room, client meeting room, break room and more. Upper level office space is very open showroom area, and approx 7-8 additional offices and work spaces. A convenient location close with strong light industrial & warehousing presence. Positioned with easy access to 33rd Street S and Roosevelt Road & I94.

1202 Sun Ridge Drive, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$180,000

3 Beds ⋅ 2 Baths ⋅ 7111063 MLS

PRICED TO SELL! - Step into the timeless charm of this classic two-story Victorian home, showcasing beautiful original woodwork, intricate architectural details, and soaring 9-foot ceilings throughout the spacious main level. The upper floor features all three bedrooms, including a generous primary suite complete with its own private bathroom. Outside, a concrete pad is already in place for a future hot tub or outdoor entertaining area. The home is equipped with 210-amp electrical service, while the kitchen and laundry appliances have all been updated within the past four years. Additional recent improvements include a central A/C system approximately two years old and a furnace replaced about four years ago. Conveniently located near shopping, dining, and everyday amenities, this property also offers the added privacy of a fenced front yard.

429 5th Avenue NE, Saint Cloud

Listing courtesy of Jeff Hagel.

$299,900

4 Beds ⋅ 3 Baths ⋅ 7110605 MLS

Welcome to this 1621 12th! Featuring 4 bedrooms, 3 bathrooms and a 2 car attached garage in St. Cloud near the Munsinger Gardens. This home is sure to please with its flowing spacious living spaces and 4 bedrooms on one level. The home features a wood burning fireplace, new LVP flooring and carpet throughout and a huge lower level family room, perfect for entertaining. This home has a sun filled four season porch located just off the kitchen with a view of the private fenced in yard and deck, perfect for enjoying all year long. A must see!

1621 12th Avenue SE, Saint Cloud

Listing courtesy of RE/MAX Results.

$150,000

3 Beds ⋅ 2 Baths ⋅ 7109861 MLS

This is a fixer-upper. It has been vacant a couple years and there are repairs to be made. It will not be possible to purchase it with anything other than cash or conventional financing.

504 Riverside Drive SE, Saint Cloud

Listing courtesy of A Trompeter Realty.

$519,900

5 Beds ⋅ 4 Baths ⋅ 7107723 MLS

Welcome to 3612 Southridge Court! Offered for the very first time, this one owner home has been lovingly maintained in immaculate condition since it was built. Nestled on a quiet cul de sac in the sought after Southwood Heights neighborhood, this beautiful two story offers 5 bedrooms, 4 bathrooms, a 3 car garage, a charming 3 season porch, and a lower level wet bar that’s perfect for entertaining family and friends. Surrounded by parks and walking trails, this is a rare opportunity to own a home that’s been truly loved and meticulously cared for.

3612 Southridge Court, Saint Cloud

Listing courtesy of Pemberton RE.

$370,000

3 Beds ⋅ 3 Baths ⋅ 7107569 MLS

Welcome to an exceptional opportunity in the Southview neighborhood of west St. Cloud. Proudly offered by its original owners, this meticulously maintained and thoughtfully updated home reflects years of pride in ownership and is ready for its next chapter. Offering more than 2,000 finished square feet, this spacious home combines timeless comfort with modern updates. The beautifully remodeled kitchen features elegant granite countertops, abundant cabinetry, and a welcoming eat-in dining area, creating the perfect space for everyday living and entertaining. The expansive main-level living room provides a warm, inviting atmosphere with gas fireplace, while the adjacent dining area opens to a relaxing three-season sunroom complete with a hot tub—your own private retreat to enjoy throughout much of the year. The upper level offers three generously sized bedrooms, including a spacious primary suite with an attractively updated private 3/4 bathroom. A convenient main-level laundry room, half bath, and versatile office or den add flexibility to accommodate today's lifestyles, whether working from home or creating additional living space. Outside, you'll appreciate the home's outstanding curb appeal with maintenance-free vinyl siding and the peace of mind that comes with a new roof installed in 2025. The oversized two-stall garage provides exceptional storage and workspace, while the impressive 0.45-acre lot offers room to spread out and enjoy the outdoors. An irrigation well supplies the in-ground sprinkler system, helping keep the lawn lush and beautiful throughout the season. One of the property's most desirable features is its incredible backyard setting, where the lot directly adjoins Southview Park, providing a peaceful backdrop, added privacy, and immediate access to green space for recreation, walking, and outdoor enjoyment. Homes offering this level of care, thoughtful updates, generous lot size, and premium park-side location are a rare find. Don't miss your opportunity to make this exceptional Southview home your own.

1830 61st Avenue N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

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