Saint Cloud Homes with Four or More Level Split Stories

Welcome to Saint Cloud, Minnesota - a vibrant city with a rich history and a promising future. Known for its picturesque landscapes and friendly community, Saint Cloud offers a perfect blend of small-town charm and modern amenities.

If you are looking for a unique home in Saint Cloud, consider exploring properties with four or more level split stories. These homes offer a distinctive architectural style with multiple levels that provide ample space for living and entertaining. With their versatile layouts and eye-catching design, homes with four or more level split stories are sure to stand out in the Saint Cloud real estate market.

Whether you are a first-time homebuyer or a seasoned investor, Saint Cloud has something to offer for everyone. From cozy single-family homes to spacious estates, the city boasts a diverse range of properties to suit every taste and budget. With top-rated schools, parks, and recreational facilities just a stone's throw away, Saint Cloud is the perfect place to put down roots and build your dream life.

Don't miss out on the opportunity to own a piece of paradise in Saint Cloud. Contact us today to explore the latest listings of homes with four or more level split stories and start your journey towards finding your perfect home in this charming city.

Newest Saint Cloud Homes with Four or More Level Split Stories

$210,000

3 Beds ⋅ 2 Baths ⋅ 7142627 MLS

4-level with maintenance free siding. Quiet street and nicely treed lot. 3 bedrooms plus den and 2 baths. Great 4th level has room for future living space. Large double garage. Great location is close to golf course and Beaver Island Walking Trail along the Mississippi River

831 Cummings Lane, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$210,000

4 Beds ⋅ 2 Baths ⋅ 7142600 MLS

Welcome to this 4-bed / 2-bath home, it has not been on the market since 1999. This diamond in the rough can be an amazing place to call home with a little imagination and elbow grease. Includes virtually staged photos to help get your creative juices flowing!

1720 10th Avenue SE, Saint Cloud

Listing courtesy of Keller Williams Select Realty.

$350,000

3 Beds ⋅ 3 Baths ⋅ 7142518 MLS

With multiple living areas, a half-acre lot, and an impressive 1,208 sq. ft. attached garage, this four-level split gives you space where it matters most. Set on a cul-de-sac, the home welcomes you with a bright, open main level featuring vaulted ceilings and fresh paint throughout. The layout offers a main-floor living room, a comfortable lower-level family room, and an additional rec room in the basement, giving you flexibility for everyday living, entertaining, hobbies, or a home office. Each bedroom includes its own walk-in closet, while the primary bedroom features a private ensuite bath. Outside, a large concrete patio extends your living space into the fully fenced backyard, offering added privacy and plenty of space to enjoy the half-acre setting. Move-in ready and thoughtfully laid out, this home delivers the space, storage, and versatility you've been looking for.

2608 Edgewood Circle, Saint Cloud

Listing courtesy of Kris Lindahl Real Estate.

$329,900

3 Beds ⋅ 3 Baths ⋅ 7125092 MLS

Welcome to this spacious four-level split in the Sauk Rapids school district, offering a comfortable layout, great outdoor space, and plenty of room to make it your own! The open-concept main level creates an inviting flow between the kitchen, dining, and living areas. The kitchen features a granite center island, perfect for meal prep or gathering with family and friends. Upstairs, the primary bedroom suite offers a comfortable retreat with a walk-in closet, projector, and full private bathroom. Laundry is conveniently located right across the hall, while a second bedroom and full bathroom complete the upper level. Downstairs, the walk-out lower-level family room provides a cozy place to relax around the gas fireplace, with convenient access to the hot tub just outside. This level also features a third bedroom and 3/4 bathroom, providing a great space for guests, a home office, and more. The fourth level features an unfinished basement with valuable potential for additional living space. Whether you envision a home gym, hobby room, or workshop, the possibilities are endless. The home has also seen several updates, including a new washer and dryer in 2019, new roof and high-efficiency electric heat pump water heater in 2022, new range in 2024, and new refrigerator in 2026. Outside, enjoy a large yard with no backyard neighbors, creating both added privacy and a peaceful setting where you can watch wildlife right from your own property. The hot tub and two-tiered deck create a great spot to unwind or entertain, while the three-stall heated garage provides generous space for vehicles, toys, storage, and projects throughout the year. Located near golf, shopping, dining, and other local amenities, this home combines space, comfort, privacy, and convenience in a desirable location. Come see everything this property has to offer!

4728 4th Street Loop NE, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$275,000

4 Beds ⋅ 2 Baths ⋅ 7119357 MLS

Welcome home to this spacious 4-bedroom, 2-bath split-level in a desirable St. Cloud neighborhood! This home offers nearly 2,000 finished square feet with a layout that's perfect for everyday living. Enjoy a bright main living area, generously sized bedrooms, central air, and an attached 2-car garage. Situated on a large lot with easy access to schools, parks, shopping, and dining, this home combines comfort, convenience, and value. Don't miss the opportunity to make this wonderful property your next home—schedule your showing today!

1204 Whitney Drive, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$335,000

4 Beds ⋅ 3 Baths ⋅ 7118397 MLS

Welcome home to this spacious and inviting four-level residence, perfectly situated on a generously sized city lot that offers plenty of room to relax, entertain, and enjoy outdoor living. Featuring four bedrooms and three full bathrooms, this thoughtfully designed home provides the ideal blend of comfort, functionality, and style. The spacious primary suite serves as a private retreat, complete with its own full bath for added comfort and convenience. Beautiful hardwood floors flow throughout much of the home, adding warmth, character, and timeless appeal. Multiple living spaces across four levels offer exceptional flexibility for everyday living, entertaining guests, working from home, or creating a recreation area. Outside, the expansive city lot provides endless possibilities for gardening, play, outdoor gatherings, or future enhancements. With its generous layout, desirable features, and abundant living space, this home is ready to accommodate a variety of lifestyles. Don't miss the opportunity to make this exceptional property your next home!

6022 Prairie Rose Drive, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$364,900

4 Beds ⋅ 3 Baths ⋅ 7111539 MLS

Quality built, one-owner, 4-level home in the popular and convenient Goettens Addition in South St. Cloud. The main level features an impressive kitchen with stainless steel appliances, laminate flooring in the kitchen & dining room, and a cozy main level living room. The upper level highlights include 3 bedrooms, a primary suite with a 3/4 bath and WIC, plus an additional full bath. Down one level you'll find a huge family room with a gas fireplace & bright lookout windows. The 4th level offers a 4th bedroom, a great workshop & a flex-room that could be an office, a sitting room or even a 2nd family room. And don't miss the redwood siding, the lower level entrance to the 3 stall garage that is insulated & rocked, the 14x16 deck off the dining room & the in-ground sprinkler system resulting in an absolutely gorgeous yard!! Sale contingent upon Sellers finding suitable housing.

2105 Prairie Hill Road, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$469,900

5 Beds ⋅ 2 Baths ⋅ 7111825 MLS

Freshly updated w/new carpet & vinyl flooring (2026), this unique multi-level home sits on nearly 4 acres just off Cooper Ave, perfectly blending city convenience with peaceful country living. Step inside to vaulted ceilings and rich hardwood floors. The main level features an open concept LR, Kit, & DR area that flows seamlessly out to a maintenance free deck. Upstairs, the primary BR incl a walk-through BA, alongside 2 add'l BR's. The LL offers a cozy sitting area w/sliding door access to the patio, 2 more BR's (no built in closets), a 3/4 BA, & a dedicated laundry rm w/ a built-in folding counter. Just a 1/2 flight of stairs down, you'll find the home's hidden gem: a fam room complete w/a built-in bar that's made for entertaining. Outside, the property incl a spacious 3-stall gar w/an unfinished bonus room above, offering excellent potential for a home office, gym, or studio. Don't miss this rare opp to have nature right at your back door.

4334 Cooper Avenue S, Saint Cloud

Listing courtesy of Bridge Realty, LLC.

$460,000

6 Beds ⋅ 3 Baths ⋅ 7110244 MLS

Rare find: a 52'x32' indoor heated gym with 18.5' ceilings and full sport court steals the show. Updated 6BR/3BA home on .46 acres in a convenient location. The Kitchen features a large center island, updated stainless steel appliances, built-in storage & granite counters. Impressive, vaulted A-frame living room with in-floor heat, ceiling fan & abundant natural light. Fenced backyard, deck, patio & firepit. City water & sewer; outdoor-only well for irrigation, 2-stall attached garage. Exceptional hosting property — schedule your showing today.

5708 Nightingale Court, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$350,000

3 Beds ⋅ 2 Baths ⋅ 7105227 MLS

Welcome to this beautifully maintained four-level home, lovingly cared for! From the moment you step inside, you'll feel the pride of ownership throughout-bright, inviting living spaces, thoughtfully designed levels for comfortable living, and a layout that offers both openness and privacy. This home shows beautiful and is ready for its next chapter! Home is located in a sought out area on the west side of St Cloud. Four level home is on .42 Acre lot with mature trees, fenced in backyard and close to a private park. 2024 new roof and steel siding, private well for watering your lush lawn. Kitchen offers oak cabinets, lazy susan, center island w/pull out drawers, updated appliances and lots of storage. Good size dinning room w/patio door leading to 18x16 patio. Nicely landscaped flowers and a metal chain-link fence. 2 nice size bedrooms and full bathroom on the upper level. Lower level has good size family room, laundry room with sink and access to the garage. 3rd bedroom w/egress window and huge walk in closet. Over 2000 sq ft finished, 3 bedrooms, 2 bath, 6 panel doors, LVP flooring, 2024 new roof and metal siding, CA, 200 Amp, insulated 3rd stall, sprinklers, walk in closets. What A Great Place To Call Home!

1542 Mulberry Road, Saint Cloud

Listing courtesy of RE/MAX Results.

$669,900

4 Beds ⋅ 3 Baths ⋅ 7079015 MLS

4 BR 3 Bath 4 Level Custom Built Home on 16.6 Acre Country Lot (approx. 12 acres wooded) with Heated Shop & Shed. Spacious home with over 3200 square feet of living space. Steel siding & vinyl windows. New shingles and rain gutters in 2022. New on demand water heater 2024. Oak cabinets, trim and raised panel doors. Built ins including oak dresser, bookshelf & desk. Wrap around deck. 26' x 26' heated garage with (2) 10' x 8' carriage house design doors. 200 amp underground power from Co. Rd. 2. Underground sprinkler system with 6 zones. Large, paved area to house & shop. 44' x 90' steel building. 44' x 44' area insulated, sheeted and heated with gas radiant heater, water hydrant, work bench, shelving and (2) 12' x 12' overhead doors. 44' x 46' cold storage with 16' x 12' & 24' x 12' overhead doors. Both open to a total of 40' x 12' opening. 2 drilled wells approximately 42' & 61'. Peaceful setting with wooded backdrop, southern exposure with panoramic view overlooking the prairie.

25705 County Road 2, Saint Cloud

Listing courtesy of JP Meagher Realty.

$392,500

3 Beds ⋅ 3 Baths ⋅ 7046975 MLS

Want a frisbee golf course, pickleball court or sledding hill all within walking distance of your home? If so, this is the house for you. Master bedroom has an ensuite bathroom, large walk-in closet as well as a shared fireplace with a sauna tub room. There are two other bedrooms located on the same level. There is ample storage throughout bedrooms and bathrooms. Main level floorplan offers large entertaining space with an abundance of natural light and another fireplace. Makes a great sun or game room. Lower level offers another fire place and large living room area. The basement has a large office space. There is a large storage area that can be used for storage and would make a great cinema room. Lots of opportunities for a creative person. There have been many upgrades done throughout out house both inside from some new flooring, paint, plumbing fixtures, range & range hood as well as dishwasher. Outside there were some trees removed and the land leveled. A large chain link fence was installed around entire backyard. There are 2 decks and patio area, as well as fire pit for entertaining. Property has also been professionally surveyed. Sellers are looking to down size. If there is anything buyer is interested in, from furniture, sports collection or games in game room, please make an offer.

1515 Calvary Hill Lane, Saint Cloud

Listing courtesy of RE/MAX Results.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.