Saint Cloud Homes with Split Entry (Bi-Level) Stories

Welcome to Saint Cloud, a vibrant city located in the heart of Minnesota. With its rich history, beautiful parks, and thriving community, Saint Cloud offers the perfect blend of small-town charm and modern amenities.

For those looking to call Saint Cloud home, the city boasts a variety of housing options, including homes with Split Entry (Bi-Level) Stories. These unique properties are characterized by their distinct two-level layout, with the entryway splitting into two separate levels upon entering the home.

Homes with Split Entry Stories in Saint Cloud offer a functional and stylish living space, with the main living areas typically located on the upper level and the bedrooms and additional living space on the lower level. This layout provides a sense of separation and privacy between the different areas of the home, making it ideal for families or those who love to entertain.

Whether you're drawn to the convenience of city living or the tranquility of the suburbs, Saint Cloud has something for everyone. Explore the diverse neighborhoods, top-rated schools, and endless recreational opportunities that make Saint Cloud a wonderful place to live.

Discover the charm and character of Saint Cloud and find your perfect home with Split Entry Stories in this welcoming city in Minnesota.

Newest Saint Cloud Homes with Split Entry (Bi-Level) Stories

$319,000

3 Beds ⋅ 2 Baths ⋅ 7163562 MLS

Professional interior pictures arriving soon. Move-in ready 3 bedroom 2 bathroom 4 car garage home with many value added updates by the sellers. NEW shingles 2022. NEW stainless steel appliances (2025). NEW high density engineered flooring in lower level (2026). Newer A/C, furnace (2022) and water heater (2020). Sellers installed a beautiful pergola, added extensive landscaping and also fenced in much of the side/backyard area. Massive 4 car attached/heated/insulated garage with additional onsite storage available. Maintenance free Steel siding! Located in the Westwood neighborhood near VA Center, shopping and numerous parks! This is home!

1769 Poppy Road, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$409,900

4 Beds ⋅ 2 Baths ⋅ 7161898 MLS

Don’t miss this rare opportunity to own your dream home in the unique and highly desirable Sherwood Shores Neighborhood! Ideally located just 11 miles from downtown St. Cloud and 10 miles from Clearwater Travel Plaza, this property offers convenient access to I-94 and an easy commute to the Twin Cities. Sherwood Shores is a truly special community, offering residents access to three private lakes—Pickerel, Long, and Round—with boat launching privileges. Enjoy a community picnic shelter with modern facilities, tennis and pickleball courts, and paved walking and biking trails throughout the neighborhood. The annual association fee is an incredible $200 to help maintain the facilities. Immaculately maintained home and set on 1.45 acres of beautifully landscaped and irrigated park-like grounds, this modified split features 4 bedrooms and 2 bathrooms, with two bedrooms and one bathroom on each level. One of the home's standout features is the impressive 20' x 26' bonus/trophy room, complete with vaulted ceilings and gorgeous knotty-pine walls and ceiling. Whether you're entertaining guests, relaxing with family, pursuing hobbies, or displaying prized collections, this versatile space is sure to impress. The adjoining family room features a wood-burning fireplace and wet bar, creating an inviting lower-level retreat that you'll want to gather in year-round. Step outside and enjoy beautifully landscaped grounds with fenced vegetable and perennial gardens, mature shade trees, and two apple trees. A second detached garage with workshop space provides abundant room for recreational toys, hobbies, storage, and projects. Recent Improvements 2026: Compliant septic system, central A/C, and garage door opener 2025: Kinetico soft water system 2024: New roof 2019: Well pump 2018: Windows throughout 2017: Furnace 2015: Updated bathrooms 2014: Water heater Life at Sherwood Shores is all about enjoying the outdoors and making memories. Spend your summers boating, fishing, kayaking, paddleboarding, canoeing, hiking, and biking. Gather with family and friends for picnics, community-sponsored events, and outdoor activities, all while enjoying the peace and space that comes with acreage. With its 1.45-acre setting, extensive updates, spacious and versatile living areas, additional garage/workshop, and exceptional recreational amenities, this property offers a rare combination of comfort, value, privacy, and community. Come see for yourself why Sherwood Shores is such a special place to call home!

6992 43rd Avenue SE, Saint Cloud

Listing courtesy of Hewitt Jackson Real Estate.

$350,000

8 Beds ⋅ 4 Baths ⋅ 7160105 MLS

Welcome to this awesome opportunity. This duplex is large, with 4 bedrooms and 2 bathrooms on each side. Each unit is spacious with 1500 square feet of living space and lots of natural light. Built in 2007, it is newer than most other multifamily homes in the area. This home is located near Saint Cloud State University, so there is no shortage of renters in the area. This listing is only being made available due to seller locating to a new area. If you are a local investor, or have always wanted an investment property, this is the perfect place for you to check out. Unit 1310 is currently rented for $1500 a month, while unit 1312 is vacant. Perfect for an owner occupant, or an investor wanting to add to their portfolio.

1312 5th Avenue S, Saint Cloud

Listing courtesy of Keller Williams Preferred Rlty.

$339,900

6 Beds ⋅ 2 Baths ⋅ 7157658 MLS

Room to spread out inside and out! This spacious 6-bedroom, 2-bath home sits on a beautiful corner lot in West St. Cloud. The main level features three bedrooms, a kitchen and dining area, and a generous living room. Downstairs, you’ll find two bedrooms, and a room offering flexible space for your needs. Updates over the years include replacement windows, roof, furnace, A/C, and water heater. Enjoy the deck, fire pit, spacious yard, and 3-car garage. The seller is offering a $1,500 credit toward the center island countertop, giving buyers the opportunity to choose their preferred finish!

1729 Devon Road, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$334,500

4 Beds ⋅ 3 Baths ⋅ 7159539 MLS

1609 25th Street SE, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$233,000

4 Beds ⋅ 2 Baths ⋅ 7156925 MLS

This is a solid and affordable 4 bed, 2 bath home in a quiet, convenient Southeast St. Cloud neighborhood. Over 2,000 finished square feet with 3 bedrooms on the main level, some updated flooring, fixtures, trim, paint, and a spacious lower-level family room with a 4th bedroom. Outside there is a fenced yard, concrete patio, and storage shed. The garage is heated. The basement is stubbed for an additional bathroom to easily build equity and function. Add your personal touches or live in it as it is.

1614 12th Avenue SE, Saint Cloud

Listing courtesy of Pemberton RE.

$340,000

4 Beds ⋅ 3 Baths ⋅ 7156117 MLS

Step into comfort and style in this modified bi-level 4-bedroom, 3-bath home featuring a bright, open layout with vaulted ceilings and quality finishes throughout. The kitchen shines with white cabinetry, stainless steel appliances, a center island, a gas range, and a walk-in pantry—perfect for everyday living and entertaining. The standout third-level owner’s suite offers privacy, a spacious walk-in closet, and a private bath. The lower level is partially finished. Much of the work is completed and awaiting for the new owner to finish to their personal preferences! It features an additional (4th) bedroom, full bath, and an expansive family/recreation room. Enjoy a 30x36 insulated 3-stall garage, a tree-lined backyard, and in-ground sprinklers. Nestled in the peaceful Ayers Pond neighborhood—come experience it for yourself!

250 29th Avenue SE, Saint Cloud

Listing courtesy of RE/MAX Results.

$324,900

5 Beds ⋅ 2 Baths ⋅ 7155555 MLS

Welcome home to this spacious 5-bedroom, 2-bath home in St. Cloud’s Westwood Parkway neighborhood! The main level features a functional layout with hardwood and tile flooring, a refreshed kitchen with a new sink, backsplash, additional upper cabinets, and freshly painted cabinetry. The interior has also been freshly painted for a clean, welcoming feel. Enjoy outdoor living with a deck and pergola, plus a concrete patio and backyard fire pit that is ideal for entertaining or relaxing outdoors. Recent updates include new siding in 2023, a new roof in 2022, concrete patio in 2022, and a newer refrigerator. The 2-car garage provides convenient parking and storage. Enjoy the neighborhood walking path and the park located in the heart of the community, maintained by the HOA. Conveniently located near area parks, trails, shopping, dining, and everyday amenities. This home offers plenty of space, updates, and outdoor enjoyment, come see all it has to offer!

850 Savanna Avenue, Saint Cloud

Listing courtesy of Pemberton RE.

$330,000

4 Beds ⋅ 2 Baths ⋅ 7154894 MLS

Room to Grow, Space to Play & Updates Already Done! Welcome home to this beautifully maintained split-level offering a fantastic layout, plenty of space, and a backyard ready for fun! From the moment you step inside, you’ll appreciate the spacious entryway—because nobody loves the split-level shuffle when everyone walks in at once! The kitchen is bright and functional with stainless steel appliances and a center island, creating a natural gathering spot for morning coffee, quick meals, or entertaining. Throughout the home, the carpeting has been exceptionally well cared for and remains in great condition. With four bedrooms—two on each level—and a full bathroom on both levels, this floor plan offers wonderful flexibility for families, guests, a home office, or hobby space. Downstairs, the cozy family room features a gas-burning fireplace, making it the perfect place for movie nights and chilly Minnesota evenings. One feature you’ll especially appreciate is the convenient garage access from both the main entryway and the lower level, making everyday life just a little easier. Step outside to a fully fenced backyard with sturdy vinyl fencing, giving kiddos and four-legged family members plenty of room to run, play, and enjoy the outdoors. And the big-ticket items? Several have already been taken care of! The home features a newer roof installed in 2023, a new water heater, air exchange system, and radon mitigation system—adding comfort and peace of mind for the next owners. Comfortable, well cared for, and ready for its next chapter—this is one you’ll want to see in person!

2175 67th Avenue N, Saint Cloud

Listing courtesy of RE/MAX Results.

$230,000

3 Beds ⋅ 2 Baths ⋅ 7149337 MLS

Welcome home to this amazing opportunity right in the heart of Saint Cloud. This home is waiting for you to add your finishing touches and really make it your own. The corner lot, garage space and deck make it easy and fun to entertain friends and family. There is currently a 4th non-conforming bedroom, that could easily be finished by adding a proper door. The opportunities are endless, don't wait to schedule a showing.

1000 14th Street S, Saint Cloud

Listing courtesy of Keller Williams Preferred Rlty.

$300,000

4 Beds ⋅ 2 Baths ⋅ 7083180 MLS

5850 Rolling Ridge Road, Saint Cloud

Listing courtesy of RE/MAX Advantage Plus.

$265,000

4 Beds ⋅ 2 Baths ⋅ 7120930 MLS

Welcome to this well-maintained 4-bedroom, 2-bathroom home in a highly convenient St. Cloud neighborhood! With a versatile layout, this home can comfortably accommodate a variety of family sizes and living arrangements. The upper level features a spacious living room with LVP flooring, vaulted ceiling, and a modern electric fireplace. The open kitchen offers ample counter space and a tiled backsplash, while the dining area provides access to a 10x10 deck overlooking the fenced backyard with mature trees. The upper level also includes a full walk-through bathroom connecting to the primary bedroom, complete with a walk-in closet and powder vanity, plus a second bedroom. The lower level offers two additional bedrooms, a 3/4 bathroom, and a large family room, providing plenty of space for family, guests, hobbies, or a home office. Additional features include a high-efficiency furnace, central air conditioning, tankless water heater, washer and dryer, and a nicely insulated and heated garage. Sidewalks and a convenient location make it easy to access nearby shopping, dining, schools, parks, and other St. Cloud amenities. Whether you're looking for a comfortable home with room to grow or a property with excellent rental investment potential, this versatile home is worth a look! Walk through video available with the virtual tour button!

2041 Northway Circle, Saint Cloud

Listing courtesy of Century 21 First Realty, Inc..

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Saint Cloud Homes with Split Entry (Bi-Level) Stories

Newest Saint Cloud Homes with Split Entry (Bi-Level) Stories

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