Saint Cloud Homes with Three Level Split Stories

Welcome to the picturesque city of Saint Cloud, located in the heart of Minnesota. Known for its vibrant community, rich history, and stunning natural landscapes, Saint Cloud offers the perfect blend of urban amenities and small-town charm.

If you're in the market for a home with three levels split stories, Saint Cloud has a variety of options to choose from. These unique homes are characterized by their distinct layout, with each level offering its own living space and functionality. Whether you're looking for a cozy family home or a spacious property for entertaining, you'll find the perfect three-level split story home in Saint Cloud.

With its convenient location, excellent schools, and abundance of parks and recreational activities, Saint Cloud is an ideal place to set down roots and call home. Whether you're a first-time homebuyer or looking to upgrade to a larger space, Saint Cloud has something for everyone.

Explore the diverse real estate market in Saint Cloud and discover the perfect home with three levels split stories to suit your lifestyle. Let the team at [Real Estate Agency Name] help you find your dream home in this charming city.

Newest Saint Cloud Homes with Three Level Split Stories

$299,900

3 Beds ⋅ 2 Baths ⋅ 7137546 MLS

Welcome to 2021 17th St. S in St. Cloud, Minnesota! Situated just south of the city, this home is tucked away in a highly desirable, secluded neighborhood surrounded by parks and recreational opportunities. Step inside and you'll immediately notice the vaulted ceilings that span the living room and kitchen, creating an inviting atmosphere. This well-designed 4-level home utilizes the space perfectly, giving you bedrooms and bathrooms on the upper and lower levels, while also including a family room on the lower level with a gas fireplace. Convenience is built into the layout with a laundry and mudroom located just off the entryway, and the attached garage includes an electric vehicle charging station, a great perk for eco-conscious buyers. From the dining area, a sliding glass door leads out to a large wooden deck overlooking the beautiful backyard, making it easy to enjoy outdoor gatherings or peaceful evenings at home. Additional notes about the property: it has also seen several important updates, including a new refrigerator in 2021, a new range in 2023, a new washer and dryer in 2025, and a new roof in 2024, offering added value and peace of mind for years to come. On the outside, the home offers an in-ground sprinkler system and a gas hookup for a grill.

2021 17th Street S, Saint Cloud

Listing courtesy of Weichert REALTORS Tower Properties.

$400,000

4 Beds ⋅ 4 Baths ⋅ 7130628 MLS

Meticulously maintained by its original owner, this custom-built home on a beautifully landscaped 0.46-acre lot showcases exceptional pride of ownership and decades of thoughtful care. Designed for both everyday living and entertaining, the home offers a blend of formal and informal spaces enhanced by distinctive architectural details, unique window placements, and abundant natural light. Guests are welcomed through a double-door entry into a spacious foyer with a large closet, creating an inviting first impression. The heart of the home is a warm and welcoming family room featuring a striking fireplace, library-style built-ins, and an adjacent recreation area complete with a wet bar. This gathering space opens directly to a patio and expansive, shaded backyard, creating seamless indoor-outdoor living. Just steps from the foyer, the formal living room provides generous space for conversation, music, or entertaining. Floor-to-ceiling windows flood the room with natural light, while the home's dramatic full-brick fireplace wall serves as a stunning focal point for the main level. Surrounded by the stairway to the upper level, this architectural feature adds warmth, texture, and timeless character. The kitchen and dining areas flow effortlessly together beneath vaulted ceilings, offering an open and spacious atmosphere ideal for hosting family and friends. A sliding glass door leads from the dining area to the deck, perfect for enjoying relaxing evenings beneath the shade of mature trees. The oversized, heated, and insulated garage offers exceptional functionality, including a tandem third stall ideal for additional storage, a workshop, or hobby space. Immaculately maintained, the garage also features a convenient staircase providing direct access to the lower level. Bedroom and flex-space options abound throughout the home. The second floor features generously sized bedrooms rarely found in newer construction, complete with ample closet space and access to a large shared bathroom. The primary suite offers a true retreat, featuring a private deck, en-suite half bath, and an enormous walk-in closet. Additional highlights include: Additional main-floor bedroom used as a study Four bathrooms total In-ground irrigation system Unfinished lower level offering abundant storage, hobby space, and future finishing potential Ideally located on the west side of St. Cloud near shopping, churches, parks, and schools, this home presents a rare opportunity for buyers seeking spacious living, distinctive architecture, and craftsmanship that stands apart from today's cookie-cutter homes. If you're looking for character, functionality, and room to grow, this remarkable property deserves your attention.

1777 Wildwood Road, Saint Cloud

Listing courtesy of VoigtJohnson.

$305,000

4 Beds ⋅ 2 Baths ⋅ 7128407 MLS

Wonderful 4 bed 2 bath home with Westwood area. Updated kitchen with custom raised oak cabinets, nice appliances and countertops. 3 season porch facing nice back yard. Steel siding, gas fire place on lower level, private patio, storage shed, and large corner lot.

801 Maywood Drive, Saint Cloud

Listing courtesy of Century 21 First Realty, Inc..

$799,900

3 Beds ⋅ 4 Baths ⋅ 7118864 MLS

Exceptional executive-style home nestled on a quiet dead-end road with the Sauk River as your backyard backdrop. This prime location offers the perfect blend of privacy and convenience, with CentraCare Plaza just a short walk or bike ride away. Step inside to discover quality craftsmanship and elegant finishes throughout, including rare imported hand-carved wood fireplaces, beautiful tile flooring, sparkling glass chandeliers, and a stunning double-sided fireplace that creates a warm, inviting focal point for multiple living spaces. The spacious primary suite offers a private deck overlooking the peaceful river setting—an ideal place to enjoy your morning coffee or unwind at the end of the day. Whether you're entertaining guests or enjoying a quiet evening at home, this property offers a unique combination of luxury, character, and natural beauty. If you've been searching for an executive home with distinctive architectural details, a picturesque riverfront setting, and an unbeatable location close to work, shopping, dining, and everyday amenities, this is a must-see opportunity. approximately 301ft of river frontage.

4218 White Drive, Saint Cloud

Listing courtesy of Century 21 First Realty, Inc..

$264,900

2 Beds ⋅ 1 Baths ⋅ 7107759 MLS

Stunning townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. Step inside to a spacious foyer with a coat closet! Upstairs enjoy a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & laminate counter space, a center island, rustic maple dark walnut cabinetry, black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find 2 nicely sized bedrooms and a full bath featuring a dual sink vanity with cultured marble countertops. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

1104 45th Avenue NE, Saint Cloud

Listing courtesy of eXp Realty.

$274,900

3 Beds ⋅ 2 Baths ⋅ 7107750 MLS

Welcome home to this stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This thoughtfully designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

1102 45th Avenue NE, Saint Cloud

Listing courtesy of eXp Realty.

$264,900

2 Beds ⋅ 1 Baths ⋅ 7107743 MLS

Stunning townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. Step inside to a spacious foyer with a coat closet! Upstairs enjoy a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & laminate counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find 2 nicely sized bedrooms and a full bath featuring a dual sink vanity with cultured marble countertops. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

1106 45th Avenue NE, Saint Cloud

Listing courtesy of eXp Realty.

$274,900

3 Beds ⋅ 2 Baths ⋅ 7107715 MLS

Welcome to this stunning end-unit townhome built by local builder Heartland Homes, located in the highly sought after Water’s Edge neighborhood of St Cloud. This thoughtfully designed home features three sides of windows, a deck, and 3 beds on one level! Step inside to a spacious foyer with an entry closet, leading upstairs to a vaulted great room that flows seamlessly into the kitchen and informal vaulted dining room. The kitchen offers ample cabinet & counter space, a center island, Sherwin Williams Felted Wool cabinets with black hardware, and modern appliances including a range, refrigerator, microwave and dishwasher. Upstairs, you’ll find three bedrooms on one level, including a spacious primary suite with a private full bath featuring a dual sink vanity with cultured marble countertops. Another full bath serves the additional bedrooms. Throughout the home, you’ll find Sherwin Williams Drift of Mist paint, White Dove millwork, and quality finishes that give a timeless, modern look. Additional highlights include a concrete driveway and the peace of mind that comes with brand new construction! Room for expansion by finishing the lower level! Enjoy the neighborhood’s miles of walking trails, and the community park! Located less than 3 miles from Territory Golf Course! Quick access to downtown St. Cloud! Sauk Rapids school district!

1108 45th Avenue NE, Saint Cloud

Listing courtesy of eXp Realty.

$339,900

3 Beds ⋅ 3 Baths ⋅ 7075128 MLS

4634 9th Street NE, Saint Cloud

Listing courtesy of Legacy Home Group MN LLC.

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