Saint Cloud Homes under $250,000

Welcome to Saint Cloud, Minnesota – a vibrant city that perfectly blends small-town charm with urban conveniences. Nestled along the banks of the Mississippi River, Saint Cloud is known for its rich history, stunning parks, and a welcoming community spirit. With a population of just over 67,000, it’s a place where neighbors know each other, and local businesses thrive.

Saint Cloud boasts a variety of recreational opportunities, from the picturesque Munsinger Gardens to the expansive Lake George, perfect for a day of relaxation or a family picnic. The city is also home to a thriving arts scene, with galleries, theaters, and music festivals that bring the community together throughout the year.

For those seeking affordable housing options, Saint Cloud is an excellent choice. The real estate market offers a range of homes under $250,000, making it an ideal destination for first-time buyers, families, or anyone looking to invest in a growing area. Whether you’re searching for a cozy bungalow, a charming townhome, or a spacious single-family house, you’ll find a variety of options that fit your budget and lifestyle.

In addition to its affordable housing, Saint Cloud is served by quality schools and a robust healthcare system, ensuring that residents have access to essential services. With a low cost of living and a strong sense of community, it’s no wonder that more people are choosing to call Saint Cloud home. Discover your dream home in this delightful city and experience all the warmth and opportunities it has to offer!

Newest Saint Cloud Homes under $250,000

$149,900

2 Beds ⋅ 1 Baths ⋅ 7155174 MLS

Cute, conveniently located, and offered at a great price! This 2 bedroom, 1 bath home features a kitchen with ample counter space and a stainless steel refrigerator and stove. The finished basement offers additional living space and potential for a third bedroom with the addition of an egress window. Enjoy the fenced-in backyard with room to relax or entertain. This home is ready for your personal touches with a great opportunity to build equity and make it your own!

1041 17th Avenue S, Saint Cloud

Listing courtesy of RE/MAX Results.

$218,000

3 Beds ⋅ 2 Baths ⋅ 7143606 MLS

This St. Cloud home perfectly balances 1950s character with high-end, durable updates. The exterior features Andersen windows and steel siding, ensuring both energy efficiency and longevity. Inside, the primary bedroom has a sliding door to enjoy the backyard and maintenance free deck. The outdoor space continues into a fully fenced-in backyard, garden with many perennials. Downstairs, a finished bedroom and family room provides the perfect flexible space for a home office or media room. This home has been loved and ready for its next chapter.

2907 7th Street N, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$150,000

3 Beds ⋅ 2 Baths ⋅ 7133572 MLS

Three bedrooms, an end-unit setting, and outdoor spaces worth making your own through renovation! A gated courtyard welcomes you to this townhome with two patios, including one directly off the spacious living room. The main level features a kitchen, separate dining room, living room, and convenient half bath. All three bedrooms and a full bath are together upstairs. Refinish/repair the lower level to create a recreation room, home office, or movie room suited to your needs. A detached two-car garage provides parking and storage, while association-provided lawn care and snow removal simplify outdoor upkeep. ****Repairs and updating are needed, offering an opportunity to choose your finishes and make the most of the home's layout and spaces.**** Sold as-is. **** Seller requests a November 30, 2026 closing. See agent remarks for required offer terms.

3420 15th Street N, Saint Cloud

Listing courtesy of Keller Williams Premier Realty.

$233,000

4 Beds ⋅ 2 Baths ⋅ 7156925 MLS

This is a solid and affordable 4 bed, 2 bath home in a quiet, convenient Southeast St. Cloud neighborhood. Over 2,000 finished square feet with 3 bedrooms on the main level, some updated flooring, fixtures, trim, paint, and a spacious lower-level family room with a 4th bedroom. Outside there is a fenced yard, concrete patio, and storage shed. The garage is heated. The basement is stubbed for an additional bathroom to easily build equity and function. Add your personal touches or live in it as it is.

1614 12th Avenue SE, Saint Cloud

Listing courtesy of Pemberton RE.

$179,900

3 Beds ⋅ 1 Baths ⋅ 7156346 MLS

This impressive 3-bedroom, 1-bath, 1.5-story Northside home sits on nearly a quarter-acre lot and includes an attached garage. The main level offers a living room, family room, kitchen, primary bedroom, and second bedroom. Upstairs, the largest bedroom has extra space for a convenient office area. Outside, enjoy a private, fenced backyard with a storage shed and three-season porch. The full, unfinished basement offers ample room for a workshop, exercise area, gaming, storage, and more. Move-in ready—schedule your showing today!

721 26th Avenue N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$225,000

3 Beds ⋅ 2 Baths ⋅ 7155361 MLS

Live in the lavender haze! We are so excited to welcome you Home! Step inside and you may just find yourself smiling—because this is the kind of home that feels like your home from the moment you arrive. Charming curb appeal, welcoming landscaping and a front entry illuminated by warm evening light invite you to come in, settle down and start imagining life here. Picture yourself pulling into your own garage on a snowy winter evening instead of brushing snow and ice off your car. Imagine carrying groceries straight inside, coming through the door and being welcomed by the warmth and character waiting within. For a first-time homeowner, those little everyday conveniences can make a big difference! Inside, the main level offers three bedrooms, giving you room to grow, create a home office, welcome overnight guests or simply have a little extra space for whatever life brings. The kitchen is designed for everyday living, with cabinetry, ample workspace and a convenient island where morning coffee, homework, casual meals and conversations can all happen. And then there is that wonderful **bright sunroom just off the kitchen**—a perfect spot for morning coffee, reading a book, enjoying your favorite plants or simply soaking up the sunshine. Now picture the holidays here. The open spaces make it easy to gather family and friends, whether you're serving a holiday meal, setting out appetizers or enjoying a cozy evening together. The kitchen keeps you connected to the action rather than tucked away in another room, while the sunroom offers an inviting place to linger. This is a home made for making memories. Downstairs, there is even room to imagine the possibilities. Need more living space someday? A hobby area, recreation room or additional storage? And if your plans call for it, you could explore adding another bathroom in the lower level, giving this home even more potential as your needs evolve. Outside, you'll enjoy having a yard without signing yourself up for a lifetime of yard work. There is enough green space for outdoor enjoyment, gardening or letting the pups stretch their legs, while the manageable size means more time enjoying your home and less time maintaining it. And the location? Convenient! You'll be close to the everyday places and amenities that make life easier while still having a home to retreat to at the end of the day. For a first-time buyer, this is more than a place to start building equity. It's a place to host your first holiday, decorate for your first Christmas, enjoy your first summer evenings, invite friends over and make memories that become part of your story. Come take a look. Your first chapter of homeownership might just begin here.

231 22nd Avenue N, Saint Cloud

Listing courtesy of TheMLSonline.com, Inc..

$214,900

3 Beds ⋅ 2 Baths ⋅ 7154920 MLS

Turn-key living awaits in this beautifully newly updated ranch-style home, offering a perfect blend of modern upgrades and functional design. The main floor features a spacious layout with three bedrooms and beautifully updated bathroom. At the heart of the home is a large, remodeled kitchen equipped with fresh paint, new flooring, premium stainless steel appliances, and ample cabinetry. Many updates including but not limited to new paint throughout the home, new flooring, new asphalt driveway, and much more!! The partially finished lower level adds immediate living space with a huge, cozy family room and remodeled half bathroom, while still leaving plenty of room to expand, finish, and customize to your exact needs. Step outside to enjoy a fantastic, fully fenced backyard—ideal for outdoor dining, pets, and recreation. Complete with an oversized double garage providing excellent storage, this home is entirely move-in ready. All of this close to local transportation, three parks, Munsinger Flower Park, and easy access to the Hwy

1202 11th Avenue SE, Saint Cloud

Listing courtesy of RE/MAX Results.

$230,000

3 Beds ⋅ 2 Baths ⋅ 7149337 MLS

Welcome home to this amazing opportunity right in the heart of Saint Cloud. This home is waiting for you to add your finishing touches and really make it your own. The corner lot, garage space and deck make it easy and fun to entertain friends and family. There is currently a 4th non-conforming bedroom, that could easily be finished by adding a proper door. The opportunities are endless, don't wait to schedule a showing.

1000 14th Street S, Saint Cloud

Listing courtesy of Keller Williams Preferred Rlty.

$175,000

5 Beds ⋅ 2 Baths ⋅ 7152680 MLS

New Roof September 2026. Make this your own home, or consider this Prime Rental Opportunity Near SCSU 5 Bed | 2 Bath | Licensed for 4 Bedrooms Excellent opportunity to own a well-located rental property just minutes from St. Cloud State University. This 5-bedroom, 2-bath home is currently licensed for 4 bedrooms and generates $1,875 per month in rental income. The home features four upper-level bedrooms, a spacious living room with hardwood floors, and newer flooring in the kitchen and dining area. A separate basement entrance adds flexibility for tenants or future use. Outside, the property offers ample off-street parking plus a large detached garage with a loft area, providing abundant storage space. Tenants are responsible for gas and electric, while the owner pays water, sewer, and garbage, keeping operating expenses manageable. With its layout and location, this property also offers the potential to transition back to a single-family home once the current lease expires. Current Lease in place until April 2027.

511 6th Avenue S, Saint Cloud

Listing courtesy of VoigtJohnson.

$229,000

3 Beds ⋅ 2 Baths ⋅ 7153988 MLS

Beautifully remodeled rambler blending classic charm with fresh, modern finishes! The spacious, sun-filled living room features large windows, wood-look flooring, and an inviting fireplace. The updated kitchen showcases white cabinetry, contrasting black hardware, sleek countertops, stainless steel appliances, and a coordinating black faucet. Neutral paint, crisp white trim, updated lighting, and soft bedroom carpeting create a cohesive feel throughout. Mature trees, refreshed landscaping, and an attractive front entry add welcoming curb appeal. Conveniently located near South Junior High School, with McKinley Park and Lake George/Eastman Park nearby for outdoor recreation. Enjoy easy access to St. Cloud State University, Munsinger and Clemens Gardens, and downtown St. Cloud’s dining, shopping, and entertainment. A beautifully refreshed home with convenient access to everyday amenities and local attractions! Contract for deed available as well on case to case basis.

1020 15th Avenue S, Saint Cloud

Listing courtesy of Pemberton RE.

$150,000

3 Beds ⋅ 2 Baths ⋅ 7153460 MLS

Enjoy comfortable, low-maintenance living in this nicely updated 3 bedroom, 2 bath townhome. Offering 1,390 square feet, it is one of the largest units in the eight-unit buildings. The spacious primary suite features a private 3/4 bath and walk-in closet. New flooring and lighting, along with updated kitchen appliances, give the home a fresh, welcoming feel. Come home, settle in, and enjoy more time for what matters most!

1539 14th Street SE, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$219,900

4 Beds ⋅ 2 Baths ⋅ 7149318 MLS

Beautifully maintained and nicely updated, this spacious turn-of-the-century two-story offers an open floor plan, generous room sizes, and plenty of charm and character throughout, and an attached garage! The main level welcomes you with a comfortable sitting room that flows into the formal dining area and then into the spacious living room, all enhanced by 9-foot ceilings and great natural light. The bright, open kitchen features a large center island, a massive window, and additional cabinet and counter space. Upstairs, you’ll find four generously sized bedrooms on the same level, including one with access to a covered balcony. Recent updates include flooring, carpet, fresh paint, and refreshed vanity tops. Large windows and solid paneled doors add to the home’s character, while the convenient laundry room offers cabinets and counter space for folding. Additional highlights include maintenance-free vinyl windows, an inviting covered wrap-around deck, and an attached two-car garage with built-in overhead storage racks. Conveniently located close to parks, schools, shopping, and more.

705 14th Avenue S, Saint Cloud

Listing courtesy of RE/MAX Results.

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