Saint Cloud Homes with Split Entry (Bi-Level) Stories

Welcome to Saint Cloud, a vibrant city located in the heart of Minnesota. With its rich history, beautiful parks, and thriving community, Saint Cloud offers the perfect blend of small-town charm and modern amenities.

For those looking to call Saint Cloud home, the city boasts a variety of housing options, including homes with Split Entry (Bi-Level) Stories. These unique properties are characterized by their distinct two-level layout, with the entryway splitting into two separate levels upon entering the home.

Homes with Split Entry Stories in Saint Cloud offer a functional and stylish living space, with the main living areas typically located on the upper level and the bedrooms and additional living space on the lower level. This layout provides a sense of separation and privacy between the different areas of the home, making it ideal for families or those who love to entertain.

Whether you're drawn to the convenience of city living or the tranquility of the suburbs, Saint Cloud has something for everyone. Explore the diverse neighborhoods, top-rated schools, and endless recreational opportunities that make Saint Cloud a wonderful place to live.

Discover the charm and character of Saint Cloud and find your perfect home with Split Entry Stories in this welcoming city in Minnesota.

Newest Saint Cloud Homes with Split Entry (Bi-Level) Stories

$325,000

4 Beds ⋅ 2 Baths ⋅ 7137799 MLS

Welcome to 6307 18th Street N! This spacious 4-bedroom, 2-bath home offers nearly 2,400 finished square feet and sits on a beautiful .46-acre lot surrounded by mature trees. The bright, open main level features a welcoming living space, a spacious kitchen with granite countertops and custom cabinetry, and easy access to the deck overlooking the backyard. The primary bedroom offers a large walk-in closet and a convenient walk-through bath. Downstairs, you’ll find an expansive family room centered around a cozy gas fireplace with a stone surround, along with two additional bedrooms and plenty of space for relaxing, entertaining, or game nights. Outside, enjoy both a deck and aggregate patio, generous yard space, mature shade trees, and a storage shed for all you backyard needs. An attached 2-car garage and convenient St. Cloud location complete the package. With plenty of indoor and outdoor space, this home is ready for its next chapter!

6307 18th Street N, Saint Cloud

Listing courtesy of Keller Williams Integrity Realty.

$295,000

3 Beds ⋅ 2 Baths ⋅ 7137204 MLS

Few homes make an impression quite like this one, where warm brick, exposed wood beams, and a dramatic stone fireplace give the home a character all its own. Set on nearly three-quarters of an acre in Saint Cloud, the 3-bedroom, 2-bath layout features a wraparound deck and a spacious living room with vaulted ceilings, striking beams, and a wood-burning fireplace surrounded by natural stone. The kitchen offers abundant cabinetry and opens directly to the dining room for an easy connection between everyday living and entertaining. A generously sized primary bedroom provides plenty of space, while the lower-level family room adds another versatile gathering area. Outside, mature trees surround the yard and create a secluded setting with plenty of usable outdoor space. A 19x13 detached workshop/shed offers dedicated space for hobbies, tools, or projects, complemented by a second storage shed.

1308 240th Street, Saint Cloud

Listing courtesy of Kris Lindahl Real Estate.

$294,900

3 Beds ⋅ 2 Baths ⋅ 7137374 MLS

Beautifully updated and exceptionally well-maintained! This home has seen numerous thoughtful improvements inside and out. The kitchen features beautiful white cabinets, granite countertops and slate backsplash and SS appliances. You'll find hard-surface flooring throughout the home make clean up a breeze and easing hidden allergens that can come from carpets. Approx. 1/2 of the windows have been replaced and all have newer blinds. You'll love the living spaces throughout including a spacious kitchenette/bar area for maximizing entertaining in the lower level. The maintenance-free deck and patio provide a great place to relax or entertain. There's even a fenced in spot for your pup with turf for easy cleanup and maintenance! New driveway and sidewalk in 2025, new shingles and A/C in 2026, plus a new water heater in 2025. The furnace is serviced annually. With so many major updates already completed, this home is truly move-in ready and offers peace of mind for years to come!

2550 43rd Avenue S, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$290,000

3 Beds ⋅ 2 Baths ⋅ 7134721 MLS

Welcome to 2910 Crescent Ridge Trail, a beautifully updated home in Saint Cloud that truly checks all the boxes! Featuring 3 spacious bedrooms, 2 full bathrooms, and rich hardwood floors throughout, this home is bathed in natural light to create a warm and lively ambiance. The 1,057 sq. ft. main level flows seamlessly into a bright living area and modern kitchen, while an additional 960 sq. ft. finished basement offers endless flexibility for a home theater, recreation room, or private gym. A freshly painted interior and an attached finished 2-car garage make this property completely turn-key and ready for living. Set on a breathtaking lot, the outdoor space features an expansive back deck overlooking a lush green lawn, ideal for weekend entertaining and peaceful relaxation. Beyond the peaceful neighborhood setting, you will enjoy unrivaled convenience with top-rated schools, vibrant dining, and daily shopping just minutes from your front door. Whether you are hosting guests indoors or enjoying the scenic backyard, this exceptional residence combines space, style, and location into one perfect package.

2910 Crescent Ridge Trail, Saint Cloud

Listing courtesy of Savvy Avenue, LLC.

$479,900

4 Beds ⋅ 2 Baths ⋅ 7133941 MLS

Don’t miss this rare opportunity to own your dream home in the unique and highly desirable Sherwood Shores Property Owners Association! Ideally located just 11 miles from downtown St. Cloud and 10 miles from Clearwater Travel Plaza, this property offers convenient access to I-94 and an easy commute to the Twin Cities. Sherwood Shores is a truly special community, offering residents access to three private lakes—Pickerel, Long, and Round—with boat launching privileges. Enjoy a community picnic shelter with modern facilities, tennis and pickleball courts, and paved walking, hiking, and biking trails throughout the neighborhood. The annual association fee is an incredible $200. Immaculately maintained and set on 1.45 acres of beautifully landscaped and irrigated park-like grounds, this modified split features 4 bedrooms and 2 bathrooms, with two bedrooms and one bathroom on each level. One of the home's standout features is the impressive 20' x 26' bonus/trophy room, complete with vaulted ceilings and gorgeous knotty-pine walls and ceiling. Whether you're entertaining guests, relaxing with family, pursuing hobbies, or displaying prized collections, this versatile space is sure to impress. The adjoining family room features a wood-burning fireplace and wet bar, creating an inviting lower-level retreat that you'll want to gather in year-round. Step outside and enjoy beautifully landscaped grounds with fenced vegetable and perennial gardens, mature shade trees, and two apple trees. A second detached garage with workshop space provides abundant room for recreational toys, hobbies, storage, and projects. Recent Improvements 2026: New septic system, central A/C, and garage door opener 2025: Kinetico soft water system refurbished 2024: New roof 2019: Well pump 2018: Windows throughout 2017: Furnace 2015: Updated bathrooms 2014: Water heater Life at Sherwood Shores is all about enjoying the outdoors and making memories. Spend your summers boating, fishing, kayaking, paddleboarding, canoeing, hiking, and biking. Gather with family and friends for picnics, community-sponsored events, and outdoor activities, all while enjoying the peace and space that comes with acreage. With its 1.45-acre setting, extensive updates, spacious and versatile living areas, additional garage/workshop, and exceptional recreational amenities, this property offers a rare combination of comfort, value, privacy, and community. Come see for yourself why Sherwood Shores is such a special place to call home!

6992 43rd Avenue SE, Saint Cloud

Listing courtesy of Hewitt Jackson Real Estate.

$345,000

4 Beds ⋅ 3 Baths ⋅ 7135859 MLS

Welcome home to this spacious and beautifully refreshed 4-bedroom, 3-bath home! The interior has been freshly painted throughout and features brand-new carpet throughout, creating a clean, modern, move-in-ready feel. The main-level full bath has also been updated with new LVT flooring, and the kitchen showcases stunning white granite countertops that complement the stained oak cabinetry beautifully. The large kitchen offers plenty of workspace and storage, a generous snack bar, and a full set of stainless steel appliances—perfect for everyday living and entertaining. The spacious primary suite features its own private bath and a large walk-in closet, while the other three bedrooms also offer generously sized walk-in closets. The home is fully finished on both levels, with a very large lower-level family/rec room providing plenty of space for entertaining, relaxing, or recreation. A large-volume entry and vaulted ceilings on the main level create an open, welcoming feel, while LED lighting throughout adds a bright, modern touch. Outside, you'll find a large double garage with an 18-foot garage door and opener, making it especially convenient for getting two vehicles in and out. The garage is fully sheetrocked with insulated walls. A concrete driveway and freshly sodded lot complete the package. With its fresh interior updates, spacious layout, abundant storage, and excellent garage space, this home is truly move-in ready and ready to impress!

1121 Yellowstone Avenue, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$365,000

4 Beds ⋅ 2 Baths ⋅ 7098374 MLS

Situated on a spacious 1/2 acre lot, this well maintained home with a new roof features a granite foyer, new kitchen appliances, and a cozy family room with 2x6 studded walls and a fireplace, in-floor heat, and mini-split system. The dining area opens to a deck overlooking the backyard. The primary bedroom offers his-and-her closets, while ceiling fans throughout the home and garage provide added comfort. Office area or gym located on the lower level in addition to the four bedrooms. Heated garage with in-floor heat plus a 12x12 shed with a concrete floor complete this exceptional property.

6637 229th Street, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$287,500

3 Beds ⋅ 2 Baths ⋅ 7132126 MLS

Exceptional and spacious fully finished 3 bedroom 2 bath home in the South St Cloud Crestview neighborhood which is known for it's wildlife close by and nature views. Private views of the impressive large backyard from your deck are a perfect setting for enjoyable and comfortable living. Lower level includes a sauna and billiards table that will remain with home. Newer furnace (2023) and AC (2024). Well water for irrigation. Concrete driveway. This is home!

1827 Haller Way, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$324,900

4 Beds ⋅ 2 Baths ⋅ 7133578 MLS

This northside gem is turn key and waiting for you to call it home. Pride of ownership is evident in this 4 bed, 2 bath home with many updates and tasteful finishes. LVP flooring throughout and all of the kitchen appliances and furnace, AC and water heater are 2023 or newer. The roof is 3 years old and the new (2026) composite deck with aluminum spindles and handrails overlooks the tree lined and private backyard. The lower level hallway and bedrooms are newly painted for a fresh look. The lower level family room has been uniquely finished and is ready for fall evenings to cozy up by the gas fireplace with a beautiful stone hearth and surround. All of the deferred maintenance boxes are checked! There is also an abundance of storage closets, crawl space storage and nice size bedroom closets for all of your storage needs. The almost 1/2 acre large and mature lot is well manicured and outlined with beautiful trees. An auxiliary drilled well for watering, allows for a beautiful looking lawn all summer long with no cost for city water. The extra wide concrete driveway and additional parking space is convenient for vehicles, camper, boat and trailer parking. Two nice size storage sheds offer great space for storing equipment, hobby items and outdoor toys. A new 20x15 cement patio was also recently installed off of the new deck for outdoor entertainment and enjoyment. Located in a quiet neighborhood this great location is walking distance to local parks and recreation. This is a wonderful opportunity to own a home that has been lovingly maintained and cared for and offers a convenient location, updates, storage space and outdoor enjoyment.

6319 Laurel Road, Saint Cloud

Listing courtesy of Keller Williams Integrity NW.

$309,900

3 Beds ⋅ 2 Baths ⋅ 7132822 MLS

Loved by one owner and maintained with meticulous care, this home shines from top to bottom. Sunlight fills the 4-season sunroom, creating a cozy year-round retreat, while the professionally finished lower-level space adds flexibility for work, hobbies, or guests. The main-floor living room offers a bright, comfortable gathering space, and the spacious lower-level family room provides plenty of room for a second TV area, game nights, or entertaining. The kitchen blends warmth and function with Corian counters, newer appliances, and plenty of storage. With two bedrooms and a full bath upstairs, plus a third bedroom downstairs, the home offers room to grow — and with an office and bonus room that could easily become a five-bedroom home. Major updates are already done: new roof, new furnace (2023), updated insulated vinyl siding with lifetime transferable warranty (2010), new gutters (2010), and LVP flooring (2019). Set on a beautiful tree-filled lot with a roomy double garage and an extra shed attached to the house for additional storage. This home sits in a wonderful North St. Cloud location close to Whitney Park, the YMCA, and schools. A bright, cheerful home ready for its next chapter.

1535 29th Avenue N, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$439,900

5 Beds ⋅ 3 Baths ⋅ 7132757 MLS

This stunning modified split-level home blends modern comfort with timeless warmth, offering vaulted ceilings and an expansive open-concept main floor designed for effortless living. The spacious kitchen features abundant cabinetry, a large center island, walk-in pantry, recessed lighting, and durable laminate flooring—perfect for everyday cooking or entertaining. The generous dining area flows seamlessly out to a brand-new 16x12 deck overlooking an incredible wooded, private, fully fenced-in backyard. Three main-floor bedrooms provide convenience and flexibility, including a luxurious primary suite set apart in its own private wing. This retreat boasts a large walk-in closet and a full bath with double sinks, creating a peaceful escape within the home. The walkout lower level offers even more living space, highlighted by a family room with cozy gas fireplace, two additional bedrooms, and a full bath—ideal for guests, hobbies, or a growing household. With thoughtful design, abundant natural light, and a serene outdoor setting, this home delivers comfort, privacy, and room to thrive.

4765 8th Street Loop NE, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$325,000

4 Beds ⋅ 2 Baths ⋅ 7130457 MLS

MOVE IN READY! - Beautifully maintained 2017-built bi-level offers comfort, privacy, and practicality. Enjoy no backyard neighbors and an in-ground sprinkler system that makes lawn care effortless. A concrete driveway and sidewalk lead to a covered front stoop and spacious two-story vaulted foyer with coat closet and garage access. Brand new LVP flooring, and fresh paint throughout give the entire home a clean, modern feel. Upstairs, the open-concept layout features a bright living room, dining area with privacy windows, and a kitchen with stainless steel appliances, wall pantry, abundant counter space, and peninsula. A door off the kitchen provides access to a future deck. Two generously sized bedrooms with walk-in closet and a full bathroom complete the main floor, with added subflooring for sound and durability. The daylight-filled LL offers a spacious family room, two additional bedrooms with walk-in closets, a full bathroom, and laundry area. Move-in ready and waiting for you.

1051 Yellowstone Avenue, Saint Cloud

Listing courtesy of Central MN Realty LLC.

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