Saint Cloud Homes with One and One Half Stories

Welcome to Saint Cloud, a vibrant city located in the heart of Minnesota. Known for its rich history, beautiful parks, and thriving community, Saint Cloud offers a perfect blend of urban amenities and small-town charm.

If you are looking for homes with one and one-half stories in Saint Cloud, you are in for a treat. These unique properties are not only stylish but also offer a cozy and intimate living space. Whether you are a first-time homebuyer or looking to downsize, one and one-half story homes in Saint Cloud provide the perfect balance of comfort and functionality.

Saint Cloud's real estate market is diverse, with a range of options to suit every taste and budget. From historic properties with character to modern homes with all the latest amenities, there is something for everyone in this dynamic city.

As you explore the real estate landscape in Saint Cloud, you will discover charming neighborhoods, top-rated schools, and convenient access to shopping, dining, and entertainment. With a strong sense of community and a high quality of life, Saint Cloud is the perfect place to call home.

Whether you are looking to buy, sell, or invest in real estate in Saint Cloud, now is the time to make your move. Contact us today to learn more about the homes with one and one-half stories available in this thriving city.

Newest Saint Cloud Homes with One and One Half Stories

$129,900

4 Beds ⋅ 1 Baths ⋅ 7141940 MLS

Great opportunity to buy this cape cod style home built in 1940, located in Saint Cloud, MN and sitting on approximately a .2 acre lot with a detached garage. The interior has 1129 sq. ft. with 4 bedrooms and 1 bathroom plus a full basement.

902 9th Avenue N, Saint Cloud

Listing courtesy of REALHome Services and Solutions, Inc..

$176,750

4 Beds ⋅ 2 Baths ⋅ 7142047 MLS

Great equity-building opportunity for an owner-occupant or investor! This updated, licensed duplex features separate meters and main-level laundry in unit, offering the flexibility to live in one level while generating rental income from the other. Each level includes 2 bedrooms and 1 full bathroom, providing comfortable and functional living spaces. The home has been freshly painted inside and out, with the main level featuring updated vinyl plank flooring. Parking is a standout feature, with a 2-stall detached garage and an 18’ x 24’ concrete parking slab. The lower level was recently rented for $1,250, and the upper level for $850.

226 3rd Avenue NE, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$245,000

4 Beds ⋅ 2 Baths ⋅ 7106743 MLS

Perched above the river on a wooded bluff, 141 Riverside Drive NE, a defining feature of this home is how it makes you feel the moment you step inside—offering a seamless blend of original character, versatile living spaces, and the quiet serenity that only waterfront living can provide. A spacious overlook platform at the top of the bluff creates an unforgettable spot for relaxing, entertaining, or taking in panoramic river views through every season. From here, the staircase winds down the bluff, providing access to the water's edge. Gather around the outdoor stove on cool evenings, listen to the sounds of nature, and savor the exceptional privacy of this tree-lined retreat. Inside, original hardwood floors, built-ins and kitchen cabinetry preserve the home’s warmth and character. The main level features two bedrooms and a 3/4 bathroom, while the finished upper half-story offers a private third bedroom tucked away from the main living spaces. The flexible lower level expands the home’s functionality with an additional bedroom, living area, kitchen, and laundry. Featuring fresh carpeting, this layout is perfectly suited for multigenerational living, extended-stay guests, a dedicated work-from-home suite, or potential long-term rental income. Conveniently located near St. Cloud State University, downtown amenities, parks, and trails, this property combines easy access to everyday destinations with a distinctive, immersive connection to nature. More than a home overlooking the Mississippi, this is a place to slow down, spread out, and enjoy riverfront living in a setting that feels truly special.

141 Riverside Drive NE, Saint Cloud

Listing courtesy of Keller Williams Realty Integrity.

$194,900

2 Beds ⋅ 1 Baths ⋅ 7139370 MLS

Welcome home! You'll find everything you need in this cute & charming home, conveniently located in a quiet neighborhood close to everything! Enjoy the beautiful original woodwork and hardwood floors, as well as the bright & sunny main floor den, perfect for your home office. Mature oak tree in the back yard provides abundant shade for outdoor enjoyment & helps keep the house cool. New refrigerator, updated furnace, and the roof is less than 5 years old. Get ready to settle in & enjoy!

612 5th Avenue SE, Saint Cloud

Listing courtesy of RE/MAX Results.

$164,900

2 Beds ⋅ 2 Baths ⋅ 7131985 MLS

Welcome home to this spacious and well-maintained condo featuring numerous updates and a fantastic location! Enjoy peace of mind with a new furnace and A/C installed in 2021, newer stainless steel kitchen appliances (2022), and a brand-new maintenance-free deck (2024) perfect for relaxing outdoors. Inside, you'll find two generously sized bedrooms, including a primary suite with a walk-in closet and a large walk-through bathroom. The functional floor plan offers both formal and informal dining spaces, a cozy living room with a real wood-burning fireplace, and a versatile flex room ideal for a home office, workout space, hobby room, or additional living area. A one-stall garage provides convenient parking and storage. Located within walking distance to parks, trails, the YMCA, recreational fields, and more, this home offers comfort, convenience, and an active lifestyle. Don't miss this opportunity!

2070 Stockinger Drive, Saint Cloud

Listing courtesy of VoigtJohnson.

$365,500

3 Beds ⋅ 2 Baths ⋅ 7131913 MLS

Hard to find charming story-and-a-half farmhouse that sits on just over an acre, offering a wonderful blend of privacy, space, and character. A beautifully treed country property conveniently located off a paved road. The main level features a welcoming family room filled with natural light from large windows overlooking the backyard, a full bathroom, vinyl windows, and a bright kitchen and dining area. Step outside onto the front deck and enjoy the peaceful setting. Upstairs, you’ll find three generously sized bedrooms and a 3/4 bathroom, providing plenty of room for guests, or a home office. Outside, the property continues to impress with its spacious yard, mature trees, and a large detached garage offering excellent storage and workspace. With maintenance-free siding, a newer roof, abundant natural light, and a private setting on over an acre, this is a special property with plenty to love. Private, peaceful, and full of charm.

3655 95th Avenue SE, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$265,000

3 Beds ⋅ 2 Baths ⋅ 7130557 MLS

Step into the charm and character of this home, where timeless details and comfortable living spaces come together. The natural stone exterior creates a distinctive first impression, while the mature trees surrounding the property provide a peaceful and private setting. Inside, you'll find spacious living areas, beautiful hardwood floors in the bedroom, plus a den easily converted to another bd on the main level. The upper level provides a private retreat with additional bedrooms. For buyers with a vision, this home also offers an exciting opportunity to make it your own. The existing layout and solid character provide a great starting point for cosmetic updates. Bring your style and creativity to enhance the home while preserving the charm and features that make it special. Convenient location with easy access to shopping, Hwy 15 and everyday amenities. If you've been looking for a home with personality, charm this one is worth a look!

32841 River Oaks Lane, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$255,000

3 Beds ⋅ 3 Baths ⋅ 7129555 MLS

Set on a sprawling .65-acre lot just one mile from shopping, dining, and area attractions, this charming 3 bedroom, 2 bath home offers convenient main-level living with a primary bedroom and laundry on the main floor. The spacious, open kitchen and dining area provides plenty of room to gather, while recent updates include a newer roof and select newer windows. Outside, enjoy the large deck with retractable sunshade, playground area, storage shed, and an oversized yard with room to play, garden, or entertain. A long private driveway leads to the 2-stall garage, offering additional privacy and ample parking—all while keeping you close to everyday conveniences.

2304 County Road 74, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$229,900

4 Beds ⋅ 2 Baths ⋅ 7123768 MLS

Welcome to 307 23rd Ave N- a well maintained 4 bedroom, 2 bath home situated on a beautiful corner lot in an established neighborhood. This inviting property offers a functional layout with comfortable living spaces, providing plenty of room for family, guests or a home office. Step outside to enjoy the maintenance free deck, perfect for relaxing, entertaining or summer barbecues. The oversize detached two car garage offers abundant space for vehicles, storage, or a workshop. The attractive corner lot provides added curb appeal, mature surroundings and extra outdoor space to enjoy. Conveniently located near parks, schools. shopping and everyday amenities, this home combines comfort, practicality, and a desirable location. Don't miss your opportunity to make this wonderful property your next home.

307 23rd Avenue N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$130,000

2 Beds ⋅ 1 Baths ⋅ 7123400 MLS

Situated on a corner lot, this charming 1.5-story home offers a great opportunity for both investors and first-time homebuyers. Currently used as a rental property, it has been well maintained and features an updated kitchen, beautiful wood floors, and plenty of character throughout. The single-stall attached garage provides added convenience, while the functional layout makes the home comfortable and inviting. Whether you're looking to expand your investment portfolio or purchase your first home, this property is full of opportunity & potential.

301 19th Avenue N, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$240,000

3 Beds ⋅ 2 Baths ⋅ 7119464 MLS

Move right into this beautifully updated mid-century home where classic charm meets modern convenience. Many updates with all new windows except the basement 2025, new furnance 2026, and new deck/ patio. The kitchen is sure to impress with gorgeous cabinetry, updated flooring, stainless steel appliances, and a charming dining nook that's perfect for casual meals or morning coffee. The main floor features two comfortable bedrooms and an updated full bath with attractive tile finishes. Upstairs, you'll find a spacious third bedroom that makes an ideal private owner's retreat with plenty of room for a sitting area, home office, or reading corner. The finished lower level adds valuable living space with a large family room, creating the perfect place for movie nights, entertaining, or simply relaxing. Outside, enjoy a fully fenced backyard with plenty of room for pets, play, or gardening, along with a detached two-stall garage for added storage and convenience. This move-in-ready home offers a wonderful combination of character, updates, and functional living spaces in a convenient location.

1049 16th Avenue S, Saint Cloud

Listing courtesy of VoigtJohnson.

$220,000

4 Beds ⋅ 2 Baths ⋅ 7118116 MLS

Exceptional opportunity in the heart of St. Cloud! This spacious 1.5-story home offers the perfect combination of size, functionality, and potential. The inviting layout features a huge kitchen with abundant cabinet and counter space, a generously sized primary suite, and a spacious lower-level family room complete with a wet bar—ideal for entertaining family and friends. What truly sets this property apart is the incredible 6-stall garage capacity. The attached 2-stall garage provides everyday convenience, while the impressive 4-stall detached garage is a rare find, offering a gas heater, wood stove, and exterior fireplace/chimney—perfect for hobbyists, car enthusiasts, contractors, or anyone needing exceptional workshop and storage space. Whether you're searching for a place to make your own, a property with room for all your toys and projects, or an investment opportunity with outstanding potential, this home delivers. Conveniently located near, shopping, restaurants, parks, schools, and major roadways, you'll enjoy all that St. Cloud has to offer. Opportunities like this don't come along often—schedule your showing today!

24 21st Avenue S, Saint Cloud

Listing courtesy of Central MN Realty LLC.

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