Saint Cloud Homes with Two Stories

Welcome to the vibrant city of Saint Cloud, located in the beautiful state of Minnesota. Known for its rich history and community spirit, Saint Cloud offers a perfect blend of urban amenities and natural beauty.

If you are looking for homes with two stories in Saint Cloud, you are in for a treat! True to its traditional charm, Saint Cloud boasts a variety of homes with two stories that exude character and elegance. From cozy bungalows to spacious family homes, you will find a range of options to suit your style and needs.

Living in a two-story home in Saint Cloud offers not just additional space but also a sense of privacy and separation between living and sleeping areas. Imagine relaxing in your spacious living room downstairs while the kids enjoy their playtime in the bedrooms upstairs. With well-designed layouts and thoughtful details, two-story homes in Saint Cloud are perfect for modern living.

Whether you are drawn to the historic neighborhoods or the newer developments, Saint Cloud has something for everyone. Explore the real estate market in Saint Cloud to find your dream two-story home and experience the best of city living in this charming Midwestern gem.

Newest Saint Cloud Homes with Two Stories

$225,000

4 Beds ⋅ 2 Baths ⋅ 7165762 MLS

Gorgeous 4-bedroom, 2-bathroom, 2-story home located in the sought-after north side of St. Cloud! This 1911 built home is loaded with all the necessary updates while providing the timeless charm! The main level has a huge kitchen, formal dining room, living room, primary bedroom and laundry. Upper level boasts 3 more large bedrooms, a full bathroom and extra space perfect for a second living room, play room, or in home office. Cement driveway leads to a huge two-car garage. A new, maintenance-free fence in the front yard and privacy fencing in the backyard provide ample places for kids and pets to play. Tons of updates including; All new windows, beautiful refinished wood flooring on main level, appliances, and main floor bathroom/tile shower.

223 14th Avenue N, Saint Cloud

Listing courtesy of JPW Realty.

$325,000

6 Beds ⋅ 3 Baths ⋅ 7164086 MLS

RARE INVESTMENT OPPORTUNITY – TWO HOMES ON ONE PARCEL! Discover the potential of this unique investment property located at 529 2nd Street SE in St. Cloud! Featuring two separate residences on one parcel, this property offers an excellent opportunity for investors looking to expand their rental portfolio, generate multiple income streams, or explore flexible living arrangements. The larger home features 4 bedrooms and 2 bathrooms, while the second residence offers 2 bedrooms and 1 bathroom. Both homes are currently vacant, allowing new ownership the flexibility to select tenants, establish rental terms, and begin generating income without existing lease obligations. Recent improvements include a new egress window, several additional replacement windows, multiple new doors, a new garage door, and new carpeting in the bedroom and living room. A radon mitigation system is also in place. With a combined historical rental income of $3,150 per month ($37,800 annually), this property offers attractive income potential at a listing price of $325,000. Conveniently located near shopping, dining, and other St. Cloud amenities. Two homes, one parcel, and endless possibilities for your next investment!

529 2nd Street SE, Saint Cloud

Listing courtesy of eXp Realty.

$424,900

4 Beds ⋅ 4 Baths ⋅ 7162777 MLS

Welcome to this impeccably maintained and spacious multi-level home offering comfort, style, and exceptional functionality The main level features elegant tile flooring and a seamless flow designed for both daily living and entertaining. The bright kitchen is fully equipped with sleek stainless steel appliances, a formal dining room for hosting gatherings, and a cozy fireplace anchoring the inviting family room. A convenient half bath completes the main level. Head upstairs to find all four bedrooms located on the upper level, including an expansive primary suite designed as a private retreat. The lower level boasts a generously sized finished family room , a 3/4 bathroom, and an additional flex space or non-conforming bedroom ideal for a home office, gym, or guest setup. There is a secret room above the garage. Plus the added bonus of a private well dedicated to cost-effective lawn and garden irrigation.

2608 Meadowrose Boulevard, Saint Cloud

Listing courtesy of HOMESTEAD ROAD.

$499,000

7163355 MLS

Excellent investment opportunity to purchase a fully leased commercial condo with a long term tenant in place! 3955 SF commercial condo unit. Reception area, 3 conference rooms, 9 private offices, open shared working area with kitchen and three separate unit entrances from the hallway. Common area bathrooms and elevator in the building. Bonus for downtown is a large private parking lot that is free for tenants and customers. High visibility location across from the post office with signage facing 9th Ave. Turn-key investment opportunity!

1011 2nd Street N Unit 201, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$165,000

2 Beds ⋅ 2 Baths ⋅ 7160971 MLS

Welcome to a home full of potential and possibilities! Conveniently located near Lake George in Saint Cloud, this property offers a spacious living room, a four-season porch/sunroom, a formal dining area, and a generously sized kitchen complete with a pantry and convenient access to the backyard. The fully fenced yard provides plenty of space for outdoor activities, entertaining, or simply relaxing. With some fresh paint already completed, this home is ready for its next owner to bring their vision and personal touches to life. Whether you're a first-time buyer looking to build sweat equity or someone who enjoys transforming a property into something special, this home presents a wonderful opportunity. The property is being sold as-is and would benefit from additional cleaning, cosmetic updates, and general TLC. With its functional layout, desirable features, and convenient location near shopping, dining, parks, and everyday amenities, this home has the potential to shine once again. Bring your ideas and imagine the possibilities!

1318 2nd Street S, Saint Cloud

Listing courtesy of eXp Realty.

$265,000

5 Beds ⋅ 4 Baths ⋅ 7160766 MLS

Over 3 acres of land, timeless brick architecture, and endless possibilities to make this property your own! This expansive 5-bedroom, 4-bathroom home offers an impressive amount of space both inside and out. A generous living room centers around a wood-burning fireplace, while the formal dining room and separate breakfast area in the kitchen provide options for both entertaining and everyday meals. The finished lower level adds even more versatility with a large family room or recreation area, plus abundant storage. Outside, the fenced-in backyard features a covered patio, perfect for relaxing or outdoor gatherings, along with a storage shed. An attached 2-car garage adds to the appeal. With its classic brick exterior, generous living spaces, and acreage setting, this property is ready for your personal touches and vision to bring out its full potential!

648 Roosevelt Road, Saint Cloud

Listing courtesy of Kris Lindahl Real Estate.

$390,000

5 Beds ⋅ 4 Baths ⋅ 7160923 MLS

Space, style, and incredible outdoor living come together in this beautifully updated 5-bedroom, 4-bathroom two-story home with a 3-car garage! Step inside to discover sun-filled living spaces, refinished hardwood floors, a cozy fireplace, private office, and an updated kitchen featuring granite countertops, stainless steel appliances, and a built-in wine rack. Upstairs, you'll find four spacious bedrooms, including a primary suite with a walk-in closet and private bath with soaking tub and separate shower. The finished lower level is perfect for entertaining or everyday living, offering a large recreation room, fully equipped kitchenette, fifth bedroom, bathroom, and two versatile bonus rooms. The impressive features continue outdoors! Enjoy a maintenance-free deck, stamped concrete patio, and screened cedar gazebo overlooking a beautiful wooded backyard. Major improvements include a hail-resistant roof, high-efficiency furnace and A/C, remodeled bathrooms, new water heater, and added attic insulation. Conveniently located near parks, trails, pickleball courts, neighborhood pool, shopping, and dining, this home offers an incredible combination of space, updates, and outdoor enjoyment!

1234 Mill Creek Circle, Saint Cloud

Listing courtesy of Keller Williams Classic Rlty NW.

$149,900

3 Beds ⋅ 2 Baths ⋅ 7161021 MLS

Nestled in a quiet, established neighborhood, this charming 3-bedroom, 2-bathroom home offers comfort, convenience, and functionality. Featuring a practical layout and a 1-car garage, this property is ideally situated near St. Cloud State University, making it a great opportunity for homeowners and investors alike. Enjoy convenient access to shopping, dining, parks, schools, and local amenities while appreciating the peaceful residential setting. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home offers plenty of potential. Schedule your showing today!

1003 10th Avenue S, Saint Cloud

Listing courtesy of Partners Realty Inc..

$399,000

8 Beds ⋅ 4 Baths ⋅ 7159952 MLS

100% vacant Bank owned 4-plex with basic restoration completed for sewer/water line back up.

402 33rd Avenue N, Saint Cloud

Listing courtesy of Commercial Realty Solutions.

$199,000

4 Beds ⋅ 2 Baths ⋅ 7129089 MLS

Investment Opportunity in St. Cloud! Explore the potential of this up-and-down duplex at 120 4th Ave SE in St. Cloud, Minnesota. Offering 4 bedrooms and 2 bathrooms across two units, this property presents an opportunity for investors looking to expand their rental portfolio or owner-occupants interested in living in one unit while generating rental income from the other. Built in 1910, the property offers classic character, a full unfinished basement for additional storage or future possibilities, and a convenient location in southeast St. Cloud. Situated on approximately 0.10 acres, this property is worth a closer look for buyers seeking an investment with potential. Whether you're an experienced investor or just getting started, don't miss the opportunity to explore the possibilities this duplex has to offer!

120 4th Avenue SE, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$399,900

4 Beds ⋅ 3 Baths ⋅ 7159031 MLS

Welcome to this stunning two-story home in the sought-after Tiffany Park neighborhood. Poised on a lush, manicured corner lot, this custom-built residence by Schnettler Custom Builders showcases a fresh exterior look and meticulous attention to detail. Step inside to find a main level designed for every day living and entertaining. Rich bamboo flooring flows through the open spaces, leading you to a chef-ready kitchen equipped with granite countertops, stainless steel appliances, and dual ovens. Whether you’re hosting in the formal dining room—which easily doubles as a bright home office—or relaxing by the gas fireplace in the inviting family room, the layout feels both expansive and intimate. The transition to outdoor living is seamless. Spend your afternoons in the sun-drenched three-season porch or head out to the expansive paver patio, complete with a brick fireplace and a pergola—a perfect backdrop for evening gatherings. The half-acre lot remains vibrant and green all season long thanks to a private-well sprinkler system. Upstairs, the home offers four generous bedrooms, including a recently remodeled bath room in the primary suite. You’ll love the glass-sided tile shower, double vanity, and the organized walk-in closet. An additional updated full bath serves the upper level, ensuring comfort for everyone. The lower level adds even more versatility with a large recreation space, a dedicated exercise room or second office, rough in for a fourth bath room and massive storage capacity. Also features main floor laundry, triple-car garage, a brand-new water heater (2024), and a newer roof (2021). This is a premier opportunity to own a high-quality, beautifully updated home that is truly move-in ready.

2721 Meadowrose Boulevard, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$140,000

3 Beds ⋅ 2 Baths ⋅ 7133572 MLS

Seller is including $10k in repair credits with $140k accepted offer that closes by December 1st, 2026! *ASK FOR FULL TERMS and CONDITIONS* Bring your tools and your vision! This three-bedroom END-UNIT townhome offers a layout worth updating, a gated, private courtyard, a backyard patio, and a detached two-car garage. The spacious living room opens to the patio overlooking green space, while the main level also includes a kitchen, separate dining room, and half bath. All three bedrooms and a full bath are upstairs. Repair and refinish the lower level for recreation, hobbies, or a home office. Association-provided lawn care and snow removal simplify outdoor upkeep. A sweat-equity opportunity for a handy buyer to improve the home and make it their own. *Seller cannot make repairs before closing. Seller offers a one-year home warranty at closing for aging mechanicals, subject to plan terms and coverage limitations. Schedule a showing and bring your renovation ideas!

3420 15th Street N, Saint Cloud

Listing courtesy of Keller Williams Premier Realty.

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Saint Cloud Homes with Two Stories

Newest Saint Cloud Homes with Two Stories

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